Salem, Arkansas mortgage lenders include Arkansas Federal Credit UnionArkansas Federal Credit Union1114 Highway 35 N, Benton, AR 72019 2326, Arvest BankArvest Bank408 Highway 64 West, Alma, AR 72921A5.0 ★Texas Ratio: 7.48%, Eagle Bank and Trust CompanyEagle Bank and Trust Company6699 Herber Springs Road, Drasco, AR 72530A+5.0 ★Texas Ratio: 1.39%, First Security BankFirst Security BankDewitt Henry Drive, Beebe, AR 72012A+5.0 ★Texas Ratio: 0.58%, Regions BankRegions Bank506 Main St, Arkadelphia, AR 71923A+5.0 ★Texas Ratio: 4.37%, Bank of Little Rock Mortgage CorporationBank of Little Rock Mortgage Corporation7171 Merrill Drive, Little Rock, AR 72212A+5.0 ★Texas Ratio: 3.37%, US Bank, N.A.US Bank, N.A.115 Highway 64 W, Alma, AR 72921A+5.0 ★Texas Ratio: 2.85%, Encore BankEncore Bank112 W Center St, Fayetteville, AR 72701A+5.0 ★Texas Ratio: 1.62%, Bank of EnglandBank of England2213 North Reynolds Road, Bryant, AR 72022A5.0 ★Texas Ratio: 6.45%, and First Service BankFirst Service Bank3525 Highway 5 N, Bryant, AR 72019A5.0 ★Texas Ratio: 6.06%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Salem, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Salem are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Salem, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
Arkansas Federal Credit Union
1114 Highway 35 N, Benton, AR 72019 2326 |
Conventional, HELOC | 26 +9 HELOCs |
7% | 89.7% | $197,692 | |
|
408 Highway 64 West, Alma, AR 72921 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, VA, USDA, Jumbo, HELOC | 25 +12 HELOCs |
6.7% | 92.6% | $461,000 | View |
|
6699 Herber Springs Road, Drasco, AR 72530 A+5.0 ★Texas Ratio: 1.39% |
Conventional, FHA, VA | 16 | 4.3% | 100% | $381,250 | View |
|
Dewitt Henry Drive, Beebe, AR 72012 A+5.0 ★Texas Ratio: 0.58% |
Conventional, VA, HELOC | 10 +1 HELOCs |
2.7% | 90.9% | $397,000 | View |
|
506 Main St, Arkadelphia, AR 71923 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 6 | 1.6% | 56.2% | $303,333 | View |
|
★ 5 stars, 1 review 7171 Merrill Drive, Little Rock, AR 72212 A+5.0 ★Texas Ratio: 3.37% |
Conventional, FHA, VA | 6 | 1.6% | 85.7% | $526,666 | View |
|
115 Highway 64 W, Alma, AR 72921 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 5 +2 HELOCs |
1.3% | 83.3% | $279,000 | View |
|
112 W Center St, Fayetteville, AR 72701 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 5 | 1.3% | 100% | $461,000 | View |
|
2213 North Reynolds Road, Bryant, AR 72022 A5.0 ★Texas Ratio: 6.45% |
Conventional | 3 | 0.8% | 100% | $288,333 | View |
|
3525 Highway 5 N, Bryant, AR 72019 A5.0 ★Texas Ratio: 6.06% |
Conventional | 3 | 0.8% | 100% | $291,666 | View |
Cotton Belt Federal Credit Union
1703 River Pines Blvd, Pine Bluff, AR 71601 |
Conventional, VA | 3 | 0.8% | 100% | $511,666 | |
|
1323 Military Rd, Benton, AR 72015 A+5.0 ★Texas Ratio: 5.33% |
Conventional, HELOC | 2 +6 HELOCs |
0.5% | 50% | $165,000 | View |
|
★ 5 stars, 1 review 706 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 33.3% | $285,000 | View |
Peoples Bank
1800 Military Rd, Benton, AR 72015 |
Conventional | 2 | 0.5% | 100% | $185,000 | |
|
159 Highway 167 N, Bald Knob, AR 72010 B+4.8 ★Texas Ratio: 17.04% |
