White Hall, Arkansas mortgage lenders include Simmons BankSimmons Bank8107 Dollarway Rd, White Hall, AR 71602A+5.0 ★Texas Ratio: 5.33%, Stone BankStone Bank7739 Sheridan Rd, White Hall, AR 71602A-4.9 ★Texas Ratio: 16.23%, Relyance BankRelyance Bank8500 Sheridan Rd, White Hall, AR 71602A+5.0 ★Texas Ratio: 2.78%, Connect BankConnect Bank7101 Dollarway Rd, White Hall, AR 71602A+5.0 ★Texas Ratio: 4.48%, Cotton Belt Federal Credit UnionCotton Belt Federal Credit Union8540 Highway 270, White Hall, AR 71602 9605, Arvest BankArvest Bank408 Highway 64 West, Alma, AR 72921A5.0 ★Texas Ratio: 7.48%, Arkansas Federal Credit UnionArkansas Federal Credit Union1114 Highway 35 N, Benton, AR 72019 2326, Gateway BankGateway Bank17328 Interstate 30, Benton, AR 72019, Eagle Bank and Trust CompanyEagle Bank and Trust Company6699 Herber Springs Road, Drasco, AR 72530A+5.0 ★Texas Ratio: 1.39%, and US Bank, N.A.US Bank, N.A.115 Highway 64 W, Alma, AR 72921A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in White Hall, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in White Hall are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in White Hall, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2 offices in White Hall 8107 Dollarway Rd, White Hall, AR 71602 A+5.0 ★Texas Ratio: 5.33% |
Conventional, FHA, USDA, HELOC | 5 +1 HELOCs |
3.1% | 50% | $201,000 | View |
|
1 office in White Hall 7739 Sheridan Rd, White Hall, AR 71602 A-4.9 ★Texas Ratio: 16.23% |
Conventional | 5 | 3.1% | 100% | $107,000 | View |
|
1 office in White Hall 8500 Sheridan Rd, White Hall, AR 71602 A+5.0 ★Texas Ratio: 2.78% |
Conventional | 4 | 2.5% | 100% | $167,500 | View |
|
1 office in White Hall 7101 Dollarway Rd, White Hall, AR 71602 A+5.0 ★Texas Ratio: 4.48% |
Conventional | 1 | 0.6% | 100% | $45,000 | View |
Cotton Belt Federal Credit Union
8540 Highway 270, White Hall, AR 71602 9605 |
Conventional | 6 | 3.8% | 75% | $120,000 | |
|
408 Highway 64 West, Alma, AR 72921 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
1.2% | 100% | $145,000 | View |
Arkansas Federal Credit Union
1114 Highway 35 N, Benton, AR 72019 2326 |
Conventional, HELOC | 2 +1 HELOCs |
1.2% | 100% | $90,000 | |
Gateway Bank
17328 Interstate 30, Benton, AR 72019 |
Conventional | 2 | 1.2% | 100% | $135,000 | |
|
6699 Herber Springs Road, Drasco, AR 72530 A+5.0 ★Texas Ratio: 1.39% |
FHA | 2 | 1.2% | 100% | $310,000 | View |
|
115 Highway 64 W, Alma, AR 72921 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +3 HELOCs |
0.6% | 50% | $155,000 | View |
|
2213 North Reynolds Road, Bryant, AR 72022 A5.0 ★Texas Ratio: 6.45% |
FHA | 1 | 0.6% | 100% | $195,000 | View |
|
3525 Highway 5 N, Bryant, AR 72019 A5.0 ★Texas Ratio: 6.06% |
Conventional | 1 | 0.6% | 100% | $125,000 | View |
|
506 Main St, Arkadelphia, AR 71923 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
|
159 Highway 167 N, Bald Knob, AR 72010 B+4.8 ★Texas Ratio: 17.04% |
VA | 1 | 0.6% | 100% | $145,000 | View |
|
★ 3.5 stars, 2 reviews 611 Highway 71 N, Alma, AR 72921 A5.0 ★Texas Ratio: 9.32% |
Conventional | 1 | 0.6% | 50% | $145,000 | View |
|
808 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
FirstTrust Home Loans
|
Conventional, FHA, VA, USDA | 26 | 16.2% | 100% | $178,846 | |
Mortgage Financial Services
|
Conventional, FHA, VA, USDA | 24 | 15% | 100% | $198,333 | |
Rocket Mortgage
|
Conventional, FHA, VA | 15 | 9.4% | 71.4% | $155,666 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, USDA | 9 | 5.6% | 100% | $257,222 | |
Mortgage Research Center
|
VA | 7 | 4.4% | 70% | $237,857 | |
Newrez LLC
|
Conventional, VA, USDA | 3 | 1.9% | 100% | $195,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 3 | 1.9% | 80% | $98,333 | |
Highlands Residential Mortgage, Ltd.
