Cedaredge, Colorado mortgage lenders include Bank of ColoradoBank of Colorado945 S Grand Mesa Dr, Cedaredge, CO 81413A+5.0 ★Texas Ratio: 3.16%, US Bank, N.A.US Bank, N.A.9590 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 2.85%, The Central Trust BankThe Central Trust Bank5278 N Nevada Ave Ste 100, Colorado Springs, CO 80918A+5.0 ★Texas Ratio: 3.12%, Alpine BankAlpine Bank119 Aspen Airport Business Ctr, Aspen, CO 81611A+5.0 ★Texas Ratio: 1.98%, OakStar BankOakStar Bank3216 W Colorado Ave, Colorado Springs, CO 80904A+5.0 ★Texas Ratio: 3.21%, Elevations Credit UnionElevations Credit Union2960 Diagonal Highway, Boulder, CO 80301 1412A+5.0 ★Texas Ratio: 3.03%, FirstBankFirstBank1419 W Us Highway 50, Pueblo, CO 81008A+5.0 ★Texas Ratio: 0.00%, Bellco Credit UnionBellco Credit Union13700 E Colfax Ave Unit O, Aurora, CO 80011A5.0 ★Texas Ratio: 9.71%, Premier Members Credit UnionPremier Members Credit Union12379 W 64th Ave, Arvada, CO 80004, and Charles Schwab Bank, SsbCharles Schwab Bank, SsbLone Tree, COA+5.0 ★Texas Ratio: 0.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cedaredge, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cedaredge are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Cedaredge, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
945 S Grand Mesa Dr, Cedaredge, CO 81413 A+5.0 ★Texas Ratio: 3.16% |
Conventional, FHA, HELOC | 11 +2 HELOCs |
8.7% | 92.3% | $161,363 | View |
|
9590 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +1 HELOCs |
3.1% | 100% | $220,000 | View |
|
5278 N Nevada Ave Ste 100, Colorado Springs, CO 80918 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA | 2 | 1.6% | 100% | $565,000 | View |
|
119 Aspen Airport Business Ctr, Aspen, CO 81611 A+5.0 ★Texas Ratio: 1.98% |
Conventional, HELOC | 1 +2 HELOCs |
0.8% | 100% | $25,000 | View |
|
★ 5 stars, 1 review 3216 W Colorado Ave, Colorado Springs, CO 80904 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 1 +2 HELOCs |
0.8% | 100% | $405,000 | View |
|
2960 Diagonal Highway, Boulder, CO 80301 1412 A+5.0 ★Texas Ratio: 3.03% |
Conventional | 1 | 0.8% | 100% | $345,000 | View |
|
1419 W Us Highway 50, Pueblo, CO 81008 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.8% | 100% | $475,000 | View |
|
13700 E Colfax Ave Unit O, Aurora, CO 80011 A5.0 ★Texas Ratio: 9.71% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Premier Members Credit Union
12379 W 64th Ave, Arvada, CO 80004 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.8% | 100% | $265,000 | View |
American Financing Corporation
|
Conventional | 1 | 0.8% | 50% | $115,000 | |
Megastar Finanacial Corp
|
Conventional | 1 | 0.8% | 100% | $245,000 | |
Mortgage Solutions of Colorado
|
FHA | 1 | 0.8% | 100% | $185,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, VA | 26 | 20.5% | 100% | $222,692 | View |
United Wholesale Mortgage
|
Conventional, FHA, VA | 15 | 11.8% | 89.5% | $307,666 | |
|
A5.0 ★Texas Ratio: 10.44% |
Conventional, FHA, VA | 13 | 10.2% | 86.7% | $238,076 | View |
New American Funding, LLC.
|
Conventional, FHA | 10 | 7.9% | 100% | $151,000 | |
Guild Mortgage Company
|
Conventional, FHA | 6 | 4.7% | 100% | $246,666 | |
Nationstar Mortgage
|
Conventional | 3 | 2.4% | 75% | $248,333 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA | 3 | 2.4% | 100% | $415,000 | |
loanDepot.com LLC
|
Conventional | 2 | 1.6% | 100% | $60,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 1.6% | 100% | $200,000 | View |
Fairway Independent Mort Corp
|
Conventional, FHA | 2 | 1.6% | 100% | $175,000 | |
Lakeview Loan Servicing, LLC
|
VA | 1 | 0.8% | 50% | $155,000 | |
Newrez LLC
|
FHA | 1 | 0.8% | 100% | $325,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 0.8% | 100% | $565,000 | |
CrossCountry Mortgage, LLC
|
VA | 1 | 0.8% | 100% | $365,000 | |
|
A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.8% | 100% | $115,000 | View |
Pennymac Loan Services LLC
|
Conventional | 1 | 0.8% | 50% | $55,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.8% | 33.3% | $45,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.8% | 100% | $445,000 | View |
Discover Bank
|
Conventional | 1 | 0.8% | 50% | $35,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.8% | 66.7% | $635,000 | |
Peoples Mortgage Company
|
Conventional | 1 | 0.8% | 100% | $225,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.8% | 100% | $355,000 | |
Mortgage Research Center
|
VA | 1 | 0.8% | 50% | $255,000 | |
Mission Loans, LLC
|
Conventional | 1 | 0.8% | 100% | $175,000 | |
V.I.P. Mortgage, Inc.
|
Conventional | 1 | 0.8% | 100% | $295,000 | |
Farm Credit Mid-America, Aca
|
Conventional | 1 | 0.8% | 100% | $395,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.8% | 100% | $55,000 | View |
Carrington Mortgage Services LLC
|
VA | 1 | 0.8% | 100% | $175,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.8% | 100% | $155,000 | View |
Spring Eq, LLC
|
Conventional | 1 | 0.8% | 100% | $95,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Alliant Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Colorado compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Cedaredge? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cedaredge in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Cedaredge, CO lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 58.3 percent of home loans in Cedaredge, Colorado in 2025, banks 40.9 percent and credit unions 0.8 percent. FirstBank was the largest mortgage company, Bank of Colorado the largest bank and Elevations Credit Union the largest credit union. Among lenders headquartered in Colorado, Bank of Colorado led with 11 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.
By home loans closed in 2025, Bank of Colorado was the largest mortgage lender in Cedaredge, Colorado with 11 loans, about 8.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Cedaredge, Colorado in 2025, led by Cornerstone Capital Bank, Ssb with 6. 10 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 4 credit unions closed home loans in Cedaredge, Colorado in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cedaredge, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cedaredge, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cedaredge. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.