Mortgage Lenders and Brokers in West Memphis, Arkansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
West Memphis, Arkansas mortgage lenders include Fidelity BankFidelity Bank350 West Service Road, West Memphis, AR 72301A+5.0 ★Texas Ratio: 4.01%, Truist BankTruist Bank125 W Broadway, West Memphis, AR 72301A+5.0 ★Texas Ratio: 2.87%, Southern Bancorp BankSouthern Bancorp Bank1103 N Missouri St, West Memphis, AR 72301A5.0 ★Texas Ratio: 8.01%, Regions BankRegions Bank231 E Broadway St, West Memphis, AR 72301A+5.0 ★Texas Ratio: 4.37%, Eagle Bank and Trust CompanyEagle Bank and Trust Company6699 Herber Springs Road, Drasco, AR 72530A+5.0 ★Texas Ratio: 1.39%, First National Bank of Eastern ArkansasFirst National Bank of Eastern Arkansas8896 Highway 1 N, Colt, AR 72326A+5.0 ★Texas Ratio: 3.75%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1101 S Walton Blvd Ste 9, Bentonville, AR 72712A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA1301 Arkansas Blvd, Texarkana, AR 71854A+5.0 ★Texas Ratio: 5.36%, Partners BankPartners Bank1055 Steel Ave, Conway, AR 72032A5.0 ★Texas Ratio: 6.24%, and Centennial BankCentennial Bank812 N Church St, Atkins, AR 72823A+5.0 ★Texas Ratio: 3.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in West Memphis, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in West Memphis are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in West Memphis, Arkansas
Market share is the lender's share of all home loans closed in West Memphis, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in West Memphis 350 West Service Road, West Memphis, AR 72301 A+5.0 ★Texas Ratio: 4.01% |
Conventional | 14 | 3.6% | 93.3% | $78,571 | View |
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★ 1 stars, 1 review 1 office in West Memphis 125 W Broadway, West Memphis, AR 72301 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 6 +4 HELOCs |
1.5% | 85.7% | $146,666 | View |
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1 office in West Memphis 1103 N Missouri St, West Memphis, AR 72301 A5.0 ★Texas Ratio: 8.01% |
Conventional | 5 | 1.3% | 85.7% | $151,000 | View |
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1 office in West Memphis 231 E Broadway St, West Memphis, AR 72301 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 4 +7 HELOCs |
1% | 29.4% | $187,500 | View |
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6699 Herber Springs Road, Drasco, AR 72530 A+5.0 ★Texas Ratio: 1.39% |
Conventional, FHA, VA, USDA | 58 | 14.7% | 93.5% | $150,862 | View |
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8896 Highway 1 N, Colt, AR 72326 A+5.0 ★Texas Ratio: 3.75% |
Conventional | 10 | 2.5% | 100% | $83,000 | View |
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1101 S Walton Blvd Ste 9, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 3 +1 HELOCs |
0.8% | 100% | $361,666 | View |
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1301 Arkansas Blvd, Texarkana, AR 71854 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.8% | 75% | $188,333 | View |
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1055 Steel Ave, Conway, AR 72032 A5.0 ★Texas Ratio: 6.24% |
Conventional | 2 | 0.5% | 100% | $115,000 | View |
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812 N Church St, Atkins, AR 72823 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 2 | 0.5% | 66.7% | $205,000 | View |
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808 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $75,000 | View |
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2213 North Reynolds Road, Bryant, AR 72022 A5.0 ★Texas Ratio: 6.45% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
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115 Highway 64 W, Alma, AR 72921 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 16.7% | $135,000 | View |
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159 Highway 167 N, Bald Knob, AR 72010 B+4.8 ★Texas Ratio: 17.04% |
FHA | 1 | 0.3% | 100% | $115,000 | View |
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411 N Broadway St, Blytheville, AR 72315 A+5.0 ★Texas Ratio: 2.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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408 Highway 64 West, Alma, AR 72921 A5.0 ★Texas Ratio: 7.48% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
FirstTrust Home Loans
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Conventional, FHA, VA, USDA | 128 | 32.5% | 99.2% | $142,968 | |
Community Mortgage Corporation
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Conventional, FHA | 17 | 4.3% | 100% | $215,000 | |
Rocket Mortgage
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Conventional, FHA | 14 | 3.6% | 66.7% | $137,142 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, USDA | 13 | 3.3% | 100% | $146,538 | |
Mortgage Research Center
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VA | 10 | 2.5% | 71.4% | $202,000 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 6 +1 HELOCs |
1.5% | 100% | $145,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 1.5% | 85.7% | $250,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 6 | 1.5% | 100% | $146,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 1.3% | 61.5% | $141,000 | |
Nationstar Mortgage
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Conventional, FHA | 5 | 1.3% | 83.3% | $117,000 | |
Primary Residential Mortgage, INC.
