Mortgage Lenders and Brokers in Vilonia, Arkansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Vilonia, Arkansas mortgage lenders include Eagle Bank and Trust CompanyEagle Bank and Trust Company1152 Main St, Vilonia, AR 72173A+5.0 ★Texas Ratio: 1.39%, Centennial BankCentennial Bank1040 Main St, Vilonia, AR 72173A+5.0 ★Texas Ratio: 3.14%, First Security BankFirst Security Bank1137 Main St, Vilonia, AR 72173A+5.0 ★Texas Ratio: 0.58%, Arkansas Federal Credit UnionArkansas Federal Credit Union1114 Highway 35 N, Benton, AR 72019 2326, Arvest BankArvest Bank408 Highway 64 West, Alma, AR 72921A5.0 ★Texas Ratio: 7.48%, Regions BankRegions Bank506 Main St, Arkadelphia, AR 71923A+5.0 ★Texas Ratio: 4.37%, First Community BankFirst Community Bank159 Highway 167 N, Bald Knob, AR 72010B+4.8 ★Texas Ratio: 17.04%, Simmons BankSimmons Bank1323 Military Rd, Benton, AR 72015A+5.0 ★Texas Ratio: 5.33%, Bank of EnglandBank of England2213 North Reynolds Road, Bryant, AR 72022A5.0 ★Texas Ratio: 6.45%, and US Bank, N.A.US Bank, N.A.115 Highway 64 W, Alma, AR 72921A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Vilonia, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Vilonia are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Vilonia, Arkansas
Market share is the lender's share of all home loans closed in Vilonia, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Vilonia 1152 Main St, Vilonia, AR 72173 A+5.0 ★Texas Ratio: 1.39% |
Conventional, FHA, VA, USDA | 19 | 6.5% | 90.5% | $242,368 | View |
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1 office in Vilonia 1040 Main St, Vilonia, AR 72173 A+5.0 ★Texas Ratio: 3.14% |
Conventional, FHA, VA, HELOC | 13 +3 HELOCs |
4.4% | 86.7% | $302,692 | View |
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1 office in Vilonia 1137 Main St, Vilonia, AR 72173 A+5.0 ★Texas Ratio: 0.58% |
Conventional, FHA, HELOC | 12 +10 HELOCs |
4.1% | 100% | $235,833 | View |
Arkansas Federal Credit Union
1114 Highway 35 N, Benton, AR 72019 2326 |
Conventional, VA, HELOC | 24 +9 HELOCs |
8.2% | 85.7% | $204,583 | |
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408 Highway 64 West, Alma, AR 72921 A5.0 ★Texas Ratio: 7.48% |
Conventional, HELOC | 9 +9 HELOCs |
3.1% | 90% | $242,777 | View |
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506 Main St, Arkadelphia, AR 71923 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 5 +2 HELOCs |
1.7% | 75% | $237,000 | View |
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159 Highway 167 N, Bald Knob, AR 72010 B+4.8 ★Texas Ratio: 17.04% |
Conventional, FHA | 5 | 1.7% | 83.3% | $333,000 | View |
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1323 Military Rd, Benton, AR 72015 A+5.0 ★Texas Ratio: 5.33% |
Conventional, HELOC | 3 +1 HELOCs |
1% | 75% | $235,000 | View |
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2213 North Reynolds Road, Bryant, AR 72022 A5.0 ★Texas Ratio: 6.45% |
FHA, VA | 3 | 1% | 100% | $308,333 | View |
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115 Highway 64 W, Alma, AR 72921 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA | 3 | 1% | 75% | $311,666 | View |
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★ 3.5 stars, 2 reviews 611 Highway 71 N, Alma, AR 72921 A5.0 ★Texas Ratio: 9.32% |
Conventional, FHA, HELOC | 2 +5 HELOCs |
0.7% | 66.7% | $175,000 | View |
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★ 5 stars, 1 review 706 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 66.7% | $190,000 | View |
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820 Louisiana St, Little Rock, AR 72201 4692 A+5.0 ★Texas Ratio: 0.18% |
Conventional | 2 | 0.7% | 100% | $395,000 | View |
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401 Sw A St, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 2.55% |
Conventional | 2 | 0.7% | 66.7% | $250,000 | View |
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1101 S Walton Blvd Ste 9, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $155,000 | View |
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2500 Pine St, Arkadelphia, AR 71923 A5.0 ★Texas Ratio: 8.01% |
Conventional | 1 | 0.3% | 100% | $385,000 | View |
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808 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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3654 N Investment Dr, Fayetteville, AR 72703 A+5.0 ★Texas Ratio: 0.19% |
Conventional | 1 | 0.3% | 100% | $375,000 | View |
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1303 Se Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 1.05% |
FHA | 1 | 0.3% | 100% | $275,000 | View |
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960 S Constitution Ave, Ashdown, AR 71822 A5.0 ★Texas Ratio: 11.09% |
Conventional | 1 | 0.3% | 100% | $375,000 | View |
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111 W Thompson St, Amity, AR 71921 A+5.0 ★Texas Ratio: 1.59% |
FHA | 1 | 0.3% | 100% | $215,000 | View |
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700 Se Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 0.35% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
FirstTrust Home Loans
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Conventional, FHA, VA, USDA | 19 | 6.5% | 100% | $258,684 | |
Rocket Mortgage
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Conventional, FHA, VA | 18 | 6.1% | 82.6% | $170,555 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA, VA, USDA | 18 | 6.1% | 100% | $255,000 | |
21St Mortgage
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Conventional | 13 | 4.4% | 45.2% | $92,692 | |
Lennar Mortgage, LLC
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Conventional, FHA, USDA | 12 | 4.1% | 85.7% | $168,333 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 11 | 3.8% | 84.6% | $270,454 | |
Mortgage Research Center
