Mortgage Lenders and Brokers in Pine Bluff, Arkansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Pine Bluff, Arkansas mortgage lenders include Cotton Belt Federal Credit UnionCotton Belt Federal Credit Union1703 River Pines Blvd, Pine Bluff, AR 71601, Simmons BankSimmons Bank1809 E Harding Ave, Pine Bluff, AR 71601A+5.0 ★Texas Ratio: 5.33%, Relyance BankRelyance Bank2511 S Camden Rd, Pine Bluff, AR 71603A+5.0 ★Texas Ratio: 2.78%, Connect BankConnect Bank3100 S Camden Rd, Pine Bluff, AR 71603A+5.0 ★Texas Ratio: 4.48%, Bank of America NABank of America NA2219 W 28th Ave, Pine Bluff, AR 71603A+5.0 ★Texas Ratio: 4.14%, US Bank, N.A.US Bank, N.A.115 Highway 64 W, Alma, AR 72921A+5.0 ★Texas Ratio: 2.85%, Gateway BankGateway Bank17328 Interstate 30, Benton, AR 72019, Stone BankStone Bank416 N Main St, Cave City, AR 72521A-4.9 ★Texas Ratio: 16.23%, First Community BankFirst Community Bank159 Highway 167 N, Bald Knob, AR 72010B+4.8 ★Texas Ratio: 17.04%, and Eagle Bank and Trust CompanyEagle Bank and Trust Company6699 Herber Springs Road, Drasco, AR 72530A+5.0 ★Texas Ratio: 1.39%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pine Bluff, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pine Bluff are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Pine Bluff, Arkansas
Market share is the lender's share of all home loans closed in Pine Bluff, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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Cotton Belt Federal Credit Union
1703 River Pines Blvd, Pine Bluff, AR 71601 |
Conventional, VA, HELOC | 45 +2 HELOCs |
9.8% | 82.1% | $103,000 | |
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4 offices in Pine Bluff 1809 E Harding Ave, Pine Bluff, AR 71601 A+5.0 ★Texas Ratio: 5.33% |
Conventional, FHA, USDA, HELOC | 18 +5 HELOCs |
3.9% | 60% | $107,222 | View |
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4 offices in Pine Bluff 2511 S Camden Rd, Pine Bluff, AR 71603 A+5.0 ★Texas Ratio: 2.78% |
Conventional | 16 | 3.5% | 80% | $91,875 | View |
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2 offices in Pine Bluff 3100 S Camden Rd, Pine Bluff, AR 71603 A+5.0 ★Texas Ratio: 4.48% |
Conventional | 9 | 2% | 69.2% | $59,444 | View |
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1 office in Pine Bluff 2219 W 28th Ave, Pine Bluff, AR 71603 A+5.0 ★Texas Ratio: 4.14% |
FHA, HELOC | 1 +4 HELOCs |
0.2% | 50% | $195,000 | View |
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115 Highway 64 W, Alma, AR 72921 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 18 +1 HELOCs |
3.9% | 58.1% | $82,777 | View |
Gateway Bank
17328 Interstate 30, Benton, AR 72019 |
Conventional | 13 | 2.8% | 100% | $118,846 | |
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416 N Main St, Cave City, AR 72521 A-4.9 ★Texas Ratio: 16.23% |
Conventional | 8 | 1.7% | 100% | $77,500 | View |
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159 Highway 167 N, Bald Knob, AR 72010 B+4.8 ★Texas Ratio: 17.04% |
FHA, VA | 5 | 1.1% | 83.3% | $177,000 | View |
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6699 Herber Springs Road, Drasco, AR 72530 A+5.0 ★Texas Ratio: 1.39% |
Conventional, FHA, VA | 4 | 0.9% | 100% | $95,000 | View |
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1101 S Walton Blvd Ste 9, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $70,000 | View |
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506 Main St, Arkadelphia, AR 71923 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
0.4% | 57.1% | $95,000 | View |
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1301 Arkansas Blvd, Texarkana, AR 71854 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 0.4% | 100% | $85,000 | View |
Arkansas Federal Credit Union
1114 Highway 35 N, Benton, AR 72019 2326 |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 10% | $35,000 | |
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2213 North Reynolds Road, Bryant, AR 72022 A5.0 ★Texas Ratio: 6.45% |
FHA | 1 | 0.2% | 100% | $185,000 | View |
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820 Louisiana St, Little Rock, AR 72201 4692 A+5.0 ★Texas Ratio: 0.18% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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408 Highway 64 West, Alma, AR 72921 A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
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★ 3.5 stars, 2 reviews 611 Highway 71 N, Alma, AR 72921 A5.0 ★Texas Ratio: 9.32% |
Conventional | 1 | 0.2% | 33.3% | $125,000 | View |
FirstTrust Home Loans
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Conventional, FHA, VA, USDA | 30 | 6.5% | 100% | $155,333 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
Mortgage Financial Services
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Conventional, FHA, VA, USDA | 48 | 10.4% | 100% | $165,625 | |
Rocket Mortgage
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Conventional, FHA, VA | 44 | 9.5% | 73% | $149,318 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, USDA | 33 | 7.2% | 87.5% | $78,636 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 13 +1 HELOCs |
2.8% | 76.5% | $175,000 | |
CrossCountry Mortgage, LLC
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FHA, VA, HELOC | 11 +6 HELOCs |
2.4% | 100% | $116,818 | |
Mortgage Research Center
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Conventional, FHA, VA | 11 | 2.4% | 57.9% | $199,545 | |
Freedom Mortgage Corporation
