Mortgage Lenders and Brokers in Sardis, Arkansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sardis, Arkansas mortgage lenders include Arvest BankArvest Bank408 Highway 64 West, Alma, AR 72921A5.0 ★Texas Ratio: 7.48%, Arkansas Federal Credit UnionArkansas Federal Credit Union1114 Highway 35 N, Benton, AR 72019 2326, Eagle Bank and Trust CompanyEagle Bank and Trust Company6699 Herber Springs Road, Drasco, AR 72530A+5.0 ★Texas Ratio: 1.39%, Simmons BankSimmons Bank1323 Military Rd, Benton, AR 72015A+5.0 ★Texas Ratio: 5.33%, First Horizon BankFirst Horizon Bank706 S Walton Blvd, Bentonville, AR 72712A+5.0 ★Texas Ratio: 5.76%, Bank OzkBank Ozk611 Highway 71 N, Alma, AR 72921A5.0 ★Texas Ratio: 9.32%, Telcoe Federal Credit UnionTelcoe Federal Credit Union820 Louisiana St, Little Rock, AR 72201 4692A+5.0 ★Texas Ratio: 0.18%, Wells Fargo Bank NAWells Fargo Bank NA1301 Arkansas Blvd, Texarkana, AR 71854A+5.0 ★Texas Ratio: 5.36%, Centennial BankCentennial Bank812 N Church St, Atkins, AR 72823A+5.0 ★Texas Ratio: 3.14%, and US Bank, N.A.US Bank, N.A.115 Highway 64 W, Alma, AR 72921A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sardis, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sardis are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sardis, Arkansas
Market share is the lender's share of all home loans closed in Sardis, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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408 Highway 64 West, Alma, AR 72921 A5.0 ★Texas Ratio: 7.48% |
Conventional, VA | 10 | 5.1% | 90.9% | $269,000 | View |
Arkansas Federal Credit Union
1114 Highway 35 N, Benton, AR 72019 2326 |
Conventional | 8 | 4.1% | 61.5% | $145,000 | |
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6699 Herber Springs Road, Drasco, AR 72530 A+5.0 ★Texas Ratio: 1.39% |
Conventional, FHA, VA, USDA | 8 | 4.1% | 100% | $286,250 | View |
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1323 Military Rd, Benton, AR 72015 A+5.0 ★Texas Ratio: 5.33% |
Conventional, FHA, HELOC | 5 +3 HELOCs |
2.5% | 100% | $123,000 | View |
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★ 5 stars, 1 review 706 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 2 +1 HELOCs |
1% | 100% | $185,000 | View |
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★ 3.5 stars, 2 reviews 611 Highway 71 N, Alma, AR 72921 A5.0 ★Texas Ratio: 9.32% |
Conventional, HELOC | 2 +1 HELOCs |
1% | 50% | $245,000 | View |
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820 Louisiana St, Little Rock, AR 72201 4692 A+5.0 ★Texas Ratio: 0.18% |
Conventional | 2 | 1% | 66.7% | $215,000 | View |
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1301 Arkansas Blvd, Texarkana, AR 71854 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 2 | 1% | 100% | $210,000 | View |
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812 N Church St, Atkins, AR 72823 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 2 | 1% | 100% | $305,000 | View |
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115 Highway 64 W, Alma, AR 72921 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $185,000 | View |
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2213 North Reynolds Road, Bryant, AR 72022 A5.0 ★Texas Ratio: 6.45% |
FHA | 1 | 0.5% | 100% | $175,000 | View |
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506 Main St, Arkadelphia, AR 71923 A+5.0 ★Texas Ratio: 4.37% |
VA | 1 | 0.5% | 100% | $205,000 | View |
FirstTrust Home Loans
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Conventional, FHA, VA, USDA | 25 | 12.7% | 100% | $223,000 | |
Farm Credit Services of Western Arkansas
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Conventional | 1 | 0.5% | 50% | $245,000 | |
Eustis Mortgage Corp
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Conventional, FHA, VA, USDA | 23 | 11.7% | 100% | $236,739 | |
Rocket Mortgage
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Conventional, FHA | 10 | 5.1% | 83.3% | $147,000 | |
Lendlo Mortgage, LLC
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Conventional, FHA, VA, USDA | 10 | 5.1% | 100% | $183,000 | |
Freedom Mortgage Corporation
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Conventional, VA | 6 | 3% | 85.7% | $260,000 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA, VA | 6 | 3% | 100% | $238,333 | |
Better Mortgage Corporation
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Conventional, FHA, HELOC | 5 +1 HELOCs |
2.5% | 83.3% | $303,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 5 | 2.5% | 62.5% | $165,000 | |
United Wholesale Mortgage
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Conventional, VA | 4 | 2% | 80% | $272,500 | |
Triad Financial Services, Inc.
