Mortgage Lenders and Brokers in Flagler, Colorado
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Flagler, Colorado mortgage lenders include High Plains BankHigh Plains Bank329 Main Ave, Flagler, CO 80815A+5.0 ★Texas Ratio: 5.77%, Equitable Savings & Loan AssocEquitable Savings & Loan Assoc201 Main Ave, Akron, CO 80720A+5.0 ★Texas Ratio: 2.08%, BMO Harris Bank NABMO Harris Bank NA12880 W 64th Ave, Arvada, CO 80004A+5.0 ★Texas Ratio: 3.54%, NBH BankNBH Bank2061 Main St, Alamosa, CO 81101A+5.0 ★Texas Ratio: 2.90%, The Eastern Colorado BankThe Eastern Colorado Bank2121 Rose Ave, Burlington, CO 80807A+5.0 ★Texas Ratio: 0.00%, Frontier BankFrontier Bank1307 Main St, Alamosa, CO 81101A+5.0 ★Texas Ratio: 1.54%, MNB BankMNB Bank17999 Us Highway 385, Burlington, CO 80807A+5.0 ★Texas Ratio: 0.83%, Credit Union of DenverCredit Union of Denver900 AURARIA PKWY UNIT 263, DENVER, CO 80204 5800A+5.0 ★Texas Ratio: 2.33%, American Financing CorporationAmerican Financing CorporationAurora, CO, and American Liberty Mortgage IncoAmerican Liberty Mortgage IncoDenver, CO. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Flagler, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Flagler are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Flagler, Colorado
Market share is the lender's share of all home loans closed in Flagler, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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329 Main Ave, Flagler, CO 80815 A+5.0 ★Texas Ratio: 5.77% |
Conventional | 3 | 8.1% | 100% | $61,666 | View |
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201 Main Ave, Akron, CO 80720 A+5.0 ★Texas Ratio: 2.08% |
Conventional | 4 | 10.8% | 66.7% | $125,000 | View |
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12880 W 64th Ave, Arvada, CO 80004 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 2 +1 HELOCs |
5.4% | 100% | $170,000 | View |
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2061 Main St, Alamosa, CO 81101 A+5.0 ★Texas Ratio: 2.90% |
Conventional, FHA | 2 | 5.4% | 100% | $180,000 | View |
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2121 Rose Ave, Burlington, CO 80807 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 5.4% | 100% | $100,000 | View |
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1307 Main St, Alamosa, CO 81101 A+5.0 ★Texas Ratio: 1.54% |
Conventional | 2 | 5.4% | 100% | $65,000 | View |
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17999 Us Highway 385, Burlington, CO 80807 A+5.0 ★Texas Ratio: 0.83% |
Conventional | 1 | 2.7% | 50% | $55,000 | View |
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900 AURARIA PKWY UNIT 263, DENVER, CO 80204 5800 A+5.0 ★Texas Ratio: 2.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Financing Corporation
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FHA | 2 | 5.4% | 100% | $170,000 | |
American Liberty Mortgage Inco
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FHA | 1 | 2.7% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 10.44% |
Conventional, FHA | 7 | 18.9% | 87.5% | $152,142 | View |
United Wholesale Mortgage
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Conventional, VA | 2 | 5.4% | 50% | $420,000 | |
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A-5.0 ★Texas Ratio: 14.43% |
FHA | 1 | 2.7% | 100% | $185,000 | View |
T2 Financial LLC
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Conventional | 1 | 2.7% | 100% | $75,000 | |
American Pacific Mortgage Corporation
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VA | 1 | 2.7% | 100% | $335,000 | |
Empeople Credit Union
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Conventional | 1 | 2.7% | 100% | $345,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 2.7% | 100% | $125,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 2.7% | 100% | $175,000 | |
New American Funding, LLC.
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FHA | 1 | 2.7% | 100% | $85,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 2.7% | 100% | $55,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 2.7% | 100% | $265,000 | |
Farmers Insurance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Flagler Mortgage Rate Trends
Daily average mortgage rates for Colorado compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Flagler, Colorado
Looking for mortgage lenders near me or mortgage brokers near me in Flagler? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Flagler in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Flagler, CO
Use these to narrow the list above. Each category shows how many Flagler, CO lenders fit and what that kind of lender is usually best for.
Who Lends in Flagler, CO
Independent mortgage companies closed 51.4 percent of home loans in Flagler, Colorado in 2025, banks 43.2 percent and credit unions 5.4 percent. American Financing Corporation was the largest mortgage company, High Plains Bank the largest bank and Credit Union of Denver the largest credit union. Among lenders headquartered in Colorado, High Plains Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.
More Colorado Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Flagler, CO
By home loans closed in 2025, High Plains Bank was the largest mortgage lender in Flagler, Colorado with 3 loans, about 8.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Flagler, Colorado in 2025, led by American Financing Corporation with 2. 2 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 4 credit unions closed home loans in Flagler, Colorado in 2025, alongside 12 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Flagler, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Flagler, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Flagler. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
