Mortgage Lenders and Brokers in Putnam, Connecticut
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Putnam, Connecticut mortgage lenders include Centreville BankCentreville Bank40 Main St, Putnam, CT 06260A5.0 ★Texas Ratio: 10.15%, Keybank National AssociationKeybank National Association163 Providence St, Putnam, CT 06260A+5.0 ★Texas Ratio: 4.81%, Charter Oak Federal Credit UnionCharter Oak Federal Credit Union7 Providence Pike, Putnam, CT 06260A+5.0 ★Texas Ratio: 1.98%, CorePlus Federal Credit UnionCorePlus Federal Credit Union350 Salem Tpke, Bozrah, CT 06334 1518A+5.0 ★Texas Ratio: 2.59%, Jewett City Savings BankJewett City Savings Bank223a Kennedy Dr, Putnam, CT 06260A+5.0 ★Texas Ratio: 5.94%, Citizens Bank, NACitizens Bank, NA332 E Main St, Branford, CT 06405A+5.0 ★Texas Ratio: 5.44%, Newtown Savings BankNewtown Savings Bank211 Greenwood Ave, Bethel, CT 06801A+5.0 ★Texas Ratio: 3.03%, The Washington Trust Company, of WesterlyThe Washington Trust Company, of Westerly14 Clara Dr, Mystic, CT 06355A5.0 ★Texas Ratio: 7.00%, TD BankTD Bank255 W Main St, Avon, CT 06001A+5.0 ★Texas Ratio: 3.71%, and M&T BankM&T Bank60 Providence Pike, Putnam, CT 06260A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Putnam, Connecticut in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Putnam are listed first, then lenders elsewhere in Connecticut, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Putnam, Connecticut
Market share is the lender's share of all home loans closed in Putnam, Connecticut. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Putnam 40 Main St, Putnam, CT 06260 A5.0 ★Texas Ratio: 10.15% |
Conventional, HELOC | 4 +5 HELOCs |
2% | 80% | $112,500 | |
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1 office in Putnam 163 Providence St, Putnam, CT 06260 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.5% | 100% | $35,000 | View |
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7 Providence Pike, Putnam, CT 06260 A+5.0 ★Texas Ratio: 1.98% |
Conventional, HELOC | 4 +7 HELOCs |
2% | 80% | $55,000 | View |
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350 Salem Tpke, Bozrah, CT 06334 1518 A+5.0 ★Texas Ratio: 2.59% |
Conventional | 2 | 1% | 50% | $100,000 | View |
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223a Kennedy Dr, Putnam, CT 06260 A+5.0 ★Texas Ratio: 5.94% |
Conventional | 2 | 1% | 100% | $135,000 | View |
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332 E Main St, Branford, CT 06405 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +5 HELOCs |
0.5% | 100% | $255,000 | View |
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211 Greenwood Ave, Bethel, CT 06801 A+5.0 ★Texas Ratio: 3.03% |
Conventional | 1 | 0.5% | 100% | $405,000 | View |
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14 Clara Dr, Mystic, CT 06355 A5.0 ★Texas Ratio: 7.00% |
Conventional | 1 | 0.5% | 100% | $205,000 | |
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255 W Main St, Avon, CT 06001 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.5% | 50% | $395,000 | View |
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60 Providence Pike, Putnam, CT 06260 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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382 Main St, Ansonia, CT 06401 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Total Mortgage Services, LLC
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Conventional, FHA | 5 | 2.5% | 100% | $265,000 | |
Norwich Commercial Group Inc
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Conventional | 4 | 2% | 100% | $115,000 | |
CSE Credit Union, Inc.
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Conventional | 1 | 0.5% | 100% | $15,000 | |
Farm Credit East ACA
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Conventional | 1 | 0.5% | 100% | $105,000 | |
Rocket Mortgage
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Conventional, FHA | 27 | 13.6% | 93.3% | $183,888 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 20 | 10.1% | 87% | $285,500 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 16 | 8.1% | 100% | $317,500 | |
loanDepot.com LLC
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Conventional, FHA | 9 | 4.5% | 90% | $178,333 | |
Cmg Mortgage Inc
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Conventional, FHA | 7 | 3.5% | 100% | $313,571 | |
T2 Financial LLC
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Conventional, FHA | 7 | 3.5% | 100% | $275,000 | |
Bankesb
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Conventional, HELOC | 6 +3 HELOCs |
3% | 85.7% | $95,000 | |
Webster Five Cents Savings Bank
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Conventional | 5 | 2.5% | 100% | $185,000 | |
New American Funding, LLC.
