Mortgage Lenders and Brokers in Chumuckla, Florida
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Chumuckla, Florida mortgage lenders include PenAir Credit UnionPenAir Credit Union1345 Industrial Dr, Crestview, FL 32539 8984A+5.0 ★Texas Ratio: 2.97%, Centennial BankCentennial Bank22 Avenue E, Apalachicola, FL 32320A+5.0 ★Texas Ratio: 3.14%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Gulf Winds Credit UnionGulf Winds Credit Union11 Preston Cir, Crawfordville, FL 32327A+5.0 ★Texas Ratio: 2.87%, Harvesters Federal Credit UnionHarvesters Federal Credit Union480 S Highway 29, Cantonment, FL 32533 6406A5.0 ★Texas Ratio: 6.36%, Ameris BankAmeris Bank16763 Se Pear St, Blountstown, FL 32424A+5.0 ★Texas Ratio: 1.82%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, Santa Rosa County Federal Credit UnionSanta Rosa County Federal Credit Union4934 Gulf Breeze Pkwy, Gulf Breeze, FL 32563 9251A+5.0 ★Texas Ratio: 3.29%, First Federal BankFirst Federal Bank300 N Waukesha St, Bonifay, FL 32425A+5.0 ★Texas Ratio: 1.10%, and Community Bank of MississippiCommunity Bank of Mississippi345 E James Lee Blvd, Crestview, FL 32539A+5.0 ★Texas Ratio: 3.09%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Chumuckla, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Chumuckla are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Chumuckla, Florida
Market share is the lender's share of all home loans closed in Chumuckla, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1345 Industrial Dr, Crestview, FL 32539 8984 A+5.0 ★Texas Ratio: 2.97% |
Conventional, Jumbo, HELOC | 5 +2 HELOCs |
3.4% | 100% | $479,000 | View |
|
22 Avenue E, Apalachicola, FL 32320 A+5.0 ★Texas Ratio: 3.14% |
Conventional, USDA, Jumbo | 5 | 3.4% | 100% | $809,000 | View |
|
360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 3 +3 HELOCs |
2% | 100% | $285,000 | View |
|
11 Preston Cir, Crawfordville, FL 32327 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +2 HELOCs |
2% | 75% | $71,666 | View |
|
480 S Highway 29, Cantonment, FL 32533 6406 A5.0 ★Texas Ratio: 6.36% |
Conventional | 3 | 2% | 100% | $421,666 | View |
|
★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 2 | 1.4% | 100% | $415,000 | View |
|
9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.7% | 100% | $345,000 | View |
|
4934 Gulf Breeze Pkwy, Gulf Breeze, FL 32563 9251 A+5.0 ★Texas Ratio: 3.29% |
Conventional | 1 | 0.7% | 100% | $65,000 | View |
|
300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.7% | 100% | $555,000 | View |
|
345 E James Lee Blvd, Crestview, FL 32539 A+5.0 ★Texas Ratio: 3.09% |
Conventional | 1 | 0.7% | 100% | $655,000 | View |
|
16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56% |
Conventional | 1 | 0.7% | 100% | $95,000 | View |
|
16404 Nw 17th Drive, Alachua, FL 32615 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
The Mortgage Firm
|
Conventional, FHA, VA | 3 | 2% | 100% | $365,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA | 2 | 1.4% | 100% | $190,000 | |
Lakeview Loan Servicing, LLC
|
VA | 1 | 0.7% | 50% | $405,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 14 | 9.5% | 87.5% | $258,571 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 13 +5 HELOCs |
8.8% | 65% | $251,153 | |
United Wholesale Mortgage
|
Conventional, VA, Jumbo | 11 | 7.5% | 92.3% | $687,727 | |
|
A+5.0 ★Texas Ratio: 3.82% |
Conventional, FHA, VA | 8 | 5.4% | 100% | $382,500 | View |
Mortgage Research Center
|
VA | 6 | 4.1% | 75% | $411,666 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA, VA | 6 | 4.1% | 100% | $468,333 | |
Guild Mortgage Company
|
Conventional, VA, USDA | 5 | 3.4% | 83.3% | $447,000 | |
Primary Residential Mortgage, INC.
|
Conventional, FHA, VA | 4 | 2.7% | 100% | $235,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 4 | 2.7% | 80% | $465,000 | |
DHI Mortgage Company, LTD.