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FHA, VA | 7 | 2.4% | 58.3% | $237,857 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 5 | 1.7% | 35% | $117,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 1.4% | 83.3% | $362,500 | |
T2 Financial LLC
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Conventional, VA, USDA | 4 | 1.4% | 100% | $230,000 | |
American Financial Resources LLC
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Conventional, FHA, USDA | 3 | 1% | 100% | $185,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 3 | 1% | 100% | $185,000 | |
Lendlo Mortgage, LLC
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FHA | 3 | 1% | 100% | $195,000 | |
Nationstar Mortgage
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Conventional | 3 | 1% | 100% | $81,666 | |
Southwest Stage Funding LLC
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Conventional | 3 | 1% | 100% | $128,333 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 1% | 100% | $201,666 | |
Cadence Bank
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Conventional, HELOC | 2 +3 HELOCs |
0.7% | 100% | $425,000 | |
Freedom Mortgage Corporation
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VA | 2 | 0.7% | 100% | $310,000 | |
Newrez LLC
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Conventional, FHA | 2 | 0.7% | 40% | $395,000 | |
Kind Lending, LLC
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VA | 2 | 0.7% | 100% | $405,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.7% | 40% | $285,000 | |
Guild Mortgage Company
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Conventional | 2 | 0.7% | 100% | $190,000 | |
American Financing Corporation
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FHA, VA | 2 | 0.7% | 66.7% | $190,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.7% | 100% | $195,000 | View |
Sente Mortgage, Inc.
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Conventional | 2 | 0.7% | 100% | $190,000 | |
New American Funding, LLC.
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FHA | 2 | 0.7% | 66.7% | $220,000 | |
Navy Federal Credit Union
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Conventional, VA | 2 | 0.7% | 100% | $180,000 | |
Village Capital & Investment
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VA | 2 | 0.7% | 50% | $280,000 | |
Barksdale Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $175,000 | |
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B+4.8 ★Texas Ratio: 17.04% |
Conventional | 1 | 0.3% | 100% | $435,000 | View |
Primary Residential Mortgage, INC.
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USDA | 1 | 0.3% | 100% | $205,000 | |
Delmar Financial Company
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.3% | 33.3% | $85,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $565,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
Eustis Mortgage Corp
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Conventional | 1 | 0.3% | 100% | $125,000 | |
United Built Homes, LLC
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Conventional | 1 | 0.3% | 50% | $385,000 | |
Mortgage Financial Services
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Conventional | 1 | 0.3% | 100% | $555,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.3% | 30% | $75,000 | |
Click n' Close, Inc.
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VA | 1 | 0.3% | 100% | $175,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Highlands Residential Mortgage, Ltd.
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USDA | 1 | 0.3% | 100% | $235,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.3% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
Stockton Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Better Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $185,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 50% | $95,000 | |
Prosperity Home Mortgage, LLC
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VA | 1 | 0.3% | 100% | $245,000 | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.3% | 100% | $305,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.3% | 50% | $195,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 100% | $125,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.3% | 100% | $415,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
FHA | 1 | 0.3% | 100% | $305,000 | View |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a |
Vilonia Mortgage Rate Trends
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Vilonia, Arkansas
Looking for mortgage lenders near me or mortgage brokers near me in Vilonia? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Vilonia in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Vilonia, AR
Use these to narrow the list above. Each category shows how many Vilonia, AR lenders fit and what that kind of lender is usually best for.
Who Lends in Vilonia, AR
Independent mortgage companies closed 56.7 percent of home loans in Vilonia, Arkansas in 2025, banks 32.8 percent and credit unions 10.6 percent. FirstTrust Home Loans was the largest mortgage company, Eagle Bank and Trust Company the largest bank and Arkansas Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, Eagle Bank and Trust Company led with 19 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
More Arkansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Vilonia, AR
By home loans closed in 2025, Eagle Bank and Trust Company was the largest mortgage lender in Vilonia, Arkansas with 19 loans, about 6.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Vilonia, Arkansas in 2025, led by FirstTrust Home Loans with 7. 21 lenders closed VA loans, led by Mortgage Research Center, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 6 credit unions closed home loans in Vilonia, Arkansas in 2025, alongside 46 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Vilonia, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Vilonia, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Vilonia. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