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Conventional | 4 | 2% | 52.2% | $127,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 2% | 100% | $232,500 | |
Stockton Mortgage Corporation
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FHA, VA | 4 | 2% | 100% | $207,500 | |
21St Mortgage
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Conventional | 4 | 2% | 71.4% | $192,500 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 3 | 1.5% | 100% | $151,666 | |
Community Mortgage Corporation
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Conventional, VA | 3 | 1.5% | 100% | $391,666 | |
Mortgage Research Center
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VA | 3 | 1.5% | 42.9% | $318,333 | |
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B+4.8 ★Texas Ratio: 17.04% |
Conventional, USDA | 2 | 1% | 100% | $245,000 | View |
Nationstar Mortgage
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Conventional, VA | 2 | 1% | 66.7% | $60,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 1% | 12.5% | $185,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 2 | 1% | 100% | $95,000 | |
American Financial Resources LLC
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FHA | 1 | 0.5% | 100% | $215,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.5% | 100% | $185,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.5% | 100% | $295,000 | |
Gvc Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $285,000 | |
Nbkc Bank
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VA | 1 | 0.5% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
FHA | 1 | 0.5% | 100% | $265,000 | View |
Discover Bank
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Conventional | 1 | 0.5% | 50% | $85,000 | |
Lennar Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $155,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.5% | 100% | $285,000 | |
Union Home Mortgage Corp.
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USDA | 1 | 0.5% | 100% | $215,000 | |
Highlands Residential Mortgage, Ltd.
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USDA | 1 | 0.5% | 100% | $185,000 | |
Ameritrust Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $215,000 | |
New Day Financial, LLC.
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VA | 1 | 0.5% | 100% | $235,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.5% | 100% | $325,000 | View |
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A5.0 ★Texas Ratio: 13.24% |
FHA | 1 | 0.5% | 100% | $215,000 | View |
Pentagon Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $135,000 | |
Sente Mortgage, Inc.
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FHA | 1 | 0.5% | 100% | $195,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.5% | 100% | $205,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.5% | 33.3% | $345,000 | |
Gmfs, LLC
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FHA | 1 | 0.5% | 100% | $265,000 | |
Mortgage Investors Group
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Conventional | 1 | 0.5% | 100% | $215,000 | |
State Departmenet Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $235,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.5% | 100% | $165,000 | |
Village Capital & Investment
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VA | 1 | 0.5% | 100% | $235,000 | |
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D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Sardis Mortgage Rate Trends
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sardis, Arkansas
Looking for mortgage lenders near me or mortgage brokers near me in Sardis? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sardis in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sardis, AR
Use these to narrow the list above. Each category shows how many Sardis, AR lenders fit and what that kind of lender is usually best for.
Who Lends in Sardis, AR
Independent mortgage companies closed 73.6 percent of home loans in Sardis, Arkansas in 2025, banks 20.3 percent and credit unions 6.1 percent. FirstTrust Home Loans was the largest mortgage company, Arvest Bank the largest bank and Arkansas Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, Arkansas Federal Credit Union led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
More Arkansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sardis, AR
By home loans closed in 2025, Arvest Bank was the largest mortgage lender in Sardis, Arkansas with 10 loans, about 5.1 percent of the market. The largest lender headquartered in Arkansas was Arkansas Federal Credit Union with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Sardis, Arkansas in 2025, led by FirstTrust Home Loans with 10. 21 lenders closed VA loans, led by Freedom Mortgage Corporation, and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 4 credit unions closed home loans in Sardis, Arkansas in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sardis, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sardis, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sardis. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