|
Conventional, VA | 3 | 1.9% | 100% | $161,666 | |
Fairway Independent Mort Corp
|
Conventional, FHA, USDA | 3 | 1.9% | 100% | $118,333 | |
21St Mortgage
|
Conventional | 3 | 1.9% | 33.3% | $135,000 | |
Amerisave Mortgage Company
|
FHA, VA | 2 | 1.2% | 100% | $165,000 | |
Eustis Mortgage Corp
|
Conventional, FHA | 2 | 1.2% | 100% | $160,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
|
Conventional | 2 | 1.2% | 100% | $255,000 | |
T2 Financial LLC
|
Conventional, VA | 2 | 1.2% | 100% | $180,000 | |
Cadence Bank
|
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $295,000 | |
|
B+4.8 ★Texas Ratio: 17.04% |
FHA | 1 | 0.6% | 100% | $145,000 | View |
American Financial Resources LLC
|
FHA | 1 | 0.6% | 100% | $165,000 | |
Guaranteed Rate, Inc.
|
FHA | 1 | 0.6% | 100% | $225,000 | |
Primary Residential Mortgage, INC.
|
USDA | 1 | 0.6% | 100% | $165,000 | |
Goodleap, LLC
|
VA | 1 | 0.6% | 100% | $175,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 0.6% | 100% | $85,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 0.6% | 100% | $195,000 | |
CrossCountry Mortgage, LLC
|
FHA | 1 | 0.6% | 100% | $265,000 | |
loanDepot.com LLC
|
Conventional | 1 | 0.6% | 100% | $45,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.6% | 100% | $215,000 | |
Deephaven Mortgage LLC
|
Conventional | 1 | 0.6% | 100% | $275,000 | |
Guild Mortgage Company
|
FHA | 1 | 0.6% | 100% | $185,000 | |
Nationstar Mortgage
|
FHA | 1 | 0.6% | 100% | $375,000 | |
Mortgage Solutions of Colorado
|
USDA | 1 | 0.6% | 100% | $145,000 | |
Endeavor Capital, LLC
|
FHA | 1 | 0.6% | 100% | $165,000 | |
Zillow Home Loans, LLC
|
FHA | 1 | 0.6% | 100% | $235,000 | |
CSL Financial, LLC
|
Conventional | 1 | 0.6% | 100% | $165,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.6% | 40% | $95,000 | |
Plaza Home Mortgage, Inc
|
USDA | 1 | 0.6% | 100% | $185,000 | |
Top Flite Financial, Inc.
|
Conventional | 1 | 0.6% | 100% | $65,000 | |
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Navy Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in White Hall? The list below shows the banks, credit unions and mortgage brokers that closed home loans in White Hall in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many White Hall, AR lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 76.9 percent of home loans in White Hall, Arkansas in 2025, banks 18.1 percent and credit unions 5 percent. FirstTrust Home Loans was the largest mortgage company, Simmons Bank the largest bank and Cotton Belt Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, Simmons Bank led with 5 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
By home loans closed in 2025, Simmons Bank was the largest mortgage lender in White Hall, Arkansas with 5 loans, about 3.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in White Hall, Arkansas in 2025, led by Mortgage Financial Services with 10. 13 lenders closed VA loans, led by Mortgage Research Center, and 9 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 4 credit unions closed home loans in White Hall, Arkansas in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in White Hall, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in White Hall, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up White Hall. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.