Mortgage Lenders and Brokers in Monte Vista, Colorado
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Monte Vista, Colorado mortgage lenders include Sunflower Bank, N.A.Sunflower Bank, N.A.101 Adams St, Monte Vista, CO 81144A5.0 ★Texas Ratio: 10.77%, US Bank, N.A.US Bank, N.A.9590 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 2.85%, American Financing CorporationAmerican Financing CorporationAurora, CO, Loan Simple, Inc.Loan Simple, Inc.Englewood, CO, Rocket MortgageRocket MortgageA5.0 ★Texas Ratio: 10.44%, United Wholesale Mortgage, Guild Mortgage Company, Guaranteed Rate, Inc., Freedom Mortgage Corporation, and Mortgage Research Center. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Monte Vista, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Monte Vista are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Monte Vista, Colorado
Market share is the lender's share of all home loans closed in Monte Vista, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Monte Vista 101 Adams St, Monte Vista, CO 81144 A5.0 ★Texas Ratio: 10.77% |
FHA | 1 | 1.4% | 50% | $185,000 | View |
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9590 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.4% | 100% | $255,000 | View |
American Financing Corporation
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FHA | 1 | 1.4% | 50% | $95,000 | |
Loan Simple, Inc.
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FHA | 1 | 1.4% | 100% | $215,000 | |
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A5.0 ★Texas Ratio: 10.44% |
Conventional, FHA, VA | 10 | 13.9% | 78.6% | $213,000 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 11.1% | 100% | $223,750 | |
Guild Mortgage Company
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Conventional, FHA | 8 | 11.1% | 100% | $150,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 5 | 6.9% | 100% | $125,000 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 6.9% | 83.3% | $193,000 | |
Mortgage Research Center
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VA | 5 | 6.9% | 100% | $275,000 | |
Fairway Independent Mort Corp
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Conventional | 5 | 6.9% | 100% | $215,000 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 5.6% | 57.1% | $207,500 | |
Newrez LLC
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FHA, VA | 2 | 2.8% | 100% | $365,000 | |
CrossCountry Mortgage, LLC
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FHA | 2 | 2.8% | 100% | $195,000 | |
V.I.P. Mortgage, Inc.
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Conventional, FHA | 2 | 2.8% | 100% | $180,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 2.8% | 100% | $90,000 | |
Carrington Mortgage Services LLC
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FHA, VA | 2 | 2.8% | 100% | $190,000 | |
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A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 1.4% | 100% | $195,000 | View |
Everett Financial, Inc.
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Conventional | 1 | 1.4% | 100% | $505,000 | |
Kind Lending, LLC
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FHA | 1 | 1.4% | 100% | $205,000 | |
Resicentral LLC
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Conventional | 1 | 1.4% | 100% | $305,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 1.4% | 100% | $245,000 | View |
New American Funding, LLC.
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Conventional | 1 | 1.4% | 100% | $235,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 1.4% | 100% | $225,000 | |
Village Capital & Investment
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VA | 1 | 1.4% | 100% | $185,000 | |
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Monte Vista Mortgage Rate Trends
Daily average mortgage rates for Colorado compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Monte Vista, Colorado
Looking for mortgage lenders near me or mortgage brokers near me in Monte Vista? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Monte Vista in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Monte Vista, CO
Use these to narrow the list above. Each category shows how many Monte Vista, CO lenders fit and what that kind of lender is usually best for.
Who Lends in Monte Vista, CO
Independent mortgage companies closed 93.1 percent of home loans in Monte Vista, Colorado in 2025, banks 5.6 percent and credit unions 1.4 percent. American Financing Corporation was the largest mortgage company, Sunflower Bank, N.A. the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Colorado, American Financing Corporation led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.
More Colorado Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Monte Vista, CO
By home loans closed in 2025, Sunflower Bank, N.A. was the largest mortgage lender in Monte Vista, Colorado with 1 loans, about 1.4 percent of the market. The largest lender headquartered in Colorado was American Financing Corporation with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Monte Vista, Colorado in 2025, led by United Wholesale Mortgage with 4. 8 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 4 banks and 1 credit unions closed home loans in Monte Vista, Colorado in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Monte Vista, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Monte Vista, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Monte Vista. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
