Mortgage Lenders and Brokers in Sheridan, Arkansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sheridan, Arkansas mortgage lenders include Peoples BankPeoples Bank1120 S Rock St, Sheridan, AR 72150, Regions BankRegions Bank121 S Oak St, Sheridan, AR 72150A+5.0 ★Texas Ratio: 4.37%, Relyance BankRelyance Bank108 S Main St, Sheridan, AR 72150A+5.0 ★Texas Ratio: 2.78%, FirstTrust Home LoansFirstTrust Home LoansSheridan, AR, US Bank, N.A.US Bank, N.A.101 N Oak St, Sheridan, AR 72150A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA808 S Walton Blvd, Bentonville, AR 72712A+5.0 ★Texas Ratio: 4.14%, First Horizon BankFirst Horizon Bank706 S Walton Blvd, Bentonville, AR 72712A+5.0 ★Texas Ratio: 5.76%, Telcoe Federal Credit UnionTelcoe Federal Credit Union820 Louisiana St, Little Rock, AR 72201 4692A+5.0 ★Texas Ratio: 0.18%, Connect BankConnect Bank265 Highway 65 S, Dumas, AR 71639A+5.0 ★Texas Ratio: 4.48%, and Eagle Bank and Trust CompanyEagle Bank and Trust Company6699 Herber Springs Road, Drasco, AR 72530A+5.0 ★Texas Ratio: 1.39%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sheridan, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sheridan are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sheridan, Arkansas
Market share is the lender's share of all home loans closed in Sheridan, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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Peoples Bank
1120 S Rock St, Sheridan, AR 72150 |
Conventional | 19 | 8.3% | 95% | $85,000 | |
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1 office in Sheridan 121 S Oak St, Sheridan, AR 72150 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 50% | $95,000 | View |
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1 office in Sheridan 108 S Main St, Sheridan, AR 72150 A+5.0 ★Texas Ratio: 2.78% |
Conventional | 1 | 0.4% | 50% | $295,000 | View |
FirstTrust Home Loans
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Conventional, FHA, VA, USDA | 69 | 30% | 100% | $199,492 | |
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101 N Oak St, Sheridan, AR 72150 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 5 +1 HELOCs |
2.2% | 100% | $161,000 | View |
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808 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.9% | 100% | $325,000 | View |
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★ 5 stars, 1 review 706 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 5.76% |
Conventional, VA | 2 | 0.9% | 100% | $200,000 | View |
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820 Louisiana St, Little Rock, AR 72201 4692 A+5.0 ★Texas Ratio: 0.18% |
Conventional | 2 | 0.9% | 100% | $305,000 | View |
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265 Highway 65 S, Dumas, AR 71639 A+5.0 ★Texas Ratio: 4.48% |
Conventional | 2 | 0.9% | 100% | $130,000 | View |
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6699 Herber Springs Road, Drasco, AR 72530 A+5.0 ★Texas Ratio: 1.39% |
VA | 2 | 0.9% | 66.7% | $230,000 | View |
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408 Highway 64 West, Alma, AR 72921 A5.0 ★Texas Ratio: 7.48% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $205,000 | View |
Arkansas Federal Credit Union
1114 Highway 35 N, Benton, AR 72019 2326 |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 33.3% | $35,000 | |
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1101 S Walton Blvd Ste 9, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
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3525 Highway 5 N, Bryant, AR 72019 A5.0 ★Texas Ratio: 6.06% |
Conventional | 1 | 0.4% | 100% | $125,000 | View |
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159 Highway 167 N, Bald Knob, AR 72010 B+4.8 ★Texas Ratio: 17.04% |
Conventional | 1 | 0.4% | 100% | $265,000 | View |
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★ 5 stars, 1 review 7171 Merrill Drive, Little Rock, AR 72212 A+5.0 ★Texas Ratio: 3.37% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
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1323 Military Rd, Benton, AR 72015 A+5.0 ★Texas Ratio: 5.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Farm Credit Services of Western Arkansas
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Conventional | 1 | 0.4% | 100% | $295,000 | |
Rocket Mortgage
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Conventional, FHA | 18 | 7.8% | 86.4% | $231,666 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 16 | 7% | 84.2% | $245,625 | |
Mortgage Financial Services
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Conventional, FHA, VA, USDA | 10 | 4.3% | 100% | $237,000 | |
Mortgage Research Center
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VA | 8 | 3.5% | 80% | $313,750 | |
Freedom Mortgage Corporation
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Conventional, FHA | 4 | 1.7% | 80% | $217,500 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 1.7% | 66.7% | $112,500 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 1.7% | 100% | $160,000 | |
Newrez LLC
