Mortgage Lenders and Brokers in Bell, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bell, Florida mortgage lenders include Capital City BankCapital City Bank690 S Us Hwy 129, Bell, FL 32619A+5.0 ★Texas Ratio: 2.55%, Seacoast National BankSeacoast National Bank345 E Main St, Apopka, FL 32703A+5.0 ★Texas Ratio: 2.72%, Triad Financial Services, Inc.Triad Financial Services, Inc.1209 Kingsway Rd, Brandon, FL 33510A+5.0 ★Texas Ratio: 5.93%, First Federal BankFirst Federal Bank300 N Waukesha St, Bonifay, FL 32425A+5.0 ★Texas Ratio: 1.10%, Campus USA Credit UnionCampus USA Credit Union14759 NW 157th Ln, Alachua, FL 32615A+5.0 ★Texas Ratio: 2.45%, Ameris BankAmeris Bank16763 Se Pear St, Blountstown, FL 32424A+5.0 ★Texas Ratio: 1.82%, Florida Credit UnionFlorida Credit Union10303 SE US Highway 441, Belleview, FL 34420A+5.0 ★Texas Ratio: 4.76%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, Radiant Credit UnionRadiant Credit Union14520 NW US Highway 441, Alachua, FL 32615 8204A+5.0 ★Texas Ratio: 3.03%, and Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bell, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bell are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bell, Florida
Market share is the lender's share of all home loans closed in Bell, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Bell 690 S Us Hwy 129, Bell, FL 32619 A+5.0 ★Texas Ratio: 2.55% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
Conventional, HELOC | 3 +1 HELOCs |
2.8% | 100% | $305,000 | View |
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1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 3 | 2.8% | 71.4% | $115,000 | View |
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300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10% |
Conventional, VA | 2 | 1.9% | 100% | $410,000 | View |
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14759 NW 157th Ln, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.45% |
Conventional | 2 | 1.9% | 100% | $395,000 | View |
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★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 2 | 1.9% | 100% | $215,000 | View |
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10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76% |
Conventional, HELOC | 1 +2 HELOCs |
0.9% | 50% | $505,000 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional | 1 | 0.9% | 100% | $495,000 | View |
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14520 NW US Highway 441, Alachua, FL 32615 8204 A+5.0 ★Texas Ratio: 3.03% |
HELOC | 0 +2 HELOCs |
0% | 100% | View | |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Acrisure Mortgage, LLC
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Conventional, FHA | 2 | 1.9% | 66.7% | $175,000 | |
Metroplex Mortgage Services
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USDA | 2 | 1.9% | 100% | $180,000 | |
The Mortgage Firm
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VA | 1 | 0.9% | 100% | $375,000 | |
Affordable Mortgage Advisors
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Conventional, FHA, VA, USDA | 9 | 8.4% | 100% | $232,777 | |
Rocket Mortgage
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Conventional, FHA, VA | 8 | 7.5% | 72.7% | $203,750 | |
21St Mortgage
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Conventional | 8 | 7.5% | 66.7% | $120,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 6.5% | 100% | $232,142 | |
Movement Mortgage, LLC
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Conventional, FHA | 7 | 6.5% | 100% | $229,285 | |
New American Funding, LLC.
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Conventional, FHA, VA | 6 | 5.6% | 100% | $220,000 | |
Southwest Stage Funding LLC
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Conventional, FHA | 5 | 4.7% | 100% | $213,000 | |
Mortgage Research Center
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VA | 4 | 3.7% | 66.7% | $212,500 | |
Everett Financial, Inc.
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Conventional, FHA | 3 | 2.8% | 100% | $181,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 2.8% | 100% | $168,333 | |
JMAC Lending, Inc.
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Conventional, FHA | 3 | 2.8% | 100% | $385,000 | |
American Financial Resources LLC
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FHA, VA | 2 | 1.9% | 66.7% | $125,000 | |
Guaranteed Rate, Inc.
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FHA, VA | 2 | 1.9% | 100% | $255,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 1.9% | 50% | $360,000 | |
Union Home Mortgage Corp.
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VA | 2 | 1.9% | 100% | $165,000 | |
Cardinal Financial Company, Li
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FHA | 2 | 1.9% | 75% | $225,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 1.9% | 25% | $175,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 2 | 1.9% | 100% | $135,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +1 HELOCs |
0.9% | 50% | $675,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.9% | 20% | $155,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.9% | 100% | $215,000 | |
Atlantic Bay Mortgage Group
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Conventional | 1 | 0.9% | 100% | $325,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.9% | 100% | $135,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.9% | 100% | $155,000 | |
CSL Financial, LLC
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Conventional | 1 | 0.9% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.9% | 100% | $275,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.9% | 100% | $105,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.9% | 100% | $275,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.9% | 100% | $245,000 |
Bell Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bell, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Bell? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bell in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bell, FL
Use these to narrow the list above. Each category shows how many Bell, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Bell, FL
Independent mortgage companies closed 87.9 percent of home loans in Bell, Florida in 2025, banks 7.5 percent and credit unions 4.7 percent. Triad Financial Services, Inc. was the largest mortgage company, Capital City Bank the largest bank and Campus USA Credit Union the largest credit union. Among lenders headquartered in Florida, Capital City Bank led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bell, FL
By home loans closed in 2025, Capital City Bank was the largest mortgage lender in Bell, Florida with 0 loans, about 0 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Bell, Florida in 2025, led by Affordable Mortgage Advisors with 5. 11 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 6 credit unions closed home loans in Bell, Florida in 2025, alongside 31 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bell, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bell, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bell. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
