Mortgage Lenders and Brokers in Orchard City, Colorado
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Orchard City, Colorado mortgage lenders include Bank of ColoradoBank of Colorado365 W 1st St, Akron, CO 80720A+5.0 ★Texas Ratio: 3.16%, The Central Trust BankThe Central Trust Bank5278 N Nevada Ave Ste 100, Colorado Springs, CO 80918A+5.0 ★Texas Ratio: 3.12%, OakStar BankOakStar Bank3216 W Colorado Ave, Colorado Springs, CO 80904A+5.0 ★Texas Ratio: 3.21%, US Bank, N.A.US Bank, N.A.9590 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 2.85%, Alpine BankAlpine Bank119 Aspen Airport Business Ctr, Aspen, CO 81611A+5.0 ★Texas Ratio: 1.98%, BMO Harris Bank NABMO Harris Bank NA12880 W 64th Ave, Arvada, CO 80004A+5.0 ★Texas Ratio: 3.54%, Canvas Credit UnionCanvas Credit Union7502 W 80th Ave, Arvada, CO 80003A5.0 ★Texas Ratio: 9.20%, NBH BankNBH Bank2061 Main St, Alamosa, CO 81101A+5.0 ★Texas Ratio: 2.90%, Bellco Credit UnionBellco Credit Union13700 E Colfax Ave Unit O, Aurora, CO 80011A5.0 ★Texas Ratio: 9.71%, and Mortgage Solutions of ColoradoMortgage Solutions of ColoradoColorado Springs, CO. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Orchard City, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Orchard City are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Orchard City, Colorado
Market share is the lender's share of all home loans closed in Orchard City, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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365 W 1st St, Akron, CO 80720 A+5.0 ★Texas Ratio: 3.16% |
Conventional, HELOC | 6 +5 HELOCs |
5.9% | 77.8% | $215,000 | View |
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5278 N Nevada Ave Ste 100, Colorado Springs, CO 80918 A+5.0 ★Texas Ratio: 3.12% |
Conventional | 4 | 4% | 100% | $307,500 | View |
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★ 5 stars, 1 review 3216 W Colorado Ave, Colorado Springs, CO 80904 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 1 +2 HELOCs |
1% | 100% | $175,000 | View |
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9590 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $105,000 | View |
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119 Aspen Airport Business Ctr, Aspen, CO 81611 A+5.0 ★Texas Ratio: 1.98% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $55,000 | View |
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12880 W 64th Ave, Arvada, CO 80004 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 50% | $145,000 | View |
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7502 W 80th Ave, Arvada, CO 80003 A5.0 ★Texas Ratio: 9.20% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $275,000 | View |
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2061 Main St, Alamosa, CO 81101 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 1% | 100% | $265,000 | View |
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13700 E Colfax Ave Unit O, Aurora, CO 80011 A5.0 ★Texas Ratio: 9.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Solutions of Colorado
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FHA, VA | 2 | 2% | 100% | $340,000 | |
Climb Credit Union
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Conventional | 1 | 1% | 100% | $225,000 | |
Loan Simple, Inc.
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FHA | 1 | 1% | 100% | $255,000 | |
Ent Credit Union (68671)
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, VA | 17 | 16.8% | 100% | $201,470 | View |
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A5.0 ★Texas Ratio: 10.44% |
Conventional, VA | 11 | 10.9% | 92.3% | $190,454 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 7.9% | 88.9% | $360,000 | |
New American Funding, LLC.
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Conventional | 5 | 5% | 100% | $161,000 | |
Guild Mortgage Company
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Conventional, FHA | 4 | 4% | 100% | $182,500 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 3 | 3% | 100% | $68,333 | View |
Nationstar Mortgage
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Conventional | 3 | 3% | 75% | $58,333 | |
Mortgage Research Center
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VA | 3 | 3% | 75% | $301,666 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 2 | 2% | 100% | $115,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 2% | 100% | $200,000 | |
American Portfolio Mortgage Corporation
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VA | 1 | 1% | 100% | $415,000 | |
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B+4.8 ★Texas Ratio: 17.04% |
USDA | 1 | 1% | 100% | $345,000 | View |
American Financial Resources LLC
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USDA | 1 | 1% | 100% | $385,000 | |
Everett Financial, Inc.
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Conventional | 1 | 1% | 100% | $255,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 1% | 100% | $55,000 | |
Equity Prime Mortgage LLC
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Conventional | 1 | 1% | 100% | $155,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 1% | 100% | $255,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1% | 100% | $45,000 | |
loanDepot.com LLC
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Conventional | 1 | 1% | 100% | $215,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 1% | 100% | $255,000 | View |
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A5.0 ★Texas Ratio: 6.66% |
VA | 1 | 1% | 100% | $135,000 | View |
ClearPath Lending
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Conventional | 1 | 1% | 100% | $205,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 1% | 100% | $295,000 | |
Stg Mortgage Inc
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Conventional | 1 | 1% | 100% | $295,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 1% | 100% | $595,000 | |
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A-4.9 ★Texas Ratio: 16.23% |
Conventional | 1 | 1% | 100% | $505,000 | View |
Veritas Funding, LLC
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VA | 1 | 1% | 100% | $375,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 1% | 100% | $545,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 1% | 50% | $365,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 1% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1% | 50% | $185,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 1% | 100% | $205,000 | |
Spring Eq, LLC
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Conventional | 1 | 1% | 100% | $55,000 | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Orchard City Mortgage Rate Trends
Daily average mortgage rates for Colorado compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Orchard City, Colorado
Looking for mortgage lenders near me or mortgage brokers near me in Orchard City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Orchard City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Orchard City, CO
Use these to narrow the list above. Each category shows how many Orchard City, CO lenders fit and what that kind of lender is usually best for.
Who Lends in Orchard City, CO
Independent mortgage companies closed 62.4 percent of home loans in Orchard City, Colorado in 2025, banks 34.7 percent and credit unions 3 percent. Mortgage Solutions of Colorado was the largest mortgage company, Bank of Colorado the largest bank and Canvas Credit Union the largest credit union. Among lenders headquartered in Colorado, Bank of Colorado led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.
More Colorado Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Orchard City, CO
By home loans closed in 2025, Bank of Colorado was the largest mortgage lender in Orchard City, Colorado with 6 loans, about 5.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Orchard City, Colorado in 2025, led by United Wholesale Mortgage with 5. 9 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 7 credit unions closed home loans in Orchard City, Colorado in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Orchard City, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Orchard City, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Orchard City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
