Mortgage Lenders and Brokers in Paragould, Arkansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Paragould, Arkansas mortgage lenders include Focus BankFocus Bank3005 W Kings Hwy, Paragould, AR 72450A+5.0 ★Texas Ratio: 5.82%, Unico BankUnico Bank506 W Kings Hwy, Paragould, AR 72450B-4.4 ★Texas Ratio: 22.75%, First National BankFirst National Bank201 Linwood Dr, Paragould, AR 72450A+5.0 ★Texas Ratio: 1.33%, Centennial BankCentennial Bank2404 Linwood Dr, Paragould, AR 72450A+5.0 ★Texas Ratio: 3.14%, Simmons BankSimmons Bank205 Linwood Dr, Paragould, AR 72450A+5.0 ★Texas Ratio: 5.33%, Southern BankSouthern Bank1727 W Kingshighway, Paragould, AR 72450A5.0 ★Texas Ratio: 6.11%, Regions BankRegions Bank1512 W Court St, Paragould, AR 72450A+5.0 ★Texas Ratio: 4.37%, Arvest BankArvest Bank408 Highway 64 West, Alma, AR 72921A5.0 ★Texas Ratio: 7.48%, First Financial BankFirst Financial Bank3251 Highway 42, Cherry Valley, AR 72324A5.0 ★Texas Ratio: 10.05%, and Arkansas Federal Credit UnionArkansas Federal Credit Union1114 Highway 35 N, Benton, AR 72019 2326. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Paragould, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Paragould are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Paragould, Arkansas
Market share is the lender's share of all home loans closed in Paragould, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Paragould 3005 W Kings Hwy, Paragould, AR 72450 A+5.0 ★Texas Ratio: 5.82% |
Conventional | 63 | 10% | 100% | $125,476 | View |
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3 offices in Paragould 506 W Kings Hwy, Paragould, AR 72450 B-4.4 ★Texas Ratio: 22.75% |
Conventional | 28 | 4.5% | 100% | $206,785 | View |
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2 offices in Paragould 201 Linwood Dr, Paragould, AR 72450 A+5.0 ★Texas Ratio: 1.33% |
Conventional | 27 | 4.3% | 100% | $135,740 | View |
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3 offices in Paragould 2404 Linwood Dr, Paragould, AR 72450 A+5.0 ★Texas Ratio: 3.14% |
Conventional, FHA, VA, USDA, HELOC | 11 +6 HELOCs |
1.7% | 64.7% | $155,909 | View |
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1 office in Paragould 205 Linwood Dr, Paragould, AR 72450 A+5.0 ★Texas Ratio: 5.33% |
Conventional, FHA, USDA, HELOC | 7 +4 HELOCs |
1.1% | 87.5% | $230,714 | View |
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1 office in Paragould 1727 W Kingshighway, Paragould, AR 72450 A5.0 ★Texas Ratio: 6.11% |
Conventional, HELOC | 6 +6 HELOCs |
1% | 100% | $245,000 | View |
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1 office in Paragould 1512 W Court St, Paragould, AR 72450 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 4 +3 HELOCs |
0.6% | 45.5% | $105,000 | View |
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408 Highway 64 West, Alma, AR 72921 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, USDA, HELOC | 22 +1 HELOCs |
3.5% | 91.7% | $212,272 | View |
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3251 Highway 42, Cherry Valley, AR 72324 A5.0 ★Texas Ratio: 10.05% |
Conventional, FHA, USDA | 6 | 1% | 85.7% | $213,333 | View |
Arkansas Federal Credit Union
1114 Highway 35 N, Benton, AR 72019 2326 |
Conventional, HELOC | 5 +1 HELOCs |
0.8% | 83.3% | $67,000 | |
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★ 5 stars, 1 review 706 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 5.76% |
Conventional, FHA, USDA | 5 | 0.8% | 100% | $189,000 | View |
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208 N 2nd St, Blytheville, AR 72315 A-4.9 ★Texas Ratio: 16.57% |
Conventional | 5 | 0.8% | 100% | $127,000 | View |
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159 Highway 167 N, Bald Knob, AR 72010 B+4.8 ★Texas Ratio: 17.04% |
Conventional, FHA, USDA | 5 | 0.8% | 83.3% | $133,000 | View |
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Dewitt Henry Drive, Beebe, AR 72012 A+5.0 ★Texas Ratio: 0.58% |
Conventional, FHA, HELOC | 3 +2 HELOCs |
0.5% | 75% | $241,666 | View |
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1101 S Walton Blvd Ste 9, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 3 | 0.5% | 100% | $111,666 | View |
