Mortgage Lenders and Brokers in Dos Palos, California
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Dos Palos, California mortgage lenders include Merced School Employees Federal Credit UnionMerced School Employees Federal Credit Union101 Bellevue Rd, Atwater, CA 95301A+5.0 ★Texas Ratio: 1.23%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, Pacific Service Credit UnionPacific Service Credit Union840 Herndon Ave, Clovis, CA 93612A+5.0 ★Texas Ratio: 1.59%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, California Coast Credit UnionCalifornia Coast Credit Union386 E H St Ste 213, Chula Vista, CA 91910 7487A+5.0 ★Texas Ratio: 1.25%, Mirastar Federal Credit UnionMirastar Federal Credit Union1638 W Campbell Ave, Campbell, CA 95008A5.0 ★Texas Ratio: 6.21%, Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%, Banner BankBanner Bank5901 Priestly Dr, Carlsbad, CA 92008A+5.0 ★Texas Ratio: 2.91%, Alameda Mortgage CorporationAlameda Mortgage CorporationWalnut Creek, CA, and Golden Empire Mortgage, Inc.Golden Empire Mortgage, Inc.Bakersfield, CA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Dos Palos, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Dos Palos are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Dos Palos, California
Market share is the lender's share of all home loans closed in Dos Palos, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
101 Bellevue Rd, Atwater, CA 95301 A+5.0 ★Texas Ratio: 1.23% |
Conventional | 3 | 4.8% | 75% | $95,000 | View |
|
500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
FHA | 2 | 3.2% | 100% | $355,000 | View |
|
840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 2 | 3.2% | 100% | $155,000 | View |
|
14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.6% | 100% | $385,000 | View |
|
386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 1 | 1.6% | 100% | $155,000 | View |
|
1638 W Campbell Ave, Campbell, CA 95008 A5.0 ★Texas Ratio: 6.21% |
Conventional | 1 | 1.6% | 100% | $45,000 | View |
|
116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.6% | 100% | $265,000 | View |
|
5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Alameda Mortgage Corporation
|
Conventional | 3 | 4.8% | 100% | $111,666 | |
Golden Empire Mortgage, Inc.
|
Conventional, FHA | 3 | 4.8% | 100% | $118,333 | |
Land Home Financial Services,
|
FHA, VA | 3 | 4.8% | 100% | $358,333 | |
Mission Loans, LLC
|
FHA | 3 | 4.8% | 100% | $368,333 | |
Mason-McDuffie Mortgage Corporation
|
Conventional, FHA | 2 | 3.2% | 100% | $160,000 | |
Goodleap, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
1.6% | 100% | $205,000 | |
MortgageOne, Inc
|
FHA | 1 | 1.6% | 100% | $305,000 | |
loanDepot.com LLC
|
Conventional | 1 | 1.6% | 50% | $45,000 | |
Pennymac Loan Services LLC
|
FHA | 1 | 1.6% | 100% | $305,000 | |
Guild Mortgage Company
|
FHA | 1 | 1.6% | 100% | $385,000 | |
Bay-Valley Mortgage Group
|
Conventional | 1 | 1.6% | 100% | $125,000 | |
Flexpoint, Inc.
|
Conventional | 1 | 1.6% | 100% | $235,000 | |
Greenbox Loans
|
Conventional | 1 | 1.6% | 100% | $365,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
FHA | 1 | 1.6% | 100% | $185,000 | View |
Nexera Holding LLC
|
Conventional | 1 | 1.6% | 100% | $215,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
|
Conventional, FHA, HELOC | 7 +2 HELOCs |
11.1% | 100% | $319,285 | |
Nationstar Mortgage
|
Conventional, FHA | 5 | 7.9% | 83.3% | $161,000 | |
Rocket Mortgage
|
Conventional, FHA | 3 | 4.8% | 42.9% | $235,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 2 +1 HELOCs |
3.2% | 40% | $75,000 | |
Primary Residential Mortgage, INC.
|
Conventional, FHA | 2 | 3.2% | 100% | $150,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA | 2 | 3.2% | 100% | $160,000 | |
Newrez LLC
|
Conventional, FHA | 2 | 3.2% | 66.7% | $205,000 | |
Premier Mortgage Resources, LLC
|
VA | 1 | 1.6% | 100% | $335,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 1.6% | 50% | $465,000 | |
Discover Bank
|
Conventional | 1 | 1.6% | 100% | $75,000 | |
The Loan Store, Inc
|
Conventional | 1 | 1.6% | 100% | $535,000 | |
Champions Funding, LLC
|
Conventional | 1 | 1.6% | 100% | $155,000 | |
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Dos Palos Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Dos Palos, California
Looking for mortgage lenders near me or mortgage brokers near me in Dos Palos? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Dos Palos in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Dos Palos, CA
Use these to narrow the list above. Each category shows how many Dos Palos, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Dos Palos, CA
Independent mortgage companies closed 85.7 percent of home loans in Dos Palos, California in 2025, banks 3.2 percent and credit unions 11.1 percent. Sun West Mortgage Company, Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Merced School Employees Federal Credit Union the largest credit union. Among lenders headquartered in California, Merced School Employees Federal Credit Union led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Dos Palos, CA
By home loans closed in 2025, Merced School Employees Federal Credit Union was the largest mortgage lender in Dos Palos, California with 3 loans, about 4.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Dos Palos, California in 2025, led by Mission Loans, LLC with 3. 3 lenders closed VA loans, led by Land Home Financial Services,. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 3 banks and 5 credit unions closed home loans in Dos Palos, California in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Dos Palos, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Dos Palos, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Dos Palos. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
