Mortgage Lenders and Brokers in East Richmond Heights, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
East Richmond Heights, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, San Francisco Fire Credit UnionSan Francisco Fire Credit Union3201 California St, San Francisco, CA 94118 1903A+5.0 ★Texas Ratio: 3.32%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, Citibank, NACitibank, NA5837 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 2.82%, Columbia BankColumbia Bank3700 Lone Tree Way, Antioch, CA 94509A+5.0 ★Texas Ratio: 2.28%, Mechanics BankMechanics Bank801 San Pablo Ave, Albany, CA 94706A+5.0 ★Texas Ratio: 1.81%, Chevron Federal Credit UnionChevron Federal Credit Union9525 Camino Media, Bakersfield, CA 93311A+5.0 ★Texas Ratio: 2.12%, Patelco Credit UnionPatelco Credit Union2033 Kala Bagai Way, Berkeley, CA 94704A5.0 ★Texas Ratio: 6.65%, Pennymac Loan Services LLCPennymac Loan Services LLCWestlake Village, CA, and loanDepot.com LLCloanDepot.com LLCIrvine, CA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in East Richmond Heights, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in East Richmond Heights are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in East Richmond Heights, California
Market share is the lender's share of all home loans closed in East Richmond Heights, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 2 +1 HELOCs |
5.1% | 66.7% | $550,000 | View |
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3201 California St, San Francisco, CA 94118 1903 A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 2.6% | 100% | $605,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 2.6% | 100% | $105,000 | View |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 2.6% | 100% | $685,000 | View |
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3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
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Conventional | 3 | 7.7% | 100% | $588,333 | |
loanDepot.com LLC
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Conventional | 2 | 5.1% | 66.7% | $300,000 | |
Goodleap, LLC
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Conventional | 1 | 2.6% | 100% | $505,000 | |
Guild Mortgage Company
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FHA | 1 | 2.6% | 100% | $815,000 | |
AmWest Funding Corp
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Conventional | 1 | 2.6% | 100% | $645,000 | |
American Heritage Lending, LLC
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Conventional | 1 | 2.6% | 100% | $935,000 | |
Provident Funding Associates
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Conventional | 1 | 2.6% | 100% | $485,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 2.6% | 100% | $605,000 | |
Vista Point Mortgage, LLC
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Conventional | 1 | 2.6% | 100% | $245,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Vellum Mortgage, Inc.
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Conventional | 5 | 12.8% | 100% | $567,000 | |
Rocket Mortgage
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Conventional | 4 | 10.3% | 71.4% | $590,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 5.1% | 100% | $810,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 2 | 5.1% | 100% | $840,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 2.6% | 100% | $665,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 2.6% | 100% | $525,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 2.6% | 100% | $555,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 2.6% | 50% | $1,065,000 | |
Mortgage Research Center
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VA | 1 | 2.6% | 50% | $625,000 | |
Better Mortgage Corporation
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Conventional | 1 | 2.6% | 100% | $655,000 | |
Compass Mortgage, Inc.
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Conventional | 1 | 2.6% | 100% | $1,065,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 2.6% | 50% | $35,000 | |
Spring Eq, LLC
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Conventional | 1 | 2.6% | 33.3% | $145,000 | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Boeing Employees' Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
East Richmond Heights Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in East Richmond Heights, California
Looking for mortgage lenders near me or mortgage brokers near me in East Richmond Heights? The list below shows the banks, credit unions and mortgage brokers that closed home loans in East Richmond Heights in 2025, with lenders based there listed first.
Types of Mortgage Lenders in East Richmond Heights, CA
Use these to narrow the list above. Each category shows how many East Richmond Heights, CA lenders fit and what that kind of lender is usually best for.
Who Lends in East Richmond Heights, CA
Independent mortgage companies closed 84.6 percent of home loans in East Richmond Heights, California in 2025, banks 10.3 percent and credit unions 5.1 percent. Pennymac Loan Services LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and San Francisco Fire Credit Union the largest credit union. Among lenders headquartered in California, San Francisco Fire Credit Union led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in East Richmond Heights, CA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in East Richmond Heights, California with 2 loans, about 5.1 percent of the market. The largest lender headquartered in California was San Francisco Fire Credit Union with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in East Richmond Heights, California in 2025, led by Guild Mortgage Company with 1. 1 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 6 credit unions closed home loans in East Richmond Heights, California in 2025, alongside 23 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in East Richmond Heights, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in East Richmond Heights, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up East Richmond Heights. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