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1301 Arkansas Blvd, Texarkana, AR 71854 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 3 | 0.5% | 75% | $148,333 | View |
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6699 Herber Springs Road, Drasco, AR 72530 A+5.0 ★Texas Ratio: 1.39% |
FHA, VA, USDA | 3 | 0.5% | 100% | $188,333 | View |
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636 Ash Flat Dr, Ash Flat, AR 72513 A5.0 ★Texas Ratio: 7.31% |
Conventional | 2 | 0.3% | 100% | $250,000 | View |
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3210 Sw Regency Pkwy, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 2.62% |
Conventional | 2 | 0.3% | 100% | $80,000 | View |
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700 Se Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 0.35% |
Conventional | 2 | 0.3% | 66.7% | $460,000 | View |
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808 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 4.14% |
FHA, HELOC | 1 +2 HELOCs |
0.2% | 100% | $255,000 | View |
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115 Highway 64 W, Alma, AR 72921 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $375,000 | View |
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820 Louisiana St, Little Rock, AR 72201 4692 A+5.0 ★Texas Ratio: 0.18% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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1218 Highway 133 N, Crossett, AR 71635 A+5.0 ★Texas Ratio: 1.03% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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1200 State Highway 77, Marion, AR 72364 A+5.0 ★Texas Ratio: 4.01% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
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★ 1 stars, 1 review 125 W Broadway, West Memphis, AR 72301 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
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2909 Linwood Dr, Paragould, AR 72450 7384 A+5.0 ★Texas Ratio: 2.55% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
FirstTrust Home Loans
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Conventional, FHA, USDA | 23 | 3.7% | 100% | $166,304 | |
Mortgage Investors Group
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Conventional, FHA, VA, USDA | 47 | 7.5% | 100% | $198,404 | |
Rocket Mortgage
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Conventional, FHA, VA | 43 | 6.8% | 86.8% | $157,325 | |
Das Acquisition Company, LLC
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Conventional, FHA, VA, USDA | 34 | 5.4% | 90.9% | $150,882 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, USDA | 32 | 5.1% | 97% | $132,812 | |
Mortgage Research Center
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FHA, VA, USDA | 18 | 2.9% | 78.3% | $220,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, USDA | 16 | 2.5% | 100% | $211,875 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 15 | 2.4% | 100% | $227,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, USDA | 14 | 2.2% | 71.4% | $147,857 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 14 | 2.2% | 100% | $206,428 | |
Click n' Close, Inc.
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Conventional, FHA, USDA | 11 | 1.7% | 91.7% | $147,727 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA, VA, USDA | 11 | 1.7% | 100% | $225,000 | |
Freedom Mortgage Corporation
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FHA, VA | 8 | 1.3% | 83.3% | $227,500 | |
Equity Prime Mortgage LLC
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VA, USDA | 7 | 1.1% | 100% | $180,714 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 7 | 1.1% | 100% | $210,714 | |
Lower, LLC
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Conventional, FHA, VA, USDA | 7 | 1.1% | 87.5% | $225,000 | |
Nationstar Mortgage
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Conventional, VA | 6 | 1% | 87.5% | $151,666 | |
Cadence Bank
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Conventional, HELOC | 5 +14 HELOCs |
0.8% | 100% | $205,000 | |
Kind Lending, LLC
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Conventional, FHA | 5 | 0.8% | 100% | $309,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 5 | 0.8% | 55.6% | $141,000 | |
Flat Branch Mortgage, Inc.
