Mortgage Lenders and Brokers in Fort Bragg, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fort Bragg, California mortgage lenders include US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Community First Credit UnionCommunity First Credit Union147 N Franklin St, Fort Bragg, CA 95437A5.0 ★Texas Ratio: 8.05%, Columbia BankColumbia Bank3700 Lone Tree Way, Antioch, CA 94509A+5.0 ★Texas Ratio: 2.28%, Banner BankBanner Bank5901 Priestly Dr, Carlsbad, CA 92008A+5.0 ★Texas Ratio: 2.91%, Firefighters First Federal Credit UnionFirefighters First Federal Credit Union7900 Downing Ave, Bakersfield, CA 93308A+5.0 ★Texas Ratio: 1.69%, Fremont BankFremont Bank200 Sand Creek Rd, Brentwood, CA 94513A+5.0 ★Texas Ratio: 4.11%, Redwood Credit UnionRedwood Credit Union406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281A+5.0 ★Texas Ratio: 4.20%, Tri Counties BankTri Counties Bank2686 Gateway Dr, Anderson, CA 96007A+5.0 ★Texas Ratio: 5.34%, Kind Lending, LLCKind Lending, LLCIrvine, CA, and Alameda Mortgage CorporationAlameda Mortgage CorporationWalnut Creek, CA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fort Bragg, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fort Bragg are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fort Bragg, California
Market share is the lender's share of all home loans closed in Fort Bragg, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 6 | 12% | 100% | $326,666 | View |
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147 N Franklin St, Fort Bragg, CA 95437 A5.0 ★Texas Ratio: 8.05% |
Conventional | 3 | 6% | 75% | $45,000 | View |
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3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 1 | 2% | 100% | $525,000 | View |
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5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 2% | 100% | $635,000 | View |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 2% | 100% | $485,000 | View |
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200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 2% | 100% | $405,000 | View |
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406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Kind Lending, LLC
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Conventional | 3 | 6% | 100% | $318,333 | |
Alameda Mortgage Corporation
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Conventional | 2 | 4% | 100% | $475,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 4% | 100% | $405,000 | |
loanDepot.com LLC
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VA | 1 | 2% | 100% | $725,000 | |
Guild Mortgage Company
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Conventional | 1 | 2% | 100% | $295,000 | |
Provident Funding Associates
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Conventional | 1 | 2% | 100% | $75,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 2% | 100% | $805,000 | |
United Wholesale Mortgage
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Conventional, FHA, HELOC | 6 +1 HELOCs |
12% | 85.7% | $430,000 | |
Everett Financial, Inc.
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Conventional | 6 | 12% | 100% | $323,333 | |
Rocket Mortgage
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Conventional, VA | 4 | 8% | 66.7% | $377,500 | |
Newrez LLC
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Conventional | 3 | 6% | 100% | $238,333 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 2% | 100% | $355,000 | |
Movement Mortgage, LLC
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FHA | 1 | 2% | 100% | $525,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 2% | 100% | $365,000 | View |
Ameritrust Mortgage Corporation
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Conventional | 1 | 2% | 100% | $505,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 2% | 100% | $55,000 | View |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 2% | 100% | $65,000 | View |
Spring Eq, LLC
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Conventional | 1 | 2% | 66.7% | $125,000 |
Fort Bragg Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fort Bragg, California
Looking for mortgage lenders near me or mortgage brokers near me in Fort Bragg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fort Bragg in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fort Bragg, CA
Use these to narrow the list above. Each category shows how many Fort Bragg, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Fort Bragg, CA
Independent mortgage companies closed 70 percent of home loans in Fort Bragg, California in 2025, banks 22 percent and credit unions 8 percent. Kind Lending, LLC was the largest mortgage company, US Bank, N.A. the largest bank and Community First Credit Union the largest credit union. Among lenders headquartered in California, Community First Credit Union led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fort Bragg, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Fort Bragg, California with 6 loans, about 12 percent of the market. The largest lender headquartered in California was Community First Credit Union with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Fort Bragg, California in 2025, led by US Bank, N.A. with 2. 2 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 3 credit unions closed home loans in Fort Bragg, California in 2025, alongside 16 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fort Bragg, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fort Bragg, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fort Bragg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
