Mortgage Lenders and Brokers in Wooster, Arkansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Wooster, Arkansas mortgage lenders include Simmons BankSimmons Bank1323 Military Rd, Benton, AR 72015A+5.0 ★Texas Ratio: 5.33%, Centennial BankCentennial Bank812 N Church St, Atkins, AR 72823A+5.0 ★Texas Ratio: 3.14%, First Security BankFirst Security BankDewitt Henry Drive, Beebe, AR 72012A+5.0 ★Texas Ratio: 0.58%, Arvest BankArvest Bank408 Highway 64 West, Alma, AR 72921A5.0 ★Texas Ratio: 7.48%, Eagle Bank and Trust CompanyEagle Bank and Trust Company6699 Herber Springs Road, Drasco, AR 72530A+5.0 ★Texas Ratio: 1.39%, Arkansas Federal Credit UnionArkansas Federal Credit Union1114 Highway 35 N, Benton, AR 72019 2326, Regions BankRegions Bank506 Main St, Arkadelphia, AR 71923A+5.0 ★Texas Ratio: 4.37%, First Community BankFirst Community Bank159 Highway 167 N, Bald Knob, AR 72010B+4.8 ★Texas Ratio: 17.04%, Wells Fargo Bank NAWells Fargo Bank NA1301 Arkansas Blvd, Texarkana, AR 71854A+5.0 ★Texas Ratio: 5.36%, and Chambers BankChambers Bank111 W Thompson St, Amity, AR 71921A+5.0 ★Texas Ratio: 1.59%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wooster, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wooster are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Wooster, Arkansas
Market share is the lender's share of all home loans closed in Wooster, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1323 Military Rd, Benton, AR 72015 A+5.0 ★Texas Ratio: 5.33% |
Conventional, VA, HELOC | 6 +2 HELOCs |
6.4% | 100% | $290,000 | View |
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812 N Church St, Atkins, AR 72823 A+5.0 ★Texas Ratio: 3.14% |
Conventional, FHA | 6 | 6.4% | 100% | $251,666 | View |
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Dewitt Henry Drive, Beebe, AR 72012 A+5.0 ★Texas Ratio: 0.58% |
Conventional, HELOC | 5 +6 HELOCs |
5.3% | 100% | $197,000 | View |
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408 Highway 64 West, Alma, AR 72921 A5.0 ★Texas Ratio: 7.48% |
Conventional, VA, HELOC | 5 +1 HELOCs |
5.3% | 100% | $435,000 | View |
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6699 Herber Springs Road, Drasco, AR 72530 A+5.0 ★Texas Ratio: 1.39% |
Conventional, VA, USDA | 4 | 4.3% | 100% | $342,500 | View |
Arkansas Federal Credit Union
1114 Highway 35 N, Benton, AR 72019 2326 |
Conventional, HELOC | 3 +3 HELOCs |
3.2% | 100% | $118,333 | |
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506 Main St, Arkadelphia, AR 71923 A+5.0 ★Texas Ratio: 4.37% |
Conventional, VA | 3 | 3.2% | 100% | $351,666 | View |
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159 Highway 167 N, Bald Knob, AR 72010 B+4.8 ★Texas Ratio: 17.04% |
Conventional, FHA, VA | 3 | 3.2% | 100% | $405,000 | View |
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1301 Arkansas Blvd, Texarkana, AR 71854 A+5.0 ★Texas Ratio: 5.36% |
VA | 1 | 1.1% | 100% | $415,000 | View |
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111 W Thompson St, Amity, AR 71921 A+5.0 ★Texas Ratio: 1.59% |
USDA | 1 | 1.1% | 100% | $205,000 | View |
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★ 3.5 stars, 2 reviews 611 Highway 71 N, Alma, AR 72921 A5.0 ★Texas Ratio: 9.32% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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115 Highway 64 W, Alma, AR 72921 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
FirstTrust Home Loans
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Conventional, FHA | 7 | 7.4% | 100% | $386,428 | |
Farm Credit Services of Western Arkansas
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Conventional | 1 | 1.1% | 100% | $255,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 10 | 10.6% | 83.3% | $214,000 | |
Pennymac Loan Services LLC
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Conventional | 5 | 5.3% | 83.3% | $185,000 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 3.2% | 100% | $351,666 | |
Flat Branch Mortgage, Inc.
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VA | 3 | 3.2% | 100% | $601,666 | |
United Wholesale Mortgage
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VA | 2 | 2.1% | 100% | $350,000 | |
PHH Mortgage Corporation
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VA | 2 | 2.1% | 100% | $390,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 2.1% | 66.7% | $260,000 | View |
Nationstar Mortgage
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Conventional | 2 | 2.1% | 100% | $50,000 | |
Sente Mortgage, Inc.
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Conventional, FHA | 2 | 2.1% | 100% | $330,000 | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
FHA, HELOC | 1 +1 HELOCs |
1.1% | 100% | $145,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $115,000 | |
Interlinc Mortgage Services, LLC
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Conventional | 1 | 1.1% | 100% | $415,000 | |
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B+4.8 ★Texas Ratio: 17.04% |
VA | 1 | 1.1% | 100% | $385,000 | View |
Primary Residential Mortgage, INC.
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VA | 1 | 1.1% | 100% | $365,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.1% | 33.3% | $55,000 | |
American Financial Network, Inc.
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Conventional | 1 | 1.1% | 100% | $195,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 1.1% | 100% | $375,000 | |
Planet Home Lending, LLC
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FHA | 1 | 1.1% | 100% | $105,000 | |
Mortgage Research Center
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VA | 1 | 1.1% | 100% | $535,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 1.1% | 100% | $255,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 1.1% | 100% | $425,000 | View |
Mortgage Investors Group
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FHA | 1 | 1.1% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.1% | 100% | $85,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 1.1% | 100% | $345,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 1.1% | 100% | $365,000 | |
Gershman Investment Corp.
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FHA | 1 | 1.1% | 100% | $125,000 | |
Village Capital & Investment
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VA | 1 | 1.1% | 100% | $375,000 | |
Cadence Bank
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Wooster Mortgage Rate Trends
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Wooster, Arkansas
Looking for mortgage lenders near me or mortgage brokers near me in Wooster? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wooster in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Wooster, AR
Use these to narrow the list above. Each category shows how many Wooster, AR lenders fit and what that kind of lender is usually best for.
Who Lends in Wooster, AR
Independent mortgage companies closed 54.3 percent of home loans in Wooster, Arkansas in 2025, banks 42.6 percent and credit unions 3.2 percent. FirstTrust Home Loans was the largest mortgage company, Simmons Bank the largest bank and Arkansas Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, Simmons Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
More Arkansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Wooster, AR
By home loans closed in 2025, Simmons Bank was the largest mortgage lender in Wooster, Arkansas with 6 loans, about 6.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Wooster, Arkansas in 2025, led by Centennial Bank with 2. 17 lenders closed VA loans, led by Flat Branch Mortgage, Inc., and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 2 credit unions closed home loans in Wooster, Arkansas in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wooster, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wooster, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wooster. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
