Mortgage Lenders and Brokers in Ozark, Arkansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ozark, Arkansas mortgage lenders include Union BankUnion Bank1607 W Commercial St, Ozark, AR 72949A+5.0 ★Texas Ratio: 1.65%, Priority BankPriority Bank400 W Commercial St, Ozark, AR 72949C+4.1 ★Texas Ratio: 25.90%, Simmons BankSimmons Bank100 W Commercial St, Ozark, AR 72949A+5.0 ★Texas Ratio: 5.33%, Arvest BankArvest Bank408 Highway 64 West, Alma, AR 72921A5.0 ★Texas Ratio: 7.48%, Generations BankGenerations Bank600 Sw 41 St, Bentonville, AR 72713A5.0 ★Texas Ratio: 10.01%, Regions BankRegions Bank506 Main St, Arkadelphia, AR 71923A+5.0 ★Texas Ratio: 4.37%, Bank OzkBank Ozk601 West Commerical Street, Ozark, AR 72949A5.0 ★Texas Ratio: 9.32%, Today's BankToday's Bank111 N 2nd St, Ozark, AR 72949A5.0 ★Texas Ratio: 8.68%, Partners BankPartners Bank1055 Steel Ave, Conway, AR 72032A5.0 ★Texas Ratio: 6.24%, and Arkansas Federal Credit UnionArkansas Federal Credit Union1114 Highway 35 N, Benton, AR 72019 2326. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ozark, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ozark are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ozark, Arkansas
Market share is the lender's share of all home loans closed in Ozark, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Ozark 1607 W Commercial St, Ozark, AR 72949 A+5.0 ★Texas Ratio: 1.65% |
Conventional | 18 | 14.8% | 100% | $156,111 | View |
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1 office in Ozark 400 W Commercial St, Ozark, AR 72949 C+4.1 ★Texas Ratio: 25.90% |
Conventional, FHA, VA, USDA | 14 | 11.5% | 100% | $165,000 | View |
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1 office in Ozark 100 W Commercial St, Ozark, AR 72949 A+5.0 ★Texas Ratio: 5.33% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 50% | $85,000 | View |
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408 Highway 64 West, Alma, AR 72921 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, USDA, HELOC | 4 +1 HELOCs |
3.3% | 100% | $142,500 | View |
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600 Sw 41 St, Bentonville, AR 72713 A5.0 ★Texas Ratio: 10.01% |
Conventional | 3 | 2.5% | 100% | $315,000 | View |
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506 Main St, Arkadelphia, AR 71923 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA | 3 | 2.5% | 60% | $195,000 | View |
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★ 3.5 stars, 2 reviews 601 West Commerical Street, Ozark, AR 72949 A5.0 ★Texas Ratio: 9.32% |
Conventional, HELOC | 2 +12 HELOCs |
1.6% | 25% | $75,000 | View |
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111 N 2nd St, Ozark, AR 72949 A5.0 ★Texas Ratio: 8.68% |
Conventional | 2 | 1.6% | 100% | $45,000 | View |
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1055 Steel Ave, Conway, AR 72032 A5.0 ★Texas Ratio: 6.24% |
Conventional | 2 | 1.6% | 100% | $95,000 | View |
Arkansas Federal Credit Union
1114 Highway 35 N, Benton, AR 72019 2326 |
Conventional | 2 | 1.6% | 50% | $180,000 | |
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262 West Van Asche Loop Suite 20, Fayetteville, AR 72703 A+5.0 ★Texas Ratio: 5.68% |
Conventional | 2 | 1.6% | 100% | $215,000 | View |
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115 Highway 64 W, Alma, AR 72921 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.8% | 100% | $55,000 | View |
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3654 N Investment Dr, Fayetteville, AR 72703 A+5.0 ★Texas Ratio: 0.19% |
Conventional | 1 | 0.8% | 100% | $85,000 | View |
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159 Highway 167 N, Bald Knob, AR 72010 B+4.8 ★Texas Ratio: 17.04% |
FHA | 1 | 0.8% | 100% | $295,000 | View |
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700 Se Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 0.35% |
Conventional | 1 | 0.8% | 100% | $255,000 | View |
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200 Highway 71 N, Alma, AR 72921 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 1 | 0.8% | 100% | $45,000 | View |
FirstTrust Home Loans
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Conventional, FHA, VA, USDA | 5 | 4.1% | 100% | $133,000 | |
Farm Credit Services of Western Arkansas
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Conventional | 3 | 2.5% | 60% | $181,666 | |
Rocket Mortgage
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Conventional, FHA, VA | 14 | 11.5% | 83.3% | $105,000 | |
loanDepot.com LLC
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Conventional, FHA | 5 | 4.1% | 55.6% | $151,000 | |
United Federal Credit Union
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Conventional, USDA | 3 | 2.5% | 75% | $288,333 | |
New American Funding, LLC.
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FHA | 3 | 2.5% | 60% | $105,000 | |
United Wholesale Mortgage
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VA | 2 | 1.6% | 100% | $345,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 1.6% | 100% | $85,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 1.6% | 100% | $100,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional, VA | 2 | 1.6% | 100% | $220,000 | |
New Day Financial, LLC.
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VA | 2 | 1.6% | 66.7% | $205,000 | |
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A5.0 ★Texas Ratio: 13.24% |
Conventional, FHA | 2 | 1.6% | 100% | $75,000 | View |
Stockton Mortgage Corporation
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Conventional, FHA | 2 | 1.6% | 100% | $120,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 1.6% | 66.7% | $175,000 | |
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B+4.8 ★Texas Ratio: 17.04% |
FHA | 1 | 0.8% | 100% | $305,000 | View |
Freedom Mortgage Corporation
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Conventional | 1 | 0.8% | 50% | $85,000 | |
SWBC Mortgage Corporation
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VA | 1 | 0.8% | 100% | $655,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.8% | 100% | $225,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.8% | 100% | $85,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
FHA | 1 | 0.8% | 100% | $305,000 | View |
Castle & Cooke Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $205,000 | |
Atlanta Postal Credit Union
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Conventional | 1 | 0.8% | 100% | $25,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.8% | 100% | $185,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.8% | 100% | $45,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.8% | 100% | $225,000 | |
Navy Federal Credit Union
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VA | 1 | 0.8% | 100% | $395,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.8% | 100% | $185,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.8% | 50% | $115,000 | |
Operating Engineers Federal Credit Union
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Conventional | 1 | 0.8% | 100% | $65,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Ozark Mortgage Rate Trends
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ozark, Arkansas
Looking for mortgage lenders near me or mortgage brokers near me in Ozark? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ozark in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ozark, AR
Use these to narrow the list above. Each category shows how many Ozark, AR lenders fit and what that kind of lender is usually best for.
Who Lends in Ozark, AR
Independent mortgage companies closed 45.1 percent of home loans in Ozark, Arkansas in 2025, banks 48.4 percent and credit unions 6.6 percent. FirstTrust Home Loans was the largest mortgage company, Union Bank the largest bank and Arkansas Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, Union Bank led with 18 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
More Arkansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ozark, AR
By home loans closed in 2025, Union Bank was the largest mortgage lender in Ozark, Arkansas with 18 loans, about 14.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Ozark, Arkansas in 2025, led by Rocket Mortgage with 3. 10 lenders closed VA loans, led by Rocket Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 5 credit unions closed home loans in Ozark, Arkansas in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ozark, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ozark, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ozark. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
