Mortgage Lenders and Brokers in Mystic, Connecticut
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mystic, Connecticut mortgage lenders include Chelsea Groton BankChelsea Groton Bank2 Water St, Mystic, CT 06355A+5.0 ★Texas Ratio: 2.28%, Citizens Bank, NACitizens Bank, NA23 Broadway Ave, Mystic, CT 06355A+5.0 ★Texas Ratio: 5.44%, The Washington Trust Company, of WesterlyThe Washington Trust Company, of Westerly14 Clara Dr, Mystic, CT 06355A5.0 ★Texas Ratio: 7.00%, M&T BankM&T Bank12 Roosevelt Ave, Mystic, CT 06355A+5.0 ★Texas Ratio: 4.11%, Charter Oak Federal Credit UnionCharter Oak Federal Credit Union4 Hendel Dr, Mystic, CT 06355 1965A+5.0 ★Texas Ratio: 1.98%, Bank of America NABank of America NA382 Main St, Ansonia, CT 06401A+5.0 ★Texas Ratio: 4.14%, Liberty BankLiberty Bank27 Coogan Blvd, Mystic, CT 06355A+5.0 ★Texas Ratio: 1.90%, Scient Federal Credit UnionScient Federal Credit Union60 Colver Ave, Groton, CT 06340 3808, Dime BankDime Bank139 S Main St, Colchester, CT 06415A+5.0 ★Texas Ratio: 1.37%, and TD BankTD Bank255 W Main St, Avon, CT 06001A+5.0 ★Texas Ratio: 3.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mystic, Connecticut in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mystic are listed first, then lenders elsewhere in Connecticut, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mystic, Connecticut
Market share is the lender's share of all home loans closed in Mystic, Connecticut. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Mystic 2 Water St, Mystic, CT 06355 A+5.0 ★Texas Ratio: 2.28% |
Conventional, Jumbo | 22 | 17.5% | 100% | $274,545 | View |
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1 office in Mystic 23 Broadway Ave, Mystic, CT 06355 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 3 +16 HELOCs |
2.4% | 100% | $351,666 | View |
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1 office in Mystic 14 Clara Dr, Mystic, CT 06355 A5.0 ★Texas Ratio: 7.00% |
Conventional, HELOC | 2 +4 HELOCs |
1.6% | 100% | $570,000 | |
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1 office in Mystic 12 Roosevelt Ave, Mystic, CT 06355 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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4 Hendel Dr, Mystic, CT 06355 1965 A+5.0 ★Texas Ratio: 1.98% |
Conventional, HELOC | 7 +1 HELOCs |
5.6% | 77.8% | $229,285 | View |
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382 Main St, Ansonia, CT 06401 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 5 +2 HELOCs |
4% | 100% | $429,000 | View |
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★ 5 stars, 2 reviews 27 Coogan Blvd, Mystic, CT 06355 A+5.0 ★Texas Ratio: 1.90% |
Conventional, HELOC | 3 +6 HELOCs |
2.4% | 100% | $525,000 | View |
Scient Federal Credit Union
60 Colver Ave, Groton, CT 06340 3808 |
Conventional | 1 | 0.8% | 50% | $505,000 | |
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139 S Main St, Colchester, CT 06415 A+5.0 ★Texas Ratio: 1.37% |
Conventional | 1 | 0.8% | 50% | $305,000 | View |
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255 W Main St, Avon, CT 06001 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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200 Division St, Ansonia, CT 06401 A+5.0 ★Texas Ratio: 4.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Total Mortgage Services, LLC
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Conventional | 4 | 3.2% | 100% | $207,500 | |
CSE Credit Union, Inc.