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Conventional, FHA, USDA | 4 | 1% | 100% | $150,000 | |
Newrez LLC
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Conventional, FHA, VA | 4 | 1% | 50% | $172,500 | |
loanDepot.com LLC
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Conventional, FHA, VA | 4 | 1% | 50% | $162,500 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 3 | 0.8% | 100% | $118,333 | |
Zillow Home Loans, LLC
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Conventional, FHA | 3 | 0.8% | 100% | $181,666 | |
Mutual of Omaha Mortgage
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FHA | 3 | 0.8% | 75% | $108,333 | |
Hope Federal Credit Union
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Conventional | 3 | 0.8% | 60% | $85,000 | |
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B+4.8 ★Texas Ratio: 17.04% |
Conventional, VA | 2 | 0.5% | 66.7% | $225,000 | View |
Goodleap, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $260,000 | |
Freedom Mortgage Corporation
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FHA | 2 | 0.5% | 100% | $105,000 | |
Fed Ex Employees Credit Association
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Conventional | 2 | 0.5% | 100% | $50,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.5% | 11.8% | $55,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA | 2 | 0.5% | 100% | $185,000 | View |
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A5.0 ★Texas Ratio: 6.69% |
Conventional, FHA | 2 | 0.5% | 100% | $85,000 | View |
Mortgage Financial Services
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Conventional | 2 | 0.5% | 100% | $340,000 | |
New Day Financial, LLC.
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VA | 2 | 0.5% | 28.6% | $200,000 | |
Memphis City Employees Credit Union
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Conventional | 2 | 0.5% | 100% | $55,000 | |
Nations Lending Corporation
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Conventional, FHA | 2 | 0.5% | 100% | $260,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 2 | 0.5% | 100% | $850,000 | View |
Mortgage Investors Group
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Conventional, FHA | 2 | 0.5% | 100% | $275,000 | |
21St Mortgage
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Conventional | 2 | 0.5% | 62.5% | $100,000 | |
American Financial Resources LLC
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FHA | 1 | 0.3% | 100% | $145,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.3% | 14.3% | $175,000 | |
Directions Equity, LLC
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FHA | 1 | 0.3% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
Associated Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $175,000 | |
Flat Branch Mortgage, Inc.
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FHA | 1 | 0.3% | 100% | $195,000 | |
Union Home Mortgage Corp.
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VA | 1 | 0.3% | 100% | $175,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.3% | 100% | $215,000 | |
Nfm, Inc
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FHA | 1 | 0.3% | 100% | $75,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.3% | 100% | $365,000 | |
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A5.0 ★Texas Ratio: 13.24% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
Independent Bank
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Summit Funding.Inc
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FHA | 1 | 0.3% | 100% | $395,000 | |
Prosperity Home Mortgage, LLC
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VA | 1 | 0.3% | 50% | $215,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
Bank3
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Conventional | 1 | 0.3% | 100% | $285,000 | |
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A-4.9 ★Texas Ratio: 16.60% |
Conventional | 1 | 0.3% | 100% | $345,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
Texana Bank
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FHA | 1 | 0.3% | 100% | $185,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 33.3% | $45,000 | |
Village Capital & Investment
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VA | 1 | 0.3% | 100% | $175,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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A-4.9 ★Texas Ratio: 16.60% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First South Financial Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
West Memphis Mortgage Rate Trends
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in West Memphis, Arkansas
Looking for mortgage lenders near me or mortgage brokers near me in West Memphis? The list below shows the banks, credit unions and mortgage brokers that closed home loans in West Memphis in 2025, with lenders based there listed first.
Types of Mortgage Lenders in West Memphis, AR
Use these to narrow the list above. Each category shows how many West Memphis, AR lenders fit and what that kind of lender is usually best for.
Who Lends in West Memphis, AR
Independent mortgage companies closed 65.5 percent of home loans in West Memphis, Arkansas in 2025, banks 31 percent and credit unions 3.6 percent. FirstTrust Home Loans was the largest mortgage company, Fidelity Bank the largest bank and Success Credit Union the largest credit union. Among lenders headquartered in Arkansas, Fidelity Bank led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
More Arkansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in West Memphis, AR
By home loans closed in 2025, Fidelity Bank was the largest mortgage lender in West Memphis, Arkansas with 14 loans, about 3.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in West Memphis, Arkansas, FirstTrust Home Loans approved the highest share of completed applications in 2025 at 99.2 percent, against a 82 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
32 lenders closed FHA loans in West Memphis, Arkansas in 2025, led by FirstTrust Home Loans with 83. 17 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 7 credit unions closed home loans in West Memphis, Arkansas in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in West Memphis, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in West Memphis, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up West Memphis. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
