Mims, Florida mortgage lenders include Regions BankRegions Bank2350 Us Highway 1, Mims, FL 32754A+5.0 ★Texas Ratio: 4.37%, Launch Credit UnionLaunch Credit Union14640 Hanger Rd, Cape Canaveral, FL 32920A5.0 ★Texas Ratio: 7.61%, Space Coast Credit UnionSpace Coast Credit Union20437 State Road 7, Boca Raton, FL 33498A+5.0 ★Texas Ratio: 5.37%, Seacoast National BankSeacoast National Bank345 E Main St, Apopka, FL 32703A+5.0 ★Texas Ratio: 2.72%, Community Credit Union of FloridaCommunity Credit Union of Florida660 West Ave, Cocoa, FL 32927 4971A+5.0 ★Texas Ratio: 1.43%, Trustco BankTrustco Bank909 West State Rd 434, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.14%, Citizens Bank, NACitizens Bank, NA2222 Ponce De Leon Blvd, Coral Gables, FL 33134A+5.0 ★Texas Ratio: 5.44%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust101 Indian Rocks Rd N, Belleair Bluffs, FL 33770A5.0 ★Texas Ratio: 7.72%, Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%, and Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mims, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mims are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Mims, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Mims 2350 Us Highway 1, Mims, FL 32754 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 3 +4 HELOCs |
3% | 42.9% | $315,000 | View |
|
14640 Hanger Rd, Cape Canaveral, FL 32920 A5.0 ★Texas Ratio: 7.61% |
Conventional | 6 | 6.1% | 40.9% | $68,333 | View |
|
20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 5 +6 HELOCs |
5.1% | 62.5% | $303,000 | View |
|
★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
Conventional, USDA | 2 | 2% | 100% | $210,000 | View |
|
660 West Ave, Cocoa, FL 32927 4971 A+5.0 ★Texas Ratio: 1.43% |
Conventional, HELOC | 1 +8 HELOCs |
1% | 100% | $45,000 | View |
|
★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1% | 100% | $155,000 | View |
|
2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 1% | 100% | $155,000 | View |
|
101 Indian Rocks Rd N, Belleair Bluffs, FL 33770 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 1% | 100% | $245,000 | View |
|
70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
|
FHA, VA | 4 | 4% | 66.7% | $307,500 | |
The Mortgage Firm
|
FHA | 2 | 2% | 100% | $250,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
|
FHA | 1 | 1% | 100% | $175,000 | |
Alkan Mortgage Corporation
|
FHA | 1 | 1% | 50% | $185,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 11 | 11.1% | 100% | $153,181 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 10 | 10.1% | 66.7% | $293,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 10 | 10.1% | 100% | $327,000 | |
Mortgage Research Center
|
VA | 5 | 5.1% | 71.4% | $333,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, USDA | 4 | 4% | 100% | $92,500 | View |
Embrace Home Loans, Inc.
|
FHA | 3 | 3% | 100% | $358,333 | |
Nationstar Mortgage
|
Conventional | 3 | 3% | 100% | $81,666 | |
Pennymac Loan Services LLC
|
Conventional, VA | 2 | 2% | 66.7% | $335,000 | |
Zillow Home Loans, LLC
|
Conventional, VA | 2 | 2% | 66.7% | $360,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
FHA, VA | 2 | 2% | 100% | $200,000 | View |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +2 HELOCs |
1% | 50% | $35,000 | |
Cadence Bank
|
Conventional | 1 | 1% | 100% | $285,000 | |
|
A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 1% | 100% | $655,000 | View |
|
A5.0 ★Texas Ratio: 8.10% |
FHA | 1 | 1% | 25% | $185,000 | View |
loanDepot.com LLC
|
Conventional | 1 | 1% | 50% | $55,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 1% | 100% | $315,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 1% | 100% | $565,000 | View |
Discover Bank
|
Conventional | 1 | 1% | 50% | $155,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 1% | 100% | $315,000 | |
Stg Mortgage Inc
|
Conventional | 1 | 1% | 100% | $285,000 | |
Mortgage Equity Partners LLC
|
Conventional | 1 | 1% | 100% | $135,000 | |
Direct Mortgage Loans, LLC
|
FHA | 1 | 1% | 100% | $95,000 | |
American Pacific Mortgage Corporation
|
Conventional | 1 | 1% | 100% | $325,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 1% | 100% | $125,000 | View |
Mutual of Omaha Mortgage
|
FHA | 1 | 1% | 50% | $335,000 | |
Fairway Independent Mort Corp
|
VA | 1 | 1% | 100% | $335,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 1% | 100% | $275,000 | View |
Spring Eq, LLC
|
Conventional | 1 | 1% | 100% | $45,000 | |
Top Flite Financial, Inc.
|
FHA | 1 | 1% | 100% | $205,000 | |
Northwest Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Mims? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mims in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Mims, FL lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 72.7 percent of home loans in Mims, Florida in 2025, banks 14.1 percent and credit unions 13.1 percent. Freedom Mortgage Corporation was the largest mortgage company, Regions Bank the largest bank and Launch Credit Union the largest credit union. Among lenders headquartered in Florida, Launch Credit Union led with 6 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Mims, Florida with 3 loans, about 3 percent of the market. The largest lender headquartered in Florida was Launch Credit Union with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Mims, Florida in 2025, led by United Wholesale Mortgage with 4. 9 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 5 credit unions closed home loans in Mims, Florida in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mims, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mims, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mims. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.