|
VA | 3 | 2% | 75% | $568,333 | |
21St Mortgage
|
Conventional | 3 | 2% | 100% | $165,000 | |
|
A5.0 ★Texas Ratio: 8.10% |
Conventional, VA | 2 | 1.4% | 40% | $155,000 | View |
Movement Mortgage, LLC
|
Conventional, FHA | 2 | 1.4% | 75% | $355,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 1.4% | 100% | $510,000 | View |
New American Funding, LLC.
|
FHA, VA | 2 | 1.4% | 66.7% | $395,000 | |
Synovus Bank
|
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $545,000 | |
Cadence Bank
|
Conventional | 1 | 0.7% | 100% | $385,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.7% | 100% | $675,000 | |
American Financial Resources LLC
|
VA | 1 | 0.7% | 100% | $775,000 | |
Everett Financial, Inc.
|
VA | 1 | 0.7% | 100% | $385,000 | |
MortgageOne, Inc
|
Conventional | 1 | 0.7% | 100% | $405,000 | |
CrossCountry Mortgage, LLC
|
VA | 1 | 0.7% | 100% | $745,000 | |
Loansteady LLC
|
VA | 1 | 0.7% | 100% | $695,000 | |
Norwich Commercial Group Inc
|
FHA | 1 | 0.7% | 100% | $395,000 | |
loanDepot.com LLC
|
VA | 1 | 0.7% | 66.7% | $475,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
VA | 1 | 0.7% | 100% | $455,000 | View |
AmWest Funding Corp
|
Conventional | 1 | 0.7% | 100% | $515,000 | |
HomeXpress Mortgage Corp.
|
Conventional | 1 | 0.7% | 50% | $565,000 | |
Discover Bank
|
Conventional | 1 | 0.7% | 50% | $115,000 | |
Click n' Close, Inc.
|
VA | 1 | 0.7% | 100% | $235,000 | |
Legend Lending Corporation
|
VA | 1 | 0.7% | 100% | $235,000 | |
First Colony Mortgage Corporat
|
VA | 1 | 0.7% | 100% | $445,000 | |
Southeast Mortgage of Georgia, Inc.
|
FHA | 1 | 0.7% | 100% | $245,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.7% | 100% | $145,000 | |
Agfirst Farm Credit Bank
|
Conventional | 1 | 0.7% | 100% | $305,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.7% | 100% | $505,000 | View |
First Jackson Bank, Inc
|
Conventional | 1 | 0.7% | 100% | $415,000 | |
Towne Mortgage Company
|
FHA | 1 | 0.7% | 100% | $195,000 | |
Pentagon Federal Credit Union
|
VA | 1 | 0.7% | 100% | $535,000 | |
|
A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.7% | 100% | $705,000 | View |
Citadel Servicing Corporation
|
Conventional | 1 | 0.7% | 100% | $255,000 | |
Summit Funding.Inc
|
VA | 1 | 0.7% | 100% | $305,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
VA | 1 | 0.7% | 100% | $295,000 | View |
|
A5.0 ★Texas Ratio: 8.28% |
Conventional | 1 | 0.7% | 100% | $225,000 | View |
Goprime Mortgage, Inc.
|
VA, Jumbo | 1 | 0.7% | 100% | $1,505,000 | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
The Loan Store, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Chumuckla Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Chumuckla, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Chumuckla? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Chumuckla in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Chumuckla, FL
Use these to narrow the list above. Each category shows how many Chumuckla, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Chumuckla, FL
Independent mortgage companies closed 61.2 percent of home loans in Chumuckla, Florida in 2025, banks 20.4 percent and credit unions 18.4 percent. The Mortgage Firm was the largest mortgage company, Centennial Bank the largest bank and PenAir Credit Union the largest credit union. Among lenders headquartered in Florida, PenAir Credit Union led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Chumuckla, FL
By home loans closed in 2025, PenAir Credit Union was the largest mortgage lender in Chumuckla, Florida with 5 loans, about 3.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Chumuckla, Florida in 2025, led by Rocket Mortgage with 2. 28 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 7 credit unions closed home loans in Chumuckla, Florida in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Chumuckla, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Chumuckla, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Chumuckla. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
