Mortgage Lenders and Brokers in Howard, Colorado
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Howard, Colorado mortgage lenders include High Country BankHigh Country Bank516 Us Highway 24 N, Buena Vista, CO 81211A5.0 ★Texas Ratio: 12.21%, US Bank, N.A.US Bank, N.A.9590 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 2.85%, Denver Fire Department FCUDenver Fire Department FCU12 Lakeside Ln, Denver, CO 80212 7413A+5.0 ★Texas Ratio: 0.31%, SunWest Credit UnionSunWest Credit Union3140 E Main St, Canon City, CO 81212A5.0 ★Texas Ratio: 6.66%, Farmers State Bank of CalhanFarmers State Bank of Calhan445 N Ellicott Hwy, Calhan, CO 80808A-4.3 ★Texas Ratio: 3.71%, Glacier BankGlacier Bank105 Centennial Plaza, Buena Vista, CO 81211A+5.0 ★Texas Ratio: 1.87%, Colorado Credit UnionColorado Credit Union365 W 1st St, Akron, CO 80720A+5.0 ★Texas Ratio: 3.16%, Bokf NABokf NA15490 E Hampden Ave, Aurora, CO 80013A+5.0 ★Texas Ratio: 1.05%, The Central Trust BankThe Central Trust Bank5278 N Nevada Ave Ste 100, Colorado Springs, CO 80918A+5.0 ★Texas Ratio: 3.12%, and Credit Union of Colorado, A Federal Credit UnionCredit Union of Colorado, A Federal Credit Union8770 Wadsworth Blvd Unit R, Arvada, CO 80003A+5.0 ★Texas Ratio: 3.16%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Howard, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Howard are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Howard, Colorado
Market share is the lender's share of all home loans closed in Howard, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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516 Us Highway 24 N, Buena Vista, CO 81211 A5.0 ★Texas Ratio: 12.21% |
Conventional | 11 | 16.7% | 91.7% | $326,818 | View |
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9590 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
1.5% | 50% | $805,000 | View |
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12 Lakeside Ln, Denver, CO 80212 7413 A+5.0 ★Texas Ratio: 0.31% |
Conventional | 1 | 1.5% | 100% | $315,000 | View |
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3140 E Main St, Canon City, CO 81212 A5.0 ★Texas Ratio: 6.66% |
Conventional | 1 | 1.5% | 100% | $225,000 | View |
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445 N Ellicott Hwy, Calhan, CO 80808 A-4.3 ★Texas Ratio: 3.71% |
Conventional | 1 | 1.5% | 100% | $85,000 | View |
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105 Centennial Plaza, Buena Vista, CO 81211 A+5.0 ★Texas Ratio: 1.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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365 W 1st St, Akron, CO 80720 A+5.0 ★Texas Ratio: 3.16% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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15490 E Hampden Ave, Aurora, CO 80013 A+5.0 ★Texas Ratio: 1.05% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5278 N Nevada Ave Ste 100, Colorado Springs, CO 80918 A+5.0 ★Texas Ratio: 3.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8770 Wadsworth Blvd Unit R, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.16% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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12501 W 52nd Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Financing Corporation
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Conventional, FHA | 3 | 4.5% | 100% | $265,000 | |
Ent Credit Union (68671)
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Conventional, HELOC | 1 +7 HELOCs |
1.5% | 66.7% | $165,000 | |
American Liberty Mortgage Inco
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Conventional | 1 | 1.5% | 100% | $635,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 12.1% | 88.9% | $505,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 4 | 6.1% | 100% | $357,500 | |
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A5.0 ★Texas Ratio: 10.44% |
Conventional | 3 | 4.5% | 60% | $331,666 | View |
American Financial Resources LLC
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Conventional | 2 | 3% | 100% | $335,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 3% | 100% | $490,000 | |
Golden Empire Mortgage, Inc.
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Conventional, FHA | 2 | 3% | 100% | $205,000 | |
Nationstar Mortgage
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Conventional | 2 | 3% | 100% | $150,000 | |
Primelending
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Conventional | 1 | 1.5% | 100% | $465,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 1.5% | 100% | $285,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 1.5% | 100% | $255,000 | View |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 1.5% | 100% | $315,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 1.5% | 100% | $355,000 | |
Guild Mortgage Company
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Conventional | 1 | 1.5% | 100% | $445,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 1.5% | 100% | $355,000 | |
Discover Bank
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Conventional | 1 | 1.5% | 100% | $55,000 | |
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A5.0 ★Texas Ratio: 6.66% |
Conventional | 1 | 1.5% | 100% | $545,000 | View |
GreenStone Farm Credit Services
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Conventional, Jumbo | 1 | 1.5% | 100% | $1,305,000 | |
Select Lending Services, LLC
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Conventional | 1 | 1.5% | 100% | $595,000 | |
Click n' Close, Inc.
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Conventional | 1 | 1.5% | 100% | $225,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 1.5% | 100% | $675,000 | |
Stg Mortgage Inc
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Conventional | 1 | 1.5% | 100% | $195,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.5% | 100% | $275,000 | View |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 1.5% | 100% | $235,000 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 1.5% | 100% | $765,000 | |
Mortgage Research Center
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VA | 1 | 1.5% | 100% | $765,000 | |
The Loan Store, Inc
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VA | 1 | 1.5% | 100% | $575,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.5% | 100% | $85,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 1.5% | 100% | $495,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 1.5% | 100% | $455,000 | |
Village Capital & Investment
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VA | 1 | 1.5% | 100% | $465,000 | |
Elements Financial Federal Cre
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HELOC | 0 +1 HELOCs |
0% | n/a |
Howard Mortgage Rate Trends
Daily average mortgage rates for Colorado compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Howard, Colorado
Looking for mortgage lenders near me or mortgage brokers near me in Howard? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Howard in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Howard, CO
Use these to narrow the list above. Each category shows how many Howard, CO lenders fit and what that kind of lender is usually best for.
Who Lends in Howard, CO
Independent mortgage companies closed 65.2 percent of home loans in Howard, Colorado in 2025, banks 30.3 percent and credit unions 4.5 percent. American Financing Corporation was the largest mortgage company, High Country Bank the largest bank and Denver Fire Department FCU the largest credit union. Among lenders headquartered in Colorado, High Country Bank led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.
More Colorado Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Howard, CO
By home loans closed in 2025, High Country Bank was the largest mortgage lender in Howard, Colorado with 11 loans, about 16.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Howard, Colorado in 2025, led by American Financing Corporation with 2. 6 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 6 credit unions closed home loans in Howard, Colorado in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Howard, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Howard, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Howard. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
