Mortgage Lenders and Brokers in Lake Panasoffkee, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lake Panasoffkee, Florida mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Florida Credit UnionFlorida Credit Union10303 SE US Highway 441, Belleview, FL 34420A+5.0 ★Texas Ratio: 4.76%, Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, Flagstar Bank NAFlagstar Bank NA20423 State Road 7, Boca Raton, FL 33498D3.3 ★Texas Ratio: 35.11%, First Federal BankFirst Federal Bank300 N Waukesha St, Bonifay, FL 32425A+5.0 ★Texas Ratio: 1.10%, Brannen BankBrannen Bank3930 N Lecanto Hwy, Beverly Hills, FL 34465D1.6 ★Texas Ratio: 7.63%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, and PNC Bank N.A.PNC Bank N.A.900 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lake Panasoffkee, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake Panasoffkee are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lake Panasoffkee, Florida
Market share is the lender's share of all home loans closed in Lake Panasoffkee, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 2.9% | 100% | $80,000 | View |
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10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $405,000 | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 50% | $215,000 | View |
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20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 1.4% | 100% | $245,000 | View |
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300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 1.4% | 100% | $165,000 | View |
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3930 N Lecanto Hwy, Beverly Hills, FL 34465 D1.6 ★Texas Ratio: 7.63% |
Conventional | 1 | 1.4% | 100% | $475,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
VA | 1 | 1.4% | 100% | $355,000 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional | 1 | 1.4% | 100% | $335,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
The Mortgage Firm
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Conventional, FHA | 3 | 4.3% | 100% | $178,333 | |
Freedom Mortgage Corporation
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FHA | 2 | 2.9% | 100% | $205,000 | |
Acrisure Mortgage, LLC
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FHA | 1 | 1.4% | 100% | $115,000 | |
Alkan Mortgage Corporation
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FHA | 1 | 1.4% | 100% | $245,000 | |
Mortgage Lenders Investment Tr
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FHA | 1 | 1.4% | 100% | $135,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 11.4% | 80% | $170,000 | |
Rocket Mortgage
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Conventional, VA | 8 | 11.4% | 80% | $171,250 | |
Equity Prime Mortgage LLC
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FHA, USDA | 3 | 4.3% | 75% | $215,000 | |
Premier Mortgage Resources, LLC
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Conventional, FHA | 2 | 2.9% | 100% | $145,000 | |
SWBC Mortgage Corporation
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Conventional, VA | 2 | 2.9% | 100% | $115,000 | |
Success Mortgage Partners, Inc
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FHA, USDA | 2 | 2.9% | 100% | $170,000 | |
Mortgage Research Center
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VA | 2 | 2.9% | 100% | $240,000 | |
New American Funding, LLC.
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Conventional | 2 | 2.9% | 100% | $60,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 2.9% | 100% | $105,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
1.4% | 50% | $45,000 | |
Arc Home LLC
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Conventional | 1 | 1.4% | 100% | $175,000 | |
EMM Loans LLC
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FHA | 1 | 1.4% | 100% | $175,000 | |
American Financial Resources LLC
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Conventional | 1 | 1.4% | 100% | $275,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 1.4% | 100% | $305,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 1.4% | 50% | $135,000 | |
Everett Financial, Inc.
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Conventional | 1 | 1.4% | 100% | $175,000 | |
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A5.0 ★Texas Ratio: 8.10% |
FHA | 1 | 1.4% | 100% | $205,000 | View |
Kind Lending, LLC
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VA | 1 | 1.4% | 100% | $225,000 | |
Bond Street Mortgage, LLC
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Conventional | 1 | 1.4% | 100% | $175,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 1.4% | 100% | $215,000 | |
American Financial Network, Inc.
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FHA | 1 | 1.4% | 33.3% | $215,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 1.4% | 100% | $125,000 | View |
Sun West Mortgage Company, Inc
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Conventional | 1 | 1.4% | 100% | $115,000 | |
Click n' Close, Inc.
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FHA | 1 | 1.4% | 100% | $245,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 1.4% | 100% | $225,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 1.4% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 1.4% | 100% | $215,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 1.4% | 100% | $245,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1.4% | 50% | $155,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
FHA | 1 | 1.4% | 25% | $105,000 | View |
Cake Mortgage Corp.
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Conventional | 1 | 1.4% | 100% | $135,000 | |
loanDepot.com LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lake Panasoffkee Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lake Panasoffkee, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Lake Panasoffkee? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake Panasoffkee in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lake Panasoffkee, FL
Use these to narrow the list above. Each category shows how many Lake Panasoffkee, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Lake Panasoffkee, FL
Independent mortgage companies closed 84.3 percent of home loans in Lake Panasoffkee, Florida in 2025, banks 11.4 percent and credit unions 4.3 percent. The Mortgage Firm was the largest mortgage company, Wells Fargo Bank NA the largest bank and Florida Credit Union the largest credit union. Among lenders headquartered in Florida, Florida Credit Union led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lake Panasoffkee, FL
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Lake Panasoffkee, Florida with 2 loans, about 2.9 percent of the market. The largest lender headquartered in Florida was Florida Credit Union with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Lake Panasoffkee, Florida in 2025, led by Freedom Mortgage Corporation with 2. 7 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 3 credit unions closed home loans in Lake Panasoffkee, Florida in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lake Panasoffkee, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake Panasoffkee, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake Panasoffkee. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