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Conventional | 1 | 0.8% | 100% | $55,000 | |
Prosperity Home Mortgage, LLC
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Conventional, VA, Jumbo | 11 | 8.7% | 100% | $522,272 | |
Rocket Mortgage
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Conventional | 8 | 6.3% | 81.8% | $261,250 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 7 +2 HELOCs |
5.6% | 100% | $393,571 | |
United Wholesale Mortgage
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Conventional, Jumbo | 6 | 4.8% | 100% | $566,666 | |
Pennymac Loan Services LLC
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Conventional | 5 | 4% | 71.4% | $483,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 1.6% | 100% | $105,000 | |
loanDepot.com LLC
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Conventional, Jumbo | 2 | 1.6% | 100% | $830,000 | |
Mortgage Research Center
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Conventional, VA | 2 | 1.6% | 100% | $575,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 1.6% | 100% | $320,000 | |
Washington Trust Mortgage Company LLC
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Conventional | 2 | 1.6% | 100% | $440,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 1.6% | 100% | $525,000 | |
Spring Eq, LLC
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Conventional | 2 | 1.6% | 66.7% | $245,000 | |
PNC Bank N.A.
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Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $515,000 | |
Baycoast Mortgage Company, LLC
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Conventional | 1 | 0.8% | 100% | $565,000 | |
EMM Loans LLC
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FHA | 1 | 0.8% | 100% | $285,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.8% | 100% | $425,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.8% | 100% | $395,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.8% | 100% | $335,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.8% | 50% | $695,000 | |
Watermark Capital, Inc.
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Conventional | 1 | 0.8% | 100% | $745,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $575,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.8% | 50% | $535,000 | |
Emporium Tpo LLC
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Conventional | 1 | 0.8% | 100% | $585,000 | |
Homestead Funding Corp.
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Conventional, Jumbo | 1 | 0.8% | 100% | $905,000 | |
First State Bank of St Charles
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Conventional | 1 | 0.8% | 100% | $465,000 | |
Truity Federal Credit Union
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Conventional, Jumbo | 1 | 0.8% | 100% | $935,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.8% | 100% | $425,000 | View |
Leader Bank NA
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Conventional | 1 | 0.8% | 100% | $325,000 | |
First Federal Bank
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VA | 1 | 0.8% | 100% | $355,000 | |
T2 Financial LLC
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VA | 1 | 0.8% | 100% | $555,000 | |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.8% | 100% | $225,000 | |
Unity Bank
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Conventional | 1 | 0.8% | 100% | $385,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.8% | 100% | $495,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $355,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.8% | 100% | $605,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.8% | 100% | $555,000 | View |
Champions Funding, LLC
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Conventional | 1 | 0.8% | 100% | $705,000 | |
American Neighborhood Mortgage Acceptance Company
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VA | 1 | 0.8% | 100% | $475,000 | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Justice Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Westerly Community Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Mystic Mortgage Rate Trends
Daily average mortgage rates for Connecticut compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mystic, Connecticut
Looking for mortgage lenders near me or mortgage brokers near me in Mystic? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mystic in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mystic, CT
Use these to narrow the list above. Each category shows how many Mystic, CT lenders fit and what that kind of lender is usually best for.
Who Lends in Mystic, CT
Independent mortgage companies closed 50 percent of home loans in Mystic, Connecticut in 2025, banks 36.5 percent and credit unions 13.5 percent. Total Mortgage Services, LLC was the largest mortgage company, Chelsea Groton Bank the largest bank and Charter Oak Federal Credit Union the largest credit union. Among lenders headquartered in Connecticut, Chelsea Groton Bank led with 22 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Connecticut. State conveyance tax of 0.75 percent up to $800,000, 1.25 percent on the portion from $800,000 to $2.5 million and 2.25 percent above that, plus a municipal tax of 0.25 percent (up to 0.5 percent in some towns); no mortgage recording tax.
More Connecticut Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mystic, CT
By home loans closed in 2025, Chelsea Groton Bank was the largest mortgage lender in Mystic, Connecticut with 22 loans, about 17.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Mystic, Connecticut in 2025, led by EMM Loans LLC with 1. 6 lenders closed VA loans, led by Navy Federal Credit Union. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 8 credit unions closed home loans in Mystic, Connecticut in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mystic, Connecticut during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mystic, Connecticut for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mystic. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