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Conventional, VA, USDA | 5 | 0.8% | 100% | $177,000 | |
T2 Financial LLC
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FHA, USDA | 5 | 0.8% | 100% | $171,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 4 | 0.6% | 33.3% | $142,500 | |
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B+4.8 ★Texas Ratio: 17.04% |
Conventional, FHA, USDA | 3 | 0.5% | 100% | $181,666 | View |
AmeriHome Mortgage Company, LLC
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FHA | 3 | 0.5% | 100% | $228,333 | |
Discover Bank
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Conventional | 3 | 0.5% | 37.5% | $41,666 | |
Navy Federal Credit Union
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VA | 3 | 0.5% | 100% | $215,000 | |
Paramount Residential Mortgage
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Conventional, USDA | 3 | 0.5% | 100% | $338,333 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 3 | 0.5% | 75% | $135,000 | |
American Financial Resources LLC
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Conventional, USDA | 2 | 0.3% | 66.7% | $225,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $265,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.3% | 15.4% | $80,000 | |
Guild Mortgage Company
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FHA | 2 | 0.3% | 66.7% | $170,000 | |
HomeBridge Financial Services, Inc
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Conventional, VA | 2 | 0.3% | 100% | $255,000 | |
Midwest Mortgage Associates Corp
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Conventional, USDA | 2 | 0.3% | 100% | $110,000 | |
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A5.0 ★Texas Ratio: 10.85% |
Conventional | 2 | 0.3% | 100% | $210,000 | View |
Mortgage Solutions of Colorado
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VA | 2 | 0.3% | 100% | $255,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.3% | 100% | $225,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.3% | 60% | $140,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.3% | 100% | $110,000 | |
Farm Credit Mid-America, Aca
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Conventional | 2 | 0.3% | 66.7% | $265,000 | |
DHI Mortgage Company, LTD.
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FHA | 2 | 0.3% | 50% | $260,000 | |
21St Mortgage
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Conventional | 2 | 0.3% | 50% | $185,000 | |
Village Capital & Investment
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FHA, VA | 2 | 0.3% | 100% | $190,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
VA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $245,000 | View |
New American Funding, LLC.
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FHA, HELOC | 1 +1 HELOCs |
0.2% | 50% | $95,000 | |
Genisys Credit Union
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Conventional | 1 | 0.2% | 100% | $705,000 | |
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A5.0 ★Texas Ratio: 12.58% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
Goodleap, LLC
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Conventional | 1 | 0.2% | 50% | $95,000 | |
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A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.2% | 100% | $755,000 | View |
Everett Financial, Inc.
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USDA | 1 | 0.2% | 100% | $125,000 | |
Newrez LLC
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Conventional | 1 | 0.2% | 50% | $95,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $65,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.2% | 41.7% | $165,000 | |
United Trust Bank
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VA | 1 | 0.2% | 100% | $175,000 | |
SIRVA Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
New Day Financial, LLC.
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VA | 1 | 0.2% | 50% | $305,000 | |
Nations Lending Corporation
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VA | 1 | 0.2% | 100% | $125,000 | |
Stockton Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $185,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.2% | 100% | $135,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.2% | 100% | $205,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.2% | 20% | $105,000 | |
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A4.7 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Together Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Paragould Mortgage Rate Trends
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Paragould, Arkansas
Looking for mortgage lenders near me or mortgage brokers near me in Paragould? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Paragould in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Paragould, AR
Use these to narrow the list above. Each category shows how many Paragould, AR lenders fit and what that kind of lender is usually best for.
Who Lends in Paragould, AR
Independent mortgage companies closed 61.4 percent of home loans in Paragould, Arkansas in 2025, banks 37 percent and credit unions 1.6 percent. FirstTrust Home Loans was the largest mortgage company, Focus Bank the largest bank and Arkansas Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, First National Bank led with 27 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
More Arkansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Paragould, AR
By home loans closed in 2025, Focus Bank was the largest mortgage lender in Paragould, Arkansas with 63 loans, about 10 percent of the market. The largest lender headquartered in Arkansas was First National Bank with 27 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Paragould, Arkansas, Focus Bank approved the highest share of completed applications in 2025 at 100 percent, against a 86.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
42 lenders closed FHA loans in Paragould, Arkansas in 2025, led by Fairway Independent Mort Corp with 18. 27 lenders closed VA loans, led by Mortgage Research Center, and 27 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 37 banks and 6 credit unions closed home loans in Paragould, Arkansas in 2025, alongside 53 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Paragould, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Paragould, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Paragould. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
