Mortgage Lenders and Brokers in Garcon Point, Florida
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Garcon Point, Florida mortgage lenders include Members First Credit Union of FloridaMembers First Credit Union of Florida5005 Highway 90, Pace, FL 32571A+5.0 ★Texas Ratio: 1.18%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Gulf Winds Credit UnionGulf Winds Credit Union11 Preston Cir, Crawfordville, FL 32327A+5.0 ★Texas Ratio: 2.87%, PenAir Credit UnionPenAir Credit Union1345 Industrial Dr, Crestview, FL 32539 8984A+5.0 ★Texas Ratio: 2.97%, Triad Financial Services, Inc.Triad Financial Services, Inc.1209 Kingsway Rd, Brandon, FL 33510A+5.0 ★Texas Ratio: 5.93%, Renasant BankRenasant Bank16404 Nw 17th Drive, Alachua, FL 32615A+5.0 ★Texas Ratio: 4.72%, First Federal BankFirst Federal Bank300 N Waukesha St, Bonifay, FL 32425A+5.0 ★Texas Ratio: 1.10%, Eglin Federal Credit UnionEglin Federal Credit Union1127 Industrial Dr, Crestview, FL 32539 8950A+5.0 ★Texas Ratio: 0.79%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, and Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Garcon Point, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Garcon Point are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Garcon Point, Florida
Market share is the lender's share of all home loans closed in Garcon Point, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
5005 Highway 90, Pace, FL 32571 A+5.0 ★Texas Ratio: 1.18% |
Conventional | 4 | 4.3% | 100% | $172,500 | |
|
360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +2 HELOCs |
2.2% | 100% | $385,000 | View |
|
11 Preston Cir, Crawfordville, FL 32327 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
2.2% | 100% | $445,000 | View |
|
1345 Industrial Dr, Crestview, FL 32539 8984 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 2 +2 HELOCs |
2.2% | 66.7% | $235,000 | View |
|
1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 1 | 1.1% | 20% | $95,000 | View |
|
16404 Nw 17th Drive, Alachua, FL 32615 A+5.0 ★Texas Ratio: 4.72% |
Conventional, Jumbo | 1 | 1.1% | 100% | $985,000 | View |
|
300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10% |
VA, Jumbo | 1 | 1.1% | 100% | $955,000 | View |
|
1127 Industrial Dr, Crestview, FL 32539 8950 A+5.0 ★Texas Ratio: 0.79% |
Conventional | 1 | 1.1% | 100% | $265,000 | |
|
1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.1% | 100% | $245,000 | View |
|
★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 1.1% | 100% | $255,000 | View |
|
480 S Highway 29, Cantonment, FL 32533 6406 A5.0 ★Texas Ratio: 6.36% |
Conventional | 1 | 1.1% | 100% | $485,000 | View |
|
3701 Tamiami Trl N, Naples, FL 34103 A+5.0 ★Texas Ratio: 3.12% |
VA | 1 | 1.1% | 100% | $275,000 | View |
|
22 Avenue E, Apalachicola, FL 32320 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 1.1% | 50% | $255,000 | View |
|
★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional, Jumbo | 1 | 1.1% | 100% | $1,675,000 | View |
|
★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
FHA | 1 | 1.1% | 100% | $275,000 | View |
|
★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Acrisure Mortgage, LLC
|
Conventional | 2 | 2.2% | 100% | $460,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 1.1% | 100% | $435,000 | |
The Mortgage Firm
|
Conventional | 1 | 1.1% | 100% | $325,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 8 | 8.7% | 61.5% | $283,750 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 7 | 7.6% | 100% | $405,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +2 HELOCs |
5.4% | 62.5% | $389,000 | |
CrossCountry Mortgage, LLC
|
Conventional, VA, HELOC | 5 +1 HELOCs |
5.4% | 100% | $239,000 | |
Mortgage Research Center
|
VA | 5 | 5.4% | 71.4% | $421,000 | |
loanDepot.com LLC
|
Conventional, VA, Jumbo | 3 | 3.3% | 100% | $458,333 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 3 | 3.3% | 100% | $478,333 | |
|
A+5.0 ★Texas Ratio: 3.82% |
Conventional, FHA, VA | 3 | 3.3% | 100% | $458,333 | View |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA, VA | 3 | 3.3% | 100% | $331,666 | |
Movement Mortgage, LLC
|
Conventional, VA | 2 | 2.2% | 100% | $330,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
FHA, VA | 2 | 2.2% | 100% | $250,000 | View |
Fairway Independent Mort Corp
|
Conventional, FHA | 2 | 2.2% | 100% | $160,000 | |
|
A5.0 ★Texas Ratio: 13.68% |
Conventional | 1 | 1.1% | 100% | $585,000 | View |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 1.1% | 100% | $805,000 | |
RMC Home Mortgage, LLC
|
VA | 1 | 1.1% | 100% | $495,000 | |
|
A5.0 ★Texas Ratio: 8.10% |
VA | 1 | 1.1% | 50% | $435,000 | View |
Sage Home Loans Corporation
|
Conventional | 1 | 1.1% | 100% | $615,000 | |
Nbkc Bank
|
VA | 1 | 1.1% | 100% | $455,000 | |
ALCOVA Mortgage, LLC
|
Conventional | 1 | 1.1% | 100% | $225,000 | |
Loanunited.Com, LLC
|
VA | 1 | 1.1% | 100% | $305,000 | |
Amerisave Mortgage Company
|
FHA | 1 | 1.1% | 50% | $245,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 1.1% | 100% | $505,000 | View |
Mortgage Equity Partners LLC
|
Conventional, Jumbo | 1 | 1.1% | 100% | $1,755,000 | |
Gardner Financial Services
|
VA | 1 | 1.1% | 100% | $555,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 1.1% | 50% | $345,000 | |
Towne Mortgage Company
|
VA | 1 | 1.1% | 100% | $395,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 1.1% | 100% | $455,000 | |
|
A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 1.1% | 100% | $425,000 | View |
The Loan Store, Inc
|
Conventional | 1 | 1.1% | 100% | $235,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
VA | 1 | 1.1% | 100% | $295,000 | View |
Geneva Financial LLC
|
FHA | 1 | 1.1% | 100% | $235,000 | |
Cadence Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
River Bank & Trust
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Wings Financial Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Coastal Community Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Garcon Point Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Garcon Point, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Garcon Point? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Garcon Point in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Garcon Point, FL
Use these to narrow the list above. Each category shows how many Garcon Point, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Garcon Point, FL
Independent mortgage companies closed 65.2 percent of home loans in Garcon Point, Florida in 2025, banks 17.4 percent and credit unions 17.4 percent. Triad Financial Services, Inc. was the largest mortgage company, Regions Bank the largest bank and Members First Credit Union of Florida the largest credit union. Among lenders headquartered in Florida, Members First Credit Union of Florida led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Garcon Point, FL
By home loans closed in 2025, Members First Credit Union of Florida was the largest mortgage lender in Garcon Point, Florida with 4 loans, about 4.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Garcon Point, Florida in 2025, led by Rocket Mortgage with 2. 20 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 10 credit unions closed home loans in Garcon Point, Florida in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Garcon Point, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Garcon Point, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Garcon Point. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
