Siloam Springs, Arkansas mortgage lenders include Arvest BankArvest Bank1645 Highway 412 W, Siloam Springs, AR 72761A5.0 ★Texas Ratio: 7.48%, Generations BankGenerations Bank200 N Progress Ave, Siloam Springs, AR 72761A5.0 ★Texas Ratio: 10.01%, Centennial BankCentennial Bank101 Highway 412 E, Siloam Springs, AR 72761A+5.0 ★Texas Ratio: 3.14%, Grand Savings BankGrand Savings Bank1660 Highway 412 W, Siloam Springs, AR 72761A+5.0 ★Texas Ratio: 4.58%, Priority BankPriority Bank3401 E Mission Blvd, Fayetteville, AR 72703C+4.1 ★Texas Ratio: 25.90%, Simmons BankSimmons Bank1323 Military Rd, Benton, AR 72015A+5.0 ★Texas Ratio: 5.33%, Arkansas Federal Credit UnionArkansas Federal Credit Union1114 Highway 35 N, Benton, AR 72019 2326, Encore BankEncore Bank112 W Center St, Fayetteville, AR 72701A+5.0 ★Texas Ratio: 1.62%, Bokf NABokf NA1303 Se Walton Blvd, Bentonville, AR 72712A+5.0 ★Texas Ratio: 1.05%, and Signature Bank of ArkansasSignature Bank of Arkansas700 Se Walton Blvd, Bentonville, AR 72712A+5.0 ★Texas Ratio: 0.35%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Siloam Springs, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Siloam Springs are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Siloam Springs, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
3 offices in Siloam Springs 1645 Highway 412 W, Siloam Springs, AR 72761 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, VA, USDA, Jumbo, HELOC | 45 +33 HELOCs |
8.4% | 83.3% | $251,888 | View |
|
1 office in Siloam Springs 200 N Progress Ave, Siloam Springs, AR 72761 A5.0 ★Texas Ratio: 10.01% |
Conventional | 16 | 3% | 95% | $191,250 | View |
|
2 offices in Siloam Springs 101 Highway 412 E, Siloam Springs, AR 72761 A+5.0 ★Texas Ratio: 3.14% |
Conventional, FHA, VA, HELOC | 14 +2 HELOCs |
2.6% | 87.5% | $194,285 | View |
|
1 office in Siloam Springs 1660 Highway 412 W, Siloam Springs, AR 72761 A+5.0 ★Texas Ratio: 4.58% |
Conventional, Jumbo | 10 | 1.9% | 100% | $365,000 | View |
|
3401 E Mission Blvd, Fayetteville, AR 72703 C+4.1 ★Texas Ratio: 25.90% |
Conventional, FHA, USDA | 8 | 1.5% | 100% | $242,500 | View |
|
1323 Military Rd, Benton, AR 72015 A+5.0 ★Texas Ratio: 5.33% |
Conventional, FHA, HELOC | 6 +3 HELOCs |
1.1% | 100% | $175,000 | View |
Arkansas Federal Credit Union
1114 Highway 35 N, Benton, AR 72019 2326 |
Conventional, HELOC | 6 +1 HELOCs |
1.1% | 100% | $128,333 | |
|
112 W Center St, Fayetteville, AR 72701 A+5.0 ★Texas Ratio: 1.62% |
Conventional, FHA | 5 | 0.9% | 100% | $215,000 | View |
|
1303 Se Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 1.05% |
Conventional, FHA, HELOC | 4 +2 HELOCs |
0.7% | 100% | $172,500 | View |
|
700 Se Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 0.35% |
Conventional | 4 | 0.7% | 100% | $227,500 | View |
|
401 Sw A St, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 2.55% |
Conventional, FHA | 3 | 0.6% | 100% | $228,333 | View |
|
1101 S Walton Blvd Ste 9, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.4% | 100% | $310,000 | View |
|
★ 5 stars, 1 review 706 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 5.76% |
FHA | 2 | 0.4% | 100% | $245,000 | View |
|
★ 5 stars, 1 review 7171 Merrill Drive, Little Rock, AR 72212 A+5.0 ★Texas Ratio: 3.37% |
FHA | 2 | 0.4% | 100% | $285,000 | View |
|
Dewitt Henry Drive, Beebe, AR 72012 A+5.0 ★Texas Ratio: 0.58% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $205,000 | View |
|
★ 3.5 stars, 2 reviews 2401 E Main St, Siloam Springs, AR 72761 A5.0 ★Texas Ratio: 9.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 33.3% | $205,000 | View |
|
2213 North Reynolds Road, Bryant, AR 72022 A5.0 ★Texas Ratio: 6.45% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
|
115 Highway 64 W, Alma, AR 72921 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 50% | $295,000 | View |
|
115 Highway 71 N, Alma, AR 72921 A5.0 ★Texas Ratio: 8.68% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
|
506 Main St, Arkadelphia, AR 71923 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
|
107 Nw 2nd St, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 1.48% |
Conventional | 1 | 0.2% | 100% | $25,000 | View |
|
575 Memorial Dr, Bella Vista, AR 72714 A5.0 ★Texas Ratio: 7.54% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
|
111 W Thompson St, Amity, AR 71921 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
|
200 Highway 71 N, Alma, AR 72921 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 1 | 0.2% | 100% | $525,000 | View |
FirstTrust Home Loans
|
Conventional | 3 | 0.6% | 100% | $215,000 | |
Farm Credit Services of Western Arkansas
|
Conventional | 1 | 0.2% | 100% | $155,000 | |
Lendlo Mortgage, LLC
|
Conventional, FHA, VA, USDA | 51 | 9.5% | 96.2% | $209,313 | |
Flat Branch Mortgage, Inc.