Conventional | 2 | 0.5% | 100% | $415,000 | View |
|
1111 Military Rd, Benton, AR 72015 A+5.0 ★Texas Ratio: 2.98% |
Conventional, Jumbo | 2 | 0.5% | 100% | $710,000 | View |
|
★ 3.5 stars, 2 reviews 611 Highway 71 N, Alma, AR 72921 A5.0 ★Texas Ratio: 9.32% |
Conventional, HELOC | 1 +7 HELOCs |
0.3% | 100% | $195,000 | View |
|
1101 S Walton Blvd Ste 9, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $495,000 | View |
|
1055 Steel Ave, Conway, AR 72032 A5.0 ★Texas Ratio: 6.24% |
Conventional | 1 | 0.3% | 50% | $175,000 | View |
|
416 N Main St, Cave City, AR 72521 A-4.9 ★Texas Ratio: 16.23% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
Gateway Bank
17328 Interstate 30, Benton, AR 72019 |
Conventional | 1 | 0.3% | 100% | $115,000 | |
|
2500 Pine St, Arkadelphia, AR 71923 A5.0 ★Texas Ratio: 8.01% |
Conventional | 1 | 0.3% | 100% | $465,000 | View |
|
3150 Harrison Street, Batesville, AR 72501 A4.7 ★Texas Ratio: 3.20% |
VA | 1 | 0.3% | 100% | $325,000 | View |
|
1301 Arkansas Blvd, Texarkana, AR 71854 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $615,000 | View |
|
812 N Church St, Atkins, AR 72823 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.3% | 50% | $355,000 | View |
FirstTrust Home Loans
|
Conventional, FHA, VA, USDA, Jumbo | 24 | 6.4% | 100% | $402,500 | |
|
A+5.0 ★Texas Ratio: 3.66% |
VA | 1 | 0.3% | 100% | $745,000 | View |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 33 | 8.8% | 89.2% | $249,242 | |
Eustis Mortgage Corp
|
Conventional, FHA, VA | 32 | 8.6% | 100% | $339,375 | |
Rocket Mortgage
|
Conventional, FHA, VA | 24 | 6.4% | 72.7% | $320,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 10 | 2.7% | 90.9% | $368,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 10 | 2.7% | 100% | $217,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 9 | 2.4% | 100% | $416,111 | |
Flat Branch Mortgage, Inc.
|
Conventional, FHA | 9 | 2.4% | 100% | $163,888 | |
Better Mortgage Corporation
|
Conventional, FHA, HELOC | 7 +2 HELOCs |
1.9% | 70% | $412,142 | |
Mortgage Research Center
|
FHA, VA | 6 | 1.6% | 66.7% | $403,333 | |
Newrez LLC
|
Conventional, FHA, VA | 5 | 1.3% | 71.4% | $335,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 5 | 1.3% | 100% | $341,000 | |
Lower, LLC
|
Conventional, VA | 4 | 1.1% | 100% | $392,500 | |
loanDepot.com LLC
|
Conventional, VA | 3 | 0.8% | 100% | $191,666 | |
Community Mortgage Corporation
|
Conventional, USDA | 3 | 0.8% | 100% | $265,000 | |
Nationstar Mortgage
|
Conventional | 3 | 0.8% | 100% | $141,666 | |
Carrington Mortgage Services LLC
|
Conventional, FHA, VA | 3 | 0.8% | 60% | $141,666 | |
New American Funding, LLC.
|
Conventional, VA, HELOC | 2 +1 HELOCs |
0.5% | 100% | $285,000 | |
Cadence Bank
|
Conventional | 2 | 0.5% | 50% | $445,000 | |
SWBC Mortgage Corporation
|
Conventional | 2 | 0.5% | 100% | $275,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 2 | 0.5% | 66.7% | $300,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 2 | 0.5% | 100% | $455,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional | 2 | 0.5% | 100% | $505,000 | View |
Guild Mortgage Company
|
FHA, USDA | 2 | 0.5% | 100% | $225,000 | |
Click n' Close, Inc.
