Mortgage Lenders and Brokers in Anna Maria, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Anna Maria, Florida mortgage lenders include Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Cogent BankCogent Bank1001 3rd Ave W, Bradenton, FL 34205A+5.0 ★Texas Ratio: 2.54%, United Community BankUnited Community Bank601 South Federal Highway, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.97%, BMO Harris Bank NABMO Harris Bank NA5461 N Us Highway 41, Apollo Beach, FL 33572A+5.0 ★Texas Ratio: 3.54%, Citizens Bank and TrustCitizens Bank and Trust211 Havendale Blvd, Auburndale, FL 33823D2.1 ★Texas Ratio: 5.22%, Citibank, NACitibank, NA18999 Biscayne Blvd, Aventura, FL 33180A+5.0 ★Texas Ratio: 2.82%, TD BankTD Bank514 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.71%, and Hancock Whitney BankHancock Whitney Bank5817 Manatee Ave W, Bradenton, FL 34209A+5.0 ★Texas Ratio: 3.41%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Anna Maria, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Anna Maria are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Anna Maria, Florida
Market share is the lender's share of all home loans closed in Anna Maria, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional, Jumbo | 4 | 8.9% | 100% | $1,397,500 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 2 | 4.4% | 100% | $2,065,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo | 2 | 4.4% | 100% | $1,780,000 | View |
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1001 3rd Ave W, Bradenton, FL 34205 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 1 | 2.2% | 100% | $795,000 | View |
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601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 2.2% | 100% | $805,000 | View |
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5461 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 1 | 2.2% | 100% | $2,995,000 | View |
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211 Havendale Blvd, Auburndale, FL 33823 D2.1 ★Texas Ratio: 5.22% |
Conventional | 1 | 2.2% | 100% | $705,000 | View |
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18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 2.2% | 100% | $3,865,000 | View |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo | 1 | 2.2% | 100% | $2,805,000 | View |
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★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, Jumbo | 4 | 8.9% | 100% | $1,332,500 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, Jumbo | 2 | 4.4% | 100% | $875,000 | View |
The Loan Store, Inc
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Conventional, Jumbo | 2 | 4.4% | 100% | $890,000 | |
Synovus Bank
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Conventional, Jumbo, HELOC | 1 +1 HELOCs |
2.2% | 100% | $3,305,000 | |
Cadence Bank
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Conventional | 1 | 2.2% | 100% | $675,000 | |
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A+5.0 ★Texas Ratio: 4.25% |
Conventional, Jumbo | 1 | 2.2% | 100% | $3,145,000 | View |
Cornerstone First Mortgage, LLC
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Conventional, Jumbo | 1 | 2.2% | 100% | $1,525,000 | |
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A+5.0 ★Texas Ratio: 4.98% |
Conventional, Jumbo | 1 | 2.2% | 100% | $1,085,000 | View |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, Jumbo | 1 | 2.2% | 100% | $1,445,000 | View |
Kind Lending, LLC
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Conventional | 1 | 2.2% | 100% | $495,000 | |
Loansteady LLC
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Conventional | 1 | 2.2% | 100% | $305,000 | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 1 | 2.2% | 100% | $1,835,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, Jumbo | 1 | 2.2% | 100% | $1,605,000 | View |
PFN Lending Group, Inc.
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Conventional, Jumbo | 1 | 2.2% | 100% | $1,565,000 | |
Nfm, Inc
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Conventional | 1 | 2.2% | 100% | $625,000 | |
T2 Financial LLC
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Conventional, Jumbo | 1 | 2.2% | 100% | $1,225,000 | |
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A+5.0 ★Texas Ratio: 0.16% |
Conventional, Jumbo | 1 | 2.2% | 100% | $1,845,000 | View |
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A5.0 ★Texas Ratio: 7.48% |
Conventional, Jumbo | 1 | 2.2% | 100% | $3,125,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 1 | 2.2% | 100% | $1,115,000 | View |
Empeople Credit Union
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Conventional, Jumbo | 1 | 2.2% | 100% | $1,005,000 | |
Lake Michigan Credit Union
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Conventional, Jumbo | 1 | 2.2% | 100% | $1,105,000 | |
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A+5.0 ★Texas Ratio: 3.45% |
Conventional, Jumbo | 1 | 2.2% | 100% | $2,005,000 | View |
Mutual of Omaha Mortgage
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Conventional, Jumbo | 1 | 2.2% | 100% | $1,215,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 2.2% | 100% | $805,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 2.2% | 50% | $2,005,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional, Jumbo | 1 | 2.2% | 100% | $1,995,000 | |
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A5.0 ★Texas Ratio: 6.62% |
HELOC | 0 +1 HELOCs |
0% | 100% | View |
Anna Maria Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Anna Maria, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Anna Maria? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Anna Maria in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Anna Maria, FL
Use these to narrow the list above. Each category shows how many Anna Maria, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Anna Maria, FL
Independent mortgage companies closed 44.4 percent of home loans in Anna Maria, Florida in 2025, banks 51.1 percent and credit unions 4.4 percent. United Wholesale Mortgage was the largest mortgage company, Southstate Bank, National Association the largest bank and Empeople Credit Union the largest credit union. Among lenders headquartered in Florida, Southstate Bank, National Association led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Anna Maria, FL
By home loans closed in 2025, Southstate Bank, National Association was the largest mortgage lender in Anna Maria, Florida with 4 loans, about 8.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 2 credit unions closed home loans in Anna Maria, Florida in 2025, alongside 15 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Anna Maria, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Anna Maria, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Anna Maria. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