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FHA, VA | 10 | 2.2% | 100% | $215,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 10 | 2.2% | 40% | $144,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 9 | 2% | 64.3% | $109,444 | |
21St Mortgage
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Conventional | 9 | 2% | 47.6% | $97,222 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA, VA | 7 | 1.5% | 87.5% | $90,714 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 7 | 1.5% | 38.9% | $96,428 | |
Newrez LLC
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Conventional, FHA, VA | 6 | 1.3% | 77.8% | $141,666 | |
Hope Federal Credit Union
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Conventional | 6 | 1.3% | 100% | $76,666 | |
Amerisave Mortgage Company
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Conventional, FHA, VA | 5 | 1.1% | 16.7% | $137,000 | |
Nationstar Mortgage
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Conventional, FHA | 5 | 1.1% | 87.5% | $141,000 | |
New Day Financial, LLC.
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VA | 4 | 0.9% | 26.7% | $162,500 | |
Primary Residential Mortgage, INC.
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FHA, USDA | 3 | 0.7% | 100% | $131,666 | |
Planet Home Lending, LLC
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FHA, VA | 3 | 0.7% | 100% | $175,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 3 | 0.7% | 50% | $95,000 | |
Village Capital & Investment
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VA | 3 | 0.7% | 77.8% | $458,333 | |
Goodleap, LLC
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FHA, VA, HELOC | 2 +5 HELOCs |
0.4% | 60% | $205,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 0.4% | 45% | $65,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 2 | 0.4% | 100% | $50,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional, VA | 2 | 0.4% | 100% | $200,000 | View |
Mortgage Solutions of Colorado
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FHA, VA | 2 | 0.4% | 100% | $350,000 | |
Zillow Home Loans, LLC
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FHA | 2 | 0.4% | 100% | $100,000 | |
New American Funding, LLC.
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FHA | 2 | 0.4% | 40% | $140,000 | |
Navy Federal Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 40% | $85,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 16.7% | $75,000 | |
HomeBridge Financial Services, Inc
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USDA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $185,000 | |
American Financial Resources LLC
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FHA | 1 | 0.2% | 100% | $125,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 25% | $105,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $165,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $95,000 | |
Eustis Mortgage Corp
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VA | 1 | 0.2% | 100% | $405,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.2% | 28.6% | $115,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 50% | $135,000 | View |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.2% | 100% | $165,000 | |
T2 Financial LLC
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VA | 1 | 0.2% | 100% | $255,000 | |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $75,000 | |
Southwest Stage Funding LLC
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FHA | 1 | 0.2% | 75% | $195,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $625,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 50% | $285,000 | View |
Reliance First Capital, LLC
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FHA | 1 | 0.2% | 100% | $175,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
FHA | 1 | 0.2% | 100% | $255,000 | View |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Pine Bluff Mortgage Rate Trends
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Pine Bluff, Arkansas
Looking for mortgage lenders near me or mortgage brokers near me in Pine Bluff? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pine Bluff in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Pine Bluff, AR
Use these to narrow the list above. Each category shows how many Pine Bluff, AR lenders fit and what that kind of lender is usually best for.
Who Lends in Pine Bluff, AR
Independent mortgage companies closed 64.6 percent of home loans in Pine Bluff, Arkansas in 2025, banks 23.4 percent and credit unions 11.9 percent. FirstTrust Home Loans was the largest mortgage company, Simmons Bank the largest bank and Cotton Belt Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, Cotton Belt Federal Credit Union led with 45 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
More Arkansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Pine Bluff, AR
By home loans closed in 2025, Cotton Belt Federal Credit Union was the largest mortgage lender in Pine Bluff, Arkansas with 45 loans, about 9.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
35 lenders closed FHA loans in Pine Bluff, Arkansas in 2025, led by Mortgage Financial Services with 18. 26 lenders closed VA loans, led by Mortgage Financial Services, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 6 credit unions closed home loans in Pine Bluff, Arkansas in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pine Bluff, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pine Bluff, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pine Bluff. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
