Mortgage Lenders and Brokers in Keystone, Colorado
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Keystone, Colorado mortgage lenders include Bokf NABokf NA15490 E Hampden Ave, Aurora, CO 80013A+5.0 ★Texas Ratio: 1.05%, FirstBankFirstBank1419 W Us Highway 50, Pueblo, CO 81008A+5.0 ★Texas Ratio: 0.00%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9611 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 3.68%, Elevations Credit UnionElevations Credit Union2960 Diagonal Highway, Boulder, CO 80301 1412A+5.0 ★Texas Ratio: 3.03%, Alpine BankAlpine Bank119 Aspen Airport Business Ctr, Aspen, CO 81611A+5.0 ★Texas Ratio: 1.98%, PNC Bank N.A.PNC Bank N.A.6450 Indiana St, Arvada, CO 80007A+5.0 ★Texas Ratio: 4.24%, Keybank National AssociationKeybank National Association15590 W 64th Ave, Arvada, CO 80007A+5.0 ★Texas Ratio: 4.81%, Bank of ColoradoBank of Colorado365 W 1st St, Akron, CO 80720A+5.0 ★Texas Ratio: 3.16%, Sunflower Bank, N.A.Sunflower Bank, N.A.1738 Pearl St, Boulder, CO 80302A5.0 ★Texas Ratio: 10.77%, and BMO Harris Bank NABMO Harris Bank NA12880 W 64th Ave, Arvada, CO 80004A+5.0 ★Texas Ratio: 3.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Keystone, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Keystone are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Keystone, Colorado
Market share is the lender's share of all home loans closed in Keystone, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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15490 E Hampden Ave, Aurora, CO 80013 A+5.0 ★Texas Ratio: 1.05% |
Conventional, Jumbo, HELOC | 25 +3 HELOCs |
18.8% | 100% | $636,600 | View |
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1419 W Us Highway 50, Pueblo, CO 81008 A+5.0 ★Texas Ratio: 0.00% |
Conventional, Jumbo | 7 | 5.3% | 87.5% | $622,142 | View |
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9611 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 6 | 4.5% | 100% | $1,586,666 | View |
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2960 Diagonal Highway, Boulder, CO 80301 1412 A+5.0 ★Texas Ratio: 3.03% |
Conventional | 2 | 1.5% | 100% | $375,000 | View |
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119 Aspen Airport Business Ctr, Aspen, CO 81611 A+5.0 ★Texas Ratio: 1.98% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $365,000 | View |
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★ 1.7 stars, 3 reviews 6450 Indiana St, Arvada, CO 80007 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $1,055,000 | View |
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15590 W 64th Ave, Arvada, CO 80007 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.8% | 100% | $855,000 | View |
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365 W 1st St, Akron, CO 80720 A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.8% | 100% | $715,000 | View |
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1738 Pearl St, Boulder, CO 80302 A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.8% | 100% | $685,000 | View |
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12880 W 64th Ave, Arvada, CO 80004 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,085,000 | View |
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534 E Hyman Ave, Aspen, CO 81611 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Megastar Finanacial Corp
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Conventional | 3 | 2.3% | 100% | $535,000 | |
Ent Credit Union (68671)
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Conventional | 2 | 1.5% | 66.7% | $385,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.8% | 100% | $985,000 | View |
American Liberty Mortgage Inco
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Conventional | 1 | 0.8% | 100% | $475,000 | |
United Wholesale Mortgage
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Conventional, Jumbo | 17 | 12.8% | 94.4% | $898,529 | |
Movement Mortgage, LLC
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Conventional | 11 | 8.3% | 86.7% | $592,272 | |
The Loan Store, Inc
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Conventional | 5 | 3.8% | 71.4% | $519,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 5 | 3.8% | 100% | $1,235,000 | View |
Cmg Mortgage Inc
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Conventional | 4 | 3% | 100% | $512,500 | |
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A5.0 ★Texas Ratio: 10.44% |
Conventional | 3 | 2.3% | 33.3% | $478,333 | View |
Newrez LLC
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Conventional | 2 | 1.5% | 100% | $745,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 1.5% | 100% | $525,000 | View |
Geneva Financial LLC
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Conventional, FHA | 2 | 1.5% | 100% | $310,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 2 | 1.5% | 100% | $755,000 | View |
Liberty Federal Credit Union
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Conventional, Jumbo | 1 | 0.8% | 100% | $2,305,000 | |
Greenstate Credit Union
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Conventional | 1 | 0.8% | 100% | $905,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $655,000 | |
NOVA Financial & Investment Corporation
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Conventional | 1 | 0.8% | 100% | $445,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $345,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.8% | 100% | $605,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.8% | 100% | $325,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.8% | 50% | $225,000 | |
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A-5.0 ★Texas Ratio: 15.31% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,265,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.8% | 100% | $725,000 | |
HomeBridge Financial Services, Inc
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Conventional | 1 | 0.8% | 100% | $255,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.8% | 100% | $1,045,000 | |
Union Home Mortgage Corp.
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Conventional, Jumbo | 1 | 0.8% | 100% | $1,265,000 | |
Bay Equity LLC
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Conventional | 1 | 0.8% | 100% | $295,000 | |
Loanpeople, LLC
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Conventional | 1 | 0.8% | 100% | $595,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.8% | 100% | $255,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.8% | 100% | $525,000 | |
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★ 2 stars, 1 review A+5.0 ★Texas Ratio: 4.15% |
Conventional | 1 | 0.8% | 100% | $785,000 | View |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.8% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.8% | 100% | $805,000 | View |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $565,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.8% | 100% | $875,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.8% | 100% | $525,000 | |
The Mortgage Link, Inc.
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Conventional | 1 | 0.8% | 100% | $545,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.8% | 100% | $2,125,000 | View |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.8% | 100% | $445,000 | View |
JMAC Lending, Inc.
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Conventional | 1 | 0.8% | 100% | $515,000 |
Keystone Mortgage Rate Trends
Daily average mortgage rates for Colorado compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Keystone, Colorado
Looking for mortgage lenders near me or mortgage brokers near me in Keystone? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Keystone in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Keystone, CO
Use these to narrow the list above. Each category shows how many Keystone, CO lenders fit and what that kind of lender is usually best for.
Who Lends in Keystone, CO
Independent mortgage companies closed 56.4 percent of home loans in Keystone, Colorado in 2025, banks 38.3 percent and credit unions 5.3 percent. FirstBank was the largest mortgage company, Bokf NA the largest bank and Elevations Credit Union the largest credit union. Among lenders headquartered in Colorado, FirstBank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.
More Colorado Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Keystone, CO
By home loans closed in 2025, Bokf NA was the largest mortgage lender in Keystone, Colorado with 25 loans, about 18.8 percent of the market. The largest lender headquartered in Colorado was FirstBank with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Keystone, Colorado in 2025, led by Geneva Financial LLC with 1. 0 lenders closed VA loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 5 credit unions closed home loans in Keystone, Colorado in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Keystone, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Keystone, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Keystone. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
