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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Del Rey, California

Del Rey, California mortgage lenders include Educational Employees Credit UnionEducational Employees Credit Union1660 Herndon Ave Ste 101, Clovis, CA 93611A+5.0 ★Texas Ratio: 0.58%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, BMO Harris Bank NABMO Harris Bank NA855 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 3.54%, Noble Federal Credit UnionNoble Federal Credit Union175 N Clovis Ave, Clovis, CA 93612 0304A+5.0 ★Texas Ratio: 4.29%, Pennymac Loan Services LLCPennymac Loan Services LLCWestlake Village, CA, Alameda Mortgage CorporationAlameda Mortgage CorporationWalnut Creek, CA, Kind Lending, LLCKind Lending, LLCIrvine, CA, Guild Mortgage CompanyGuild Mortgage CompanySan Diego, CA, Ocmbc, Inc.Ocmbc, Inc.Irvine, CAA5.0 ★Texas Ratio: 8.76%, and American Pacific Mortgage CorporationAmerican Pacific Mortgage CorporationRoseville, CA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Del Rey, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Del Rey are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Del Rey, California

Market share is the lender's share of all home loans closed in Del Rey, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1660 Herndon Ave Ste 101, Clovis, CA 93611
A+5.0 ★Texas Ratio: 0.58%
Conventional, HELOC 2
+1 HELOCs
10.5% 100% $240,000 View
14168 Us Highway 395, Adelanto, CA 92301
A+5.0 ★Texas Ratio: 3.68%
Conventional 1 5.3% 100% $385,000 View
855 W Valley Blvd, Alhambra, CA 91803
A+5.0 ★Texas Ratio: 3.54%
Conventional, Jumbo 1 5.3% 100% $1,035,000 View
175 N Clovis Ave, Clovis, CA 93612 0304
A+5.0 ★Texas Ratio: 4.29%
HELOC 0
+2 HELOCs
0% n/a View
Pennymac Loan Services LLC
Conventional, FHA 2 10.5% 100% $320,000
Alameda Mortgage Corporation
Conventional 1 5.3% 100% $365,000
Kind Lending, LLC
Conventional 1 5.3% 100% $695,000
Guild Mortgage Company
Conventional, Jumbo 1 5.3% 100% $815,000
A5.0 ★Texas Ratio: 8.76%
Conventional 1 5.3% 100% $515,000 View
American Pacific Mortgage Corporation
Conventional 1 5.3% 100% $615,000
Figure Lending LLC
HELOC 0
+1 HELOCs
0% n/a
United Wholesale Mortgage
Conventional, VA 4 21.1% 100% $490,000
Rocket Mortgage
Conventional 1 5.3% 100% $445,000
Nqm Funding, LLC
Conventional 1 5.3% 100% $615,000
Nationstar Mortgage
FHA 1 5.3% 100% $125,000
Spring Eq, LLC
Conventional 1 5.3% 100% $85,000
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Del Rey, California

Looking for mortgage lenders near me or mortgage brokers near me in Del Rey? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Del Rey in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Del Rey, CA

Use these to narrow the list above. Each category shows how many Del Rey, CA lenders fit and what that kind of lender is usually best for.

Who Lends in Del Rey, CA

Independent mortgage companies closed 78.9 percent of home loans in Del Rey, California in 2025, banks 10.5 percent and credit unions 10.5 percent. Pennymac Loan Services LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Educational Employees Credit Union the largest credit union. Among lenders headquartered in California, Educational Employees Credit Union led with 2 loans.

78.9%
Mortgage companies
10.5%
Banks
10.5%
Credit unions
11%
FHA loans
5%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Del Rey, CA

Who is the largest mortgage lender in Del Rey, CA?

By home loans closed in 2025, Educational Employees Credit Union was the largest mortgage lender in Del Rey, California with 2 loans, about 10.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Del Rey, CA mortgage lenders offer FHA, VA and USDA loans?

2 lenders closed FHA loans in Del Rey, California in 2025, led by Pennymac Loan Services LLC with 1. 1 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Del Rey, CA lender list?

Yes. 2 banks and 2 credit unions closed home loans in Del Rey, California in 2025, alongside 12 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Del Rey, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Del Rey, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Del Rey, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Del Rey. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.