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Conventional | 3 | 1.3% | 100% | $265,000 | |
PHH Mortgage Corporation
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Conventional, FHA, VA | 3 | 1.3% | 100% | $365,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 3 | 1.3% | 57.1% | $168,333 | |
Eustis Mortgage Corp
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Conventional, FHA | 3 | 1.3% | 100% | $111,666 | |
Land Home Financial Services,
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Conventional | 3 | 1.3% | 100% | $88,333 | |
Better Mortgage Corporation
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FHA, VA | 3 | 1.3% | 100% | $281,666 | |
Village Capital & Investment
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VA | 3 | 1.3% | 80% | $245,000 | |
Highlands Residential Mortgage, Ltd.
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FHA, USDA | 2 | 0.9% | 100% | $155,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.9% | 100% | $380,000 | View |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 2 | 0.9% | 100% | $315,000 | View |
Prosperity Home Mortgage, LLC
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FHA, VA | 2 | 0.9% | 100% | $180,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 2 | 0.9% | 100% | $360,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.9% | 18.2% | $125,000 | |
Cadence Bank
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $365,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $225,000 | |
American Financial Resources LLC
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FHA | 1 | 0.4% | 100% | $225,000 | |
Goodleap, LLC
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FHA | 1 | 0.4% | 100% | $275,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.4% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.4% | 100% | $75,000 | View |
Michigan Mutual, Inc
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FHA | 1 | 0.4% | 100% | $265,000 | |
MortgageCountry
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Conventional | 1 | 0.4% | 100% | $195,000 | |
ClearPath Lending
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Conventional | 1 | 0.4% | 100% | $285,000 | |
Midwest Mortgage Associates Corp
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Conventional | 1 | 0.4% | 100% | $125,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 33.3% | $215,000 | |
Servis One, Inc
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VA | 1 | 0.4% | 100% | $205,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.4% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
Nationstar Mortgage
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FHA | 1 | 0.4% | 50% | $285,000 | |
Sente Mortgage, Inc.
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VA | 1 | 0.4% | 100% | $305,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.4% | 100% | $185,000 | |
Navy Federal Credit Union
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VA | 1 | 0.4% | 100% | $365,000 | |
21St Mortgage
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Conventional | 1 | 0.4% | 33.3% | $85,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.4% | 100% | $135,000 | |
Plaza Home Mortgage, Inc
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USDA | 1 | 0.4% | 100% | $155,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Empeople Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Sheridan Mortgage Rate Trends
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sheridan, Arkansas
Looking for mortgage lenders near me or mortgage brokers near me in Sheridan? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sheridan in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sheridan, AR
Use these to narrow the list above. Each category shows how many Sheridan, AR lenders fit and what that kind of lender is usually best for.
Who Lends in Sheridan, AR
Independent mortgage companies closed 77.4 percent of home loans in Sheridan, Arkansas in 2025, banks 20.9 percent and credit unions 1.7 percent. FirstTrust Home Loans was the largest mortgage company, Peoples Bank the largest bank and Telcoe Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, Peoples Bank led with 19 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
More Arkansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sheridan, AR
By home loans closed in 2025, Peoples Bank was the largest mortgage lender in Sheridan, Arkansas with 19 loans, about 8.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Sheridan, Arkansas, FirstTrust Home Loans approved the highest share of completed applications in 2025 at 100 percent, against a 86.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Sheridan, Arkansas in 2025, led by FirstTrust Home Loans with 18. 19 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 4 credit unions closed home loans in Sheridan, Arkansas in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sheridan, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sheridan, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sheridan. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