|
Conventional, FHA, USDA | 51 | 9.5% | 100% | $259,901 | |
Rocket Mortgage
|
Conventional, FHA, VA | 43 | 8% | 86.3% | $181,279 | |
Lennar Mortgage, LLC
|
Conventional, FHA, USDA | 20 | 3.7% | 75% | $183,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 15 | 2.8% | 80% | $275,666 | |
Mortgage Research Center
|
Conventional, FHA, VA | 15 | 2.8% | 62.5% | $269,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 11 | 2.1% | 92.3% | $227,727 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA, USDA | 10 | 1.9% | 100% | $230,000 | View |
Geneva Financial LLC
|
Conventional, FHA | 10 | 1.9% | 100% | $185,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 9 | 1.7% | 90% | $178,333 | |
Guild Mortgage Company
|
Conventional, FHA | 8 | 1.5% | 100% | $251,250 | |
Associated Mortgage Corporation
|
Conventional, FHA, USDA | 8 | 1.5% | 100% | $216,250 | |
United Federal Credit Union
|
Conventional, FHA | 7 | 1.3% | 66.7% | $157,857 | |
Mutual of Omaha Mortgage
|
Conventional, VA | 7 | 1.3% | 100% | $239,285 | |
My Move Mortgage, LLC
|
Conventional, FHA, USDA | 7 | 1.3% | 100% | $223,571 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA | 7 | 1.3% | 100% | $179,285 | |
Navy Federal Credit Union
|
Conventional | 6 | 1.1% | 75% | $235,000 | |
T2 Financial LLC
|
Conventional, FHA | 5 | 0.9% | 100% | $221,000 | |
Zillow Home Loans, LLC
|
Conventional, FHA, VA | 5 | 0.9% | 83.3% | $275,000 | |
Das Acquisition Company, LLC
|
Conventional, FHA | 4 | 0.7% | 100% | $237,500 | |
Community Mortgage Corporation
|
Conventional, FHA | 4 | 0.7% | 100% | $300,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 3 +1 HELOCs |
0.6% | 60% | $68,333 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional, FHA, USDA | 3 | 0.6% | 100% | $251,666 | |
Envoy Mortgage, Ltd
|
Conventional, VA | 3 | 0.6% | 100% | $221,666 | |
ClearPath Lending
|
VA | 3 | 0.6% | 100% | $318,333 | |
|
A+5.0 ★Texas Ratio: 3.12% |
FHA | 3 | 0.6% | 100% | $325,000 | View |
New American Funding, LLC.
|
Conventional, FHA | 3 | 0.6% | 100% | $188,333 | |
Gershman Investment Corp.
|
Conventional, FHA | 3 | 0.6% | 100% | $245,000 | |
|
A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA | 2 | 0.4% | 50% | $135,000 | View |
American Financial Resources LLC
|
Conventional | 2 | 0.4% | 100% | $245,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 2 | 0.4% | 37.5% | $195,000 | |
Newrez LLC
|
Conventional, FHA | 2 | 0.4% | 28.6% | $165,000 | |
Kind Lending, LLC
|
Conventional, FHA | 2 | 0.4% | 100% | $130,000 | |
AmeriHome Mortgage Company, LLC
|
FHA, VA | 2 | 0.4% | 100% | $275,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 2 | 0.4% | 100% | $245,000 | View |
Securitynational Mortgage Company
|
FHA | 2 | 0.4% | 100% | $250,000 | |
First Colony Mortgage Corporat
|
Conventional, VA | 2 | 0.4% | 100% | $300,000 | |
Highlands Residential Mortgage, Ltd.
