Mortgage Lenders and Brokers in Midway, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Midway, Florida mortgage lenders include Servisfirst BankServisfirst Bank316 Racetrack Rd Ne, Fort Walton Beach, FL 32547A5.0 ★Texas Ratio: 8.75%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, First Commerce Credit UnionFirst Commerce Credit Union4472 Lafayette St, Marianna, FL 32446A+5.0 ★Texas Ratio: 3.60%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, Flagstar Bank NAFlagstar Bank NA20423 State Road 7, Boca Raton, FL 33498D3.3 ★Texas Ratio: 35.11%, Triad Financial Services, Inc.Triad Financial Services, Inc.1209 Kingsway Rd, Brandon, FL 33510A+5.0 ★Texas Ratio: 5.93%, City National Bank of FloridaCity National Bank of Florida2999 Ne 191st St, Aventura, FL 33180A5.0 ★Texas Ratio: 7.12%, and Florida Credit UnionFlorida Credit Union10303 SE US Highway 441, Belleview, FL 34420A+5.0 ★Texas Ratio: 4.76%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Midway, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Midway are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Midway, Florida
Market share is the lender's share of all home loans closed in Midway, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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316 Racetrack Rd Ne, Fort Walton Beach, FL 32547 A5.0 ★Texas Ratio: 8.75% |
Conventional | 2 | 2.9% | 66.7% | $240,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 2 | 2.9% | 66.7% | $175,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 2 | 2.9% | 66.7% | $245,000 | View |
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4472 Lafayette St, Marianna, FL 32446 A+5.0 ★Texas Ratio: 3.60% |
Conventional, HELOC | 1 +3 HELOCs |
1.5% | 66.7% | $55,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
VA, HELOC | 1 +1 HELOCs |
1.5% | 33.3% | $135,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.5% | 100% | $175,000 | View |
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20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 1.5% | 100% | $285,000 | View |
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1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 1 | 1.5% | 50% | $165,000 | View |
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2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12% |
Conventional | 1 | 1.5% | 100% | $275,000 | View |
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10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76% |
Conventional | 1 | 1.5% | 100% | $35,000 | View |
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847 S Orange Blossom Trl, Apopka, FL 32703 A5.0 ★Texas Ratio: 6.85% |
Conventional | 1 | 1.5% | 50% | $385,000 | View |
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2201 Crawfordville Hwy, Crawfordville, FL 32327 A+5.0 ★Texas Ratio: 2.17% |
Conventional | 1 | 1.5% | 100% | $805,000 | View |
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8300 NW 53rd St, Doral, FL 33166 7710 A+5.0 ★Texas Ratio: 3.47% |
Conventional | 1 | 1.5% | 33.3% | $55,000 | View |
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16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56% |
Conventional | 1 | 1.5% | 100% | $125,000 | View |
Freedom Mortgage Corporation
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VA | 2 | 2.9% | 100% | $235,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 9 | 13.2% | 100% | $136,111 | |
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A+5.0 ★Texas Ratio: 3.82% |
FHA, VA | 6 | 8.8% | 85.7% | $255,000 | View |
Rocket Mortgage
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Conventional, FHA | 5 | 7.4% | 71.4% | $143,000 | |
American Financial Resources LLC
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FHA | 3 | 4.4% | 75% | $241,666 | |
Mortgage Research Center
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VA | 3 | 4.4% | 75% | $271,666 | |
Towne Mortgage Company
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Conventional | 3 | 4.4% | 100% | $208,333 | |
Directions Equity, LLC
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Conventional, FHA | 2 | 2.9% | 100% | $180,000 | |
VanDyk Mortgage Corporation
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FHA | 2 | 2.9% | 100% | $230,000 | |
Genway Home Mortgage, Inc.
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Conventional, FHA | 2 | 2.9% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 2.9% | 100% | $90,000 | View |
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A+5.0 ★Texas Ratio: 0.00% |
FHA | 2 | 2.9% | 66.7% | $275,000 | View |
United Wholesale Mortgage
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VA | 1 | 1.5% | 100% | $235,000 | |
Goodleap, LLC
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FHA | 1 | 1.5% | 50% | $205,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional | 1 | 1.5% | 33.3% | $245,000 | View |
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A+5.0 ★Texas Ratio: 5.29% |
FHA | 1 | 1.5% | 100% | $245,000 | View |
Union Home Mortgage Corp.
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FHA | 1 | 1.5% | 100% | $265,000 | |
Planet Home Lending, LLC
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FHA | 1 | 1.5% | 100% | $255,000 | |
Synovus Bank
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Conventional | 1 | 1.5% | 100% | $125,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.5% | 100% | $55,000 | |
21St Mortgage
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Conventional | 1 | 1.5% | 28.6% | $205,000 | |
Village Capital & Investment
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VA | 1 | 1.5% | 50% | $285,000 | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Midway Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Midway, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Midway? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Midway in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Midway, FL
Use these to narrow the list above. Each category shows how many Midway, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Midway, FL
Independent mortgage companies closed 63.2 percent of home loans in Midway, Florida in 2025, banks 29.4 percent and credit unions 7.4 percent. Triad Financial Services, Inc. was the largest mortgage company, Servisfirst Bank the largest bank and First Commerce Credit Union the largest credit union. Among lenders headquartered in Florida, Southstate Bank, National Association led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Midway, FL
By home loans closed in 2025, Servisfirst Bank was the largest mortgage lender in Midway, Florida with 2 loans, about 2.9 percent of the market. The largest lender headquartered in Florida was Southstate Bank, National Association with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Midway, Florida in 2025, led by University Bank with 5. 7 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 6 credit unions closed home loans in Midway, Florida in 2025, alongside 20 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Midway, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Midway, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Midway. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