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Conventional, FHA | 5 | 2.5% | 71.4% | $193,000 | |
Navigant Credit Union
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Conventional, HELOC | 4 +2 HELOCs |
2% | 80% | $157,500 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 2% | 100% | $162,500 | |
Guild Mortgage Company
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Conventional | 3 | 1.5% | 100% | $218,333 | |
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A+5.0 ★Texas Ratio: 1.16% |
Conventional | 3 | 1.5% | 75% | $235,000 | View |
Nationstar Mortgage
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Conventional, FHA | 3 | 1.5% | 50% | $195,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 3 | 1.5% | 100% | $241,666 | |
Paramount Residential Mortgage
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FHA | 3 | 1.5% | 100% | $381,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 2 +1 HELOCs |
1% | 100% | $320,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
1% | 66.7% | $65,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1% | 40% | $310,000 | |
Southbridge Credit Union
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Conventional | 2 | 1% | 100% | $240,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 1% | 50% | $190,000 | |
Movement Mortgage, LLC
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FHA | 2 | 1% | 66.7% | $325,000 | |
Pennymac Loan Services LLC
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FHA | 2 | 1% | 40% | $255,000 | |
Network Funding, L.P.
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Conventional | 2 | 1% | 100% | $250,000 | |
Mortgage Research Center
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Conventional, VA | 2 | 1% | 100% | $455,000 | |
UMassFive College Federal Credit Union
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Conventional | 2 | 1% | 100% | $55,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 2 | 1% | 100% | $275,000 | |
Semper Home Loans, Inc
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FHA | 1 | 0.5% | 100% | $255,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Primelending
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Conventional | 1 | 0.5% | 100% | $265,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.5% | 100% | $245,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $255,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 33.3% | $65,000 | |
Webster First Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $25,000 | |
Homestead Funding Corp.
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FHA | 1 | 0.5% | 100% | $345,000 | |
Discover Bank
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Conventional | 1 | 0.5% | 25% | $35,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $235,000 | |
Nfm, Inc
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FHA | 1 | 0.5% | 100% | $265,000 | |
Homefield Credit Union
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Conventional | 1 | 0.5% | 100% | $235,000 | |
Province Mortgage Associates, Inc.
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Conventional | 1 | 0.5% | 100% | $195,000 | |
Digital Federal Credit Union
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Conventional | 1 | 0.5% | 50% | $285,000 | |
Nexbank
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VA | 1 | 0.5% | 100% | $325,000 | |
CIBM Bank
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Conventional | 1 | 0.5% | 100% | $245,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.5% | 100% | $405,000 | |
Polish National Credit Union
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Conventional | 1 | 0.5% | 50% | $155,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.5% | 100% | $225,000 | View |
Drew Mortgage Associates, Inc
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Conventional | 1 | 0.5% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.5% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 50% | $65,000 | View |
Westerly Community Credit Union
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Conventional | 1 | 0.5% | 100% | $285,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Central One Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Berkshire Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Putnam Mortgage Rate Trends
Daily average mortgage rates for Connecticut compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Putnam, Connecticut
Looking for mortgage lenders near me or mortgage brokers near me in Putnam? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Putnam in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Putnam, CT
Use these to narrow the list above. Each category shows how many Putnam, CT lenders fit and what that kind of lender is usually best for.
Who Lends in Putnam, CT
Independent mortgage companies closed 73.2 percent of home loans in Putnam, Connecticut in 2025, banks 16.2 percent and credit unions 10.6 percent. Total Mortgage Services, LLC was the largest mortgage company, Centreville Bank the largest bank and Charter Oak Federal Credit Union the largest credit union. Among lenders headquartered in Connecticut, Charter Oak Federal Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Connecticut. State conveyance tax of 0.75 percent up to $800,000, 1.25 percent on the portion from $800,000 to $2.5 million and 2.25 percent above that, plus a municipal tax of 0.25 percent (up to 0.5 percent in some towns); no mortgage recording tax.
More Connecticut Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Putnam, CT
By home loans closed in 2025, Centreville Bank was the largest mortgage lender in Putnam, Connecticut with 4 loans, about 2 percent of the market. The largest lender headquartered in Connecticut was Charter Oak Federal Credit Union with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Putnam, Connecticut in 2025, led by Rocket Mortgage with 8. 5 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 13 credit unions closed home loans in Putnam, Connecticut in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Putnam, Connecticut during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Putnam, Connecticut for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Putnam. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
