Mortgage Lenders and Brokers in Southside, Arkansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Southside, Arkansas mortgage lenders include First Community BankFirst Community Bank159 Highway 167 N, Bald Knob, AR 72010B+4.8 ★Texas Ratio: 17.04%, FNBC BankFNBC Bank636 Ash Flat Dr, Ash Flat, AR 72513A5.0 ★Texas Ratio: 7.31%, The Citizens BankThe Citizens Bank2710 Pine St, Arkadelphia, AR 71923A+5.0 ★Texas Ratio: 3.52%, Arkansas Federal Credit UnionArkansas Federal Credit Union1114 Highway 35 N, Benton, AR 72019 2326, Southern BankSouthern Bank306 S Elm St, Bald Knob, AR 72010A5.0 ★Texas Ratio: 6.11%, Regions BankRegions Bank506 Main St, Arkadelphia, AR 71923A+5.0 ★Texas Ratio: 4.37%, US Bank, N.A.US Bank, N.A.115 Highway 64 W, Alma, AR 72921A+5.0 ★Texas Ratio: 2.85%, Telcoe Federal Credit UnionTelcoe Federal Credit Union820 Louisiana St, Little Rock, AR 72201 4692A+5.0 ★Texas Ratio: 0.18%, The Farmers & Merchants BankThe Farmers & Merchants Bank3210 Sw Regency Pkwy, Bentonville, AR 72712A+5.0 ★Texas Ratio: 2.62%, and Wells Fargo Bank NAWells Fargo Bank NA1301 Arkansas Blvd, Texarkana, AR 71854A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Southside, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Southside are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Southside, Arkansas
Market share is the lender's share of all home loans closed in Southside, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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159 Highway 167 N, Bald Knob, AR 72010 B+4.8 ★Texas Ratio: 17.04% |
Conventional, FHA, USDA | 33 | 28% | 94.3% | $171,363 | View |
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636 Ash Flat Dr, Ash Flat, AR 72513 A5.0 ★Texas Ratio: 7.31% |
Conventional | 5 | 4.2% | 100% | $87,000 | View |
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2710 Pine St, Arkadelphia, AR 71923 A+5.0 ★Texas Ratio: 3.52% |
Conventional | 4 | 3.4% | 80% | $82,500 | View |
Arkansas Federal Credit Union
1114 Highway 35 N, Benton, AR 72019 2326 |
Conventional, HELOC | 2 +2 HELOCs |
1.7% | 100% | $150,000 | |
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306 S Elm St, Bald Knob, AR 72010 A5.0 ★Texas Ratio: 6.11% |
Conventional, HELOC | 1 +2 HELOCs |
0.8% | 50% | $75,000 | View |
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506 Main St, Arkadelphia, AR 71923 A+5.0 ★Texas Ratio: 4.37% |
FHA, HELOC | 1 +1 HELOCs |
0.8% | 100% | $295,000 | View |
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115 Highway 64 W, Alma, AR 72921 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.8% | 50% | $25,000 | View |
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820 Louisiana St, Little Rock, AR 72201 4692 A+5.0 ★Texas Ratio: 0.18% |
Conventional | 1 | 0.8% | 100% | $105,000 | View |
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3210 Sw Regency Pkwy, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 2.62% |
Conventional | 1 | 0.8% | 100% | $155,000 | View |
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1301 Arkansas Blvd, Texarkana, AR 71854 A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 0.8% | 100% | $115,000 | View |
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1323 Military Rd, Benton, AR 72015 A+5.0 ★Texas Ratio: 5.33% |
Conventional | 1 | 0.8% | 100% | $275,000 | View |
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408 Highway 64 West, Alma, AR 72921 A5.0 ★Texas Ratio: 7.48% |
FHA | 1 | 0.8% | 100% | $265,000 | View |
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★ 3.5 stars, 2 reviews 611 Highway 71 N, Alma, AR 72921 A5.0 ★Texas Ratio: 9.32% |
USDA | 1 | 0.8% | 100% | $85,000 | View |
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★ 5 stars, 1 review 706 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
AgHeritage Farm Credit Services, FLCA
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Conventional | 2 | 1.7% | 100% | $450,000 | |
FirstTrust Home Loans
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USDA | 1 | 0.8% | 100% | $115,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 12 | 10.2% | 75% | $168,333 | |
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B+4.8 ★Texas Ratio: 17.04% |
Conventional, VA, USDA | 5 | 4.2% | 87.5% | $149,000 | View |
United Wholesale Mortgage
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Conventional, FHA, USDA | 4 | 3.4% | 100% | $222,500 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA, USDA | 4 | 3.4% | 100% | $205,000 | |
Mortgage Research Center
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VA | 3 | 2.5% | 100% | $318,333 | |
21St Mortgage
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Conventional | 3 | 2.5% | 60% | $165,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 2.5% | 50% | $61,666 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.7% | 100% | $200,000 | |
CrossCountry Mortgage, LLC
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FHA | 2 | 1.7% | 100% | $305,000 | |
Pennymac Loan Services LLC
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VA, USDA | 2 | 1.7% | 66.7% | $270,000 | |
Click n' Close, Inc.
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Conventional, VA | 2 | 1.7% | 100% | $270,000 | |
New American Funding, LLC.
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FHA | 2 | 1.7% | 100% | $350,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.8% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 0.68% |
Conventional | 1 | 0.8% | 100% | $285,000 | View |
Newrez LLC
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Conventional | 1 | 0.8% | 50% | $215,000 | |
loanDepot.com LLC
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VA | 1 | 0.8% | 50% | $165,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.8% | 100% | $155,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.8% | 50% | $185,000 | |
United Federal Credit Union
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Conventional | 1 | 0.8% | 100% | $35,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.8% | 25% | $45,000 | |
Cmg Mortgage Inc
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FHA | 1 | 0.8% | 100% | $215,000 | |
Discover Bank
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Conventional | 1 | 0.8% | 100% | $75,000 | |
Community Mortgage Corporation
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USDA | 1 | 0.8% | 100% | $165,000 | |
Stockton Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $355,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $195,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.8% | 100% | $235,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.8% | 100% | $145,000 | |
Thrivent Bank
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Conventional | 1 | 0.8% | 100% | $285,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.8% | 100% | $175,000 | |
Village Capital & Investment
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VA | 1 | 0.8% | 100% | $165,000 |
Southside Mortgage Rate Trends
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Southside, Arkansas
Looking for mortgage lenders near me or mortgage brokers near me in Southside? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Southside in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Southside, AR
Use these to narrow the list above. Each category shows how many Southside, AR lenders fit and what that kind of lender is usually best for.
Who Lends in Southside, AR
Independent mortgage companies closed 47.5 percent of home loans in Southside, Arkansas in 2025, banks 49.2 percent and credit unions 3.4 percent. AgHeritage Farm Credit Services, FLCA was the largest mortgage company, First Community Bank the largest bank and Arkansas Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, First Community Bank led with 33 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
More Arkansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Southside, AR
By home loans closed in 2025, First Community Bank was the largest mortgage lender in Southside, Arkansas with 33 loans, about 28 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Southside, Arkansas in 2025, led by First Community Bank with 10. 8 lenders closed VA loans, led by Mortgage Research Center, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 3 credit unions closed home loans in Southside, Arkansas in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Southside, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Southside, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Southside. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