|
Conventional, FHA | 2 | 0.4% | 100% | $225,000 | |
New Day Financial, LLC.
|
VA | 2 | 0.4% | 100% | $300,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.4% | 100% | $310,000 | View |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional, VA | 2 | 0.4% | 100% | $230,000 | View |
|
A+5.0 ★Texas Ratio: 3.19% |
Conventional | 2 | 0.4% | 100% | $525,000 | View |
Southwest Stage Funding LLC
|
Conventional, FHA | 2 | 0.4% | 100% | $135,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 2 | 0.4% | 66.7% | $100,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 2 | 0.4% | 100% | $175,000 | View |
Paramount Residential Mortgage
|
Conventional, VA | 2 | 0.4% | 100% | $290,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 0.4% | 40% | $110,000 | |
Leaderone Financial Corp.
|
Conventional, FHA | 2 | 0.4% | 100% | $85,000 | |
Cmg Mortgage Inc
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $195,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $205,000 | View |
Cadence Bank
|
Conventional | 1 | 0.2% | 100% | $185,000 | |
American Portfolio Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
|
B+4.8 ★Texas Ratio: 17.04% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
Primelending
|
Conventional | 1 | 0.2% | 100% | $235,000 | |
Everett Financial, Inc.
|
FHA | 1 | 0.2% | 100% | $275,000 | |
CrossCountry Mortgage, LLC
|
VA | 1 | 0.2% | 100% | $395,000 | |
loanDepot.com LLC
|
Conventional | 1 | 0.2% | 14.3% | $415,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.2% | 12.5% | $165,000 | |
HomeBridge Financial Services, Inc
|
FHA | 1 | 0.2% | 50% | $235,000 | |
|
★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
Credit Human Federal Credit Un
|
Conventional | 1 | 0.2% | 50% | $115,000 | |
Union Home Mortgage Corp.
|
VA | 1 | 0.2% | 100% | $255,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.2% | 100% | $545,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
VA | 1 | 0.2% | 100% | $355,000 | View |
Planet Home Lending, LLC
|
FHA | 1 | 0.2% | 33.3% | $215,000 | |
|
A5.0 ★Texas Ratio: 13.24% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
Gardner Financial Services
|
Conventional | 1 | 0.2% | 100% | $255,000 | |
Communityamerica Federal Credit Union
|
Conventional | 1 | 0.2% | 25% | $115,000 | |
Atlanta Postal Credit Union
|
Conventional | 1 | 0.2% | 100% | $215,000 | |
|
A+5.0 ★Texas Ratio: 4.64% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
Nationstar Mortgage
|
Conventional | 1 | 0.2% | 100% | $55,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
Prosperity Home Mortgage, LLC
|
VA | 1 | 0.2% | 50% | $215,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
DHI Mortgage Company, LTD.
|
FHA | 1 | 0.2% | 100% | $265,000 | |
21St Mortgage
|
Conventional | 1 | 0.2% | 33.3% | $105,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.2% | 100% | $285,000 | View |
Village Capital & Investment
|
VA | 1 | 0.2% | 100% | $295,000 | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +5 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
First Savings Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Siloam Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Siloam Springs in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Siloam Springs, AR lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 65.1 percent of home loans in Siloam Springs, Arkansas in 2025, banks 30.6 percent and credit unions 4.3 percent. FirstTrust Home Loans was the largest mortgage company, Arvest Bank the largest bank and Arkansas Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, Generations Bank led with 16 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
By home loans closed in 2025, Arvest Bank was the largest mortgage lender in Siloam Springs, Arkansas with 45 loans, about 8.4 percent of the market. The largest lender headquartered in Arkansas was Generations Bank with 16 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Siloam Springs, Arkansas, Flat Branch Mortgage, Inc. approved the highest share of completed applications in 2025 at 100 percent, against a 85.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
49 lenders closed FHA loans in Siloam Springs, Arkansas in 2025, led by Lendlo Mortgage, LLC with 28. 24 lenders closed VA loans, led by Mortgage Research Center, and 9 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 42 banks and 7 credit unions closed home loans in Siloam Springs, Arkansas in 2025, alongside 61 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Siloam Springs, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Siloam Springs, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Siloam Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.