Mortgage Lenders and Brokers in Hidden Valley Lake, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hidden Valley Lake, California mortgage lenders include Redwood Credit UnionRedwood Credit Union406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281A+5.0 ★Texas Ratio: 4.20%, BMO Harris Bank NABMO Harris Bank NA855 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 3.54%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Tri Counties BankTri Counties Bank2686 Gateway Dr, Anderson, CA 96007A+5.0 ★Texas Ratio: 5.34%, Patelco Credit UnionPatelco Credit Union2033 Kala Bagai Way, Berkeley, CA 94704A5.0 ★Texas Ratio: 6.65%, Community First Credit UnionCommunity First Credit Union14866 Olympic Dr, Clearlake, CA 95422A5.0 ★Texas Ratio: 8.05%, Kind Lending, LLCKind Lending, LLCIrvine, CA, Ocmbc, Inc.Ocmbc, Inc.Irvine, CAA5.0 ★Texas Ratio: 8.76%, loanDepot.com LLCloanDepot.com LLCIrvine, CA, and Pennymac Loan Services LLCPennymac Loan Services LLCWestlake Village, CA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hidden Valley Lake, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hidden Valley Lake are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hidden Valley Lake, California
Market share is the lender's share of all home loans closed in Hidden Valley Lake, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20% |
Conventional, HELOC | 5 +2 HELOCs |
6.6% | 71.4% | $117,000 | View |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +2 HELOCs |
1.3% | 100% | $355,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.3% | 100% | $355,000 | View |
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2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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14866 Olympic Dr, Clearlake, CA 95422 A5.0 ★Texas Ratio: 8.05% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Kind Lending, LLC
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Conventional, FHA, VA | 5 | 6.6% | 83.3% | $321,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 4 | 5.3% | 100% | $265,000 | View |
loanDepot.com LLC
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Conventional | 3 | 3.9% | 100% | $55,000 | |
Pennymac Loan Services LLC
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Conventional | 3 | 3.9% | 100% | $328,333 | |
Franklin Loan Corporation
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Conventional, FHA | 3 | 3.9% | 100% | $191,666 | |
Alameda Mortgage Corporation
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Conventional | 2 | 2.6% | 100% | $305,000 | |
MortgageOne, Inc
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Conventional | 2 | 2.6% | 100% | $225,000 | |
Stg Mortgage Inc
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Conventional, FHA | 2 | 2.6% | 100% | $485,000 | |
Resicentral LLC
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Conventional | 1 | 1.3% | 100% | $225,000 | |
Guild Mortgage Company
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Conventional | 1 | 1.3% | 100% | $235,000 | |
AdvantageFirst Lending Inc
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Conventional | 1 | 1.3% | 100% | $205,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 1.3% | 100% | $335,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 1.3% | 100% | $265,000 | |
Nexera Holding LLC
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Conventional | 1 | 1.3% | 100% | $285,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA | 11 | 14.5% | 100% | $379,545 | |
Rocket Mortgage
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Conventional, FHA | 5 | 6.6% | 50% | $333,000 | |
Equity Prime Mortgage LLC
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FHA | 3 | 3.9% | 100% | $348,333 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 2.6% | 100% | $265,000 | |
Newrez LLC
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Conventional, VA | 2 | 2.6% | 66.7% | $190,000 | |
First Colony Mortgage Corporat
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Conventional | 2 | 2.6% | 100% | $300,000 | |
Homeowners Financial Group, LLC
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Conventional, FHA | 2 | 2.6% | 100% | $200,000 | |
Nationstar Mortgage
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Conventional | 2 | 2.6% | 100% | $380,000 | |
The Loan Store, Inc
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Conventional, Jumbo | 2 | 2.6% | 100% | $675,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
FHA, HELOC | 1 +1 HELOCs |
1.3% | 100% | $355,000 | View |
PHH Mortgage Corporation
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Conventional | 1 | 1.3% | 100% | $615,000 | |
Discover Bank
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Conventional | 1 | 1.3% | 50% | $85,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 1.3% | 50% | $325,000 | |
Mortgage Research Center
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VA | 1 | 1.3% | 33.3% | $515,000 | |
Right Start Mortgage, Inc
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FHA | 1 | 1.3% | 100% | $395,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 1.3% | 100% | $945,000 | View |
Champions Funding, LLC
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Conventional | 1 | 1.3% | 100% | $175,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Hidden Valley Lake Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hidden Valley Lake, California
Looking for mortgage lenders near me or mortgage brokers near me in Hidden Valley Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hidden Valley Lake in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hidden Valley Lake, CA
Use these to narrow the list above. Each category shows how many Hidden Valley Lake, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Hidden Valley Lake, CA
Independent mortgage companies closed 88.2 percent of home loans in Hidden Valley Lake, California in 2025, banks 5.3 percent and credit unions 6.6 percent. Kind Lending, LLC was the largest mortgage company, BMO Harris Bank NA the largest bank and Redwood Credit Union the largest credit union. Among lenders headquartered in California, Redwood Credit Union led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hidden Valley Lake, CA
By home loans closed in 2025, Redwood Credit Union was the largest mortgage lender in Hidden Valley Lake, California with 5 loans, about 6.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Hidden Valley Lake, California in 2025, led by United Wholesale Mortgage with 6. 4 lenders closed VA loans, led by Kind Lending, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 3 credit unions closed home loans in Hidden Valley Lake, California in 2025, alongside 31 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hidden Valley Lake, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hidden Valley Lake, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hidden Valley Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