|
Conventional, FHA | 2 | 0.5% | 100% | $115,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional, USDA | 2 | 0.5% | 100% | $460,000 | View |
Guaranteed Rate, Inc.
|
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $385,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
|
B+4.8 ★Texas Ratio: 17.04% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
|
A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.3% | 50% | $345,000 | View |
Farmers Insurance Federal Credit Union
|
Conventional | 1 | 0.3% | 100% | $295,000 | |
CrossCountry Mortgage, LLC
|
FHA | 1 | 0.3% | 100% | $325,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
Deephaven Mortgage LLC
|
Conventional, Jumbo | 1 | 0.3% | 50% | $1,495,000 | |
|
A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
Nqm Funding, LLC
|
Conventional, Jumbo | 1 | 0.3% | 100% | $1,505,000 | |
Mortgage Financial Services
|
Conventional | 1 | 0.3% | 100% | $335,000 | |
|
A5.0 ★Texas Ratio: 7.77% |
Conventional | 1 | 0.3% | 100% | $575,000 | View |
Credit Human Federal Credit Un
|
Conventional | 1 | 0.3% | 20% | $115,000 | |
Union Home Mortgage Corp.
|
VA | 1 | 0.3% | 50% | $425,000 | |
SIRVA Mortgage, Inc.
|
Conventional | 1 | 0.3% | 100% | $495,000 | |
Nfm, Inc
|
VA | 1 | 0.3% | 100% | $425,000 | |
American Internet Mortgage, Inc.
|
Conventional | 1 | 0.3% | 100% | $125,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.3% | 100% | $175,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $225,000 | View |
Land Home Financial Services,
|
Conventional | 1 | 0.3% | 100% | $125,000 | |
T2 Financial LLC
|
FHA | 1 | 0.3% | 100% | $375,000 | |
Communityamerica Federal Credit Union
|
VA | 1 | 0.3% | 100% | $265,000 | |
|
A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.3% | 100% | $75,000 | |
|
B4.4 ★Texas Ratio: 21.68% |
FHA | 1 | 0.3% | 100% | $115,000 | View |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $605,000 | View |
|
A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.3% | 100% | $625,000 | View |
Sente Mortgage, Inc.
|
FHA | 1 | 0.3% | 100% | $505,000 | |
Zillow Home Loans, LLC
|
FHA | 1 | 0.3% | 100% | $195,000 | |
Prosperity Home Mortgage, LLC
|
FHA | 1 | 0.3% | 100% | $415,000 | |
Southwest Stage Funding LLC
|
FHA | 1 | 0.3% | 100% | $205,000 | |
Navy Federal Credit Union
|
Conventional | 1 | 0.3% | 50% | $155,000 | |
21St Mortgage
|
Conventional | 1 | 0.3% | 33.3% | $65,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.3% | 14.3% | $175,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.3% | 50% | $45,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional, Jumbo | 1 | 0.3% | 100% | $875,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 0.3% | 100% | $165,000 | |
Village Capital & Investment
|
FHA | 1 | 0.3% | 50% | $355,000 | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Salem? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Salem in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Salem, AR lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 61 percent of home loans in Salem, Arkansas in 2025, banks 29.9 percent and credit unions 9.1 percent. FirstTrust Home Loans was the largest mortgage company, Arvest Bank the largest bank and Arkansas Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, Arkansas Federal Credit Union led with 26 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
By home loans closed in 2025, Arkansas Federal Credit Union was the largest mortgage lender in Salem, Arkansas with 26 loans, about 7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Salem, Arkansas in 2025, led by DHI Mortgage Company, LTD. with 16. 26 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 8 credit unions closed home loans in Salem, Arkansas in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Salem, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Salem, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Salem. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.