Mortgage Lenders and Brokers in Hotchkiss, Colorado
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hotchkiss, Colorado mortgage lenders include Bank of ColoradoBank of Colorado394 E Bridge St, Hotchkiss, CO 81419A+5.0 ★Texas Ratio: 3.16%, Bank of America NABank of America NA5830 Independence St, Arvada, CO 80002A+5.0 ★Texas Ratio: 4.14%, Air Academy Federal Credit UnionAir Academy Federal Credit Union4989 Factory Shops Blvd, Castle Rock, CO 80108A+5.0 ★Texas Ratio: 3.50%, Credit Union of Colorado, A Federal Credit UnionCredit Union of Colorado, A Federal Credit Union8770 Wadsworth Blvd Unit R, Arvada, CO 80003A+5.0 ★Texas Ratio: 3.16%, OakStar BankOakStar Bank3216 W Colorado Ave, Colorado Springs, CO 80904A+5.0 ★Texas Ratio: 3.21%, Mortgage Solutions of ColoradoMortgage Solutions of ColoradoColorado Springs, CO, Cornerstone Capital Bank, SsbCornerstone Capital Bank, SsbA+5.0 ★Texas Ratio: 3.21%, Rocket MortgageRocket MortgageA5.0 ★Texas Ratio: 10.44%, United Wholesale Mortgage, and Cardinal Financial Company, Li. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hotchkiss, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hotchkiss are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hotchkiss, Colorado
Market share is the lender's share of all home loans closed in Hotchkiss, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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394 E Bridge St, Hotchkiss, CO 81419 A+5.0 ★Texas Ratio: 3.16% |
Conventional, HELOC | 2 +1 HELOCs |
6.7% | 66.7% | $85,000 | View |
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5830 Independence St, Arvada, CO 80002 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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4989 Factory Shops Blvd, Castle Rock, CO 80108 A+5.0 ★Texas Ratio: 3.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8770 Wadsworth Blvd Unit R, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.16% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 3216 W Colorado Ave, Colorado Springs, CO 80904 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Solutions of Colorado
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Conventional | 1 | 3.3% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, Jumbo | 7 | 23.3% | 100% | $233,571 | View |
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A5.0 ★Texas Ratio: 10.44% |
Conventional, VA | 4 | 13.3% | 100% | $465,000 | View |
United Wholesale Mortgage
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Conventional, FHA | 3 | 10% | 75% | $425,000 | |
Cardinal Financial Company, Li
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Conventional, USDA | 3 | 10% | 100% | $321,666 | |
Nationstar Mortgage
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Conventional | 2 | 6.7% | 100% | $140,000 | |
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A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 3.3% | 100% | $425,000 | View |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 3.3% | 100% | $215,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 3.3% | 100% | $485,000 | |
Movement Mortgage, LLC
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VA | 1 | 3.3% | 100% | $595,000 | |
Redwood Residential Acquisition Corporation
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Conventional, Jumbo | 1 | 3.3% | 100% | $835,000 | |
New American Funding, LLC.
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Conventional | 1 | 3.3% | 100% | $275,000 | |
Fairway Independent Mort Corp
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USDA | 1 | 3.3% | 100% | $355,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 3.3% | 100% | $465,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mountain America Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 11.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Hotchkiss Mortgage Rate Trends
Daily average mortgage rates for Colorado compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hotchkiss, Colorado
Looking for mortgage lenders near me or mortgage brokers near me in Hotchkiss? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hotchkiss in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hotchkiss, CO
Use these to narrow the list above. Each category shows how many Hotchkiss, CO lenders fit and what that kind of lender is usually best for.
Who Lends in Hotchkiss, CO
Independent mortgage companies closed 66.7 percent of home loans in Hotchkiss, Colorado in 2025, banks 33.3 percent and credit unions 0 percent. Mortgage Solutions of Colorado was the largest mortgage company, Bank of Colorado the largest bank and Air Academy Federal Credit Union the largest credit union. Among lenders headquartered in Colorado, Bank of Colorado led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.
More Colorado Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hotchkiss, CO
By home loans closed in 2025, Bank of Colorado was the largest mortgage lender in Hotchkiss, Colorado with 2 loans, about 6.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Hotchkiss, Colorado in 2025, led by Cornerstone Capital Bank, Ssb with 2. 2 lenders closed VA loans, led by Rocket Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 3 credit unions closed home loans in Hotchkiss, Colorado in 2025, alongside 13 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hotchkiss, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hotchkiss, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hotchkiss. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
