Mortgage Lenders and Brokers in Oak Grove Heights, Arkansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Oak Grove Heights, Arkansas mortgage lenders include First National BankFirst National Bank300 Se Walton Blvd, Bentonville, AR 72712A+5.0 ★Texas Ratio: 1.33%, Focus BankFocus Bank3313 E Johnson Ave, Jonesboro, AR 72405A+5.0 ★Texas Ratio: 5.82%, Southern BankSouthern Bank306 S Elm St, Bald Knob, AR 72010A5.0 ★Texas Ratio: 6.11%, US Bank, N.A.US Bank, N.A.115 Highway 64 W, Alma, AR 72921A+5.0 ★Texas Ratio: 2.85%, Centennial BankCentennial Bank812 N Church St, Atkins, AR 72823A+5.0 ★Texas Ratio: 3.14%, Unico BankUnico Bank1100 N Illinois St, Harrisburg, AR 72432B-4.4 ★Texas Ratio: 22.75%, First Financial BankFirst Financial Bank3251 Highway 42, Cherry Valley, AR 72324A5.0 ★Texas Ratio: 10.05%, The Farmers & Merchants BankThe Farmers & Merchants Bank3210 Sw Regency Pkwy, Bentonville, AR 72712A+5.0 ★Texas Ratio: 2.62%, First Community BankFirst Community Bank159 Highway 167 N, Bald Knob, AR 72010B+4.8 ★Texas Ratio: 17.04%, and Wells Fargo Bank NAWells Fargo Bank NA1301 Arkansas Blvd, Texarkana, AR 71854A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Oak Grove Heights, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Oak Grove Heights are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Oak Grove Heights, Arkansas
Market share is the lender's share of all home loans closed in Oak Grove Heights, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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300 Se Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 1.33% |
Conventional | 14 | 15.7% | 100% | $197,142 | View |
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3313 E Johnson Ave, Jonesboro, AR 72405 A+5.0 ★Texas Ratio: 5.82% |
Conventional | 8 | 9% | 88.9% | $91,250 | View |
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306 S Elm St, Bald Knob, AR 72010 A5.0 ★Texas Ratio: 6.11% |
Conventional, HELOC | 2 +3 HELOCs |
2.2% | 100% | $165,000 | View |
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115 Highway 64 W, Alma, AR 72921 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $25,000 | View |
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812 N Church St, Atkins, AR 72823 A+5.0 ★Texas Ratio: 3.14% |
USDA, HELOC | 1 +1 HELOCs |
1.1% | 100% | $145,000 | View |
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1100 N Illinois St, Harrisburg, AR 72432 B-4.4 ★Texas Ratio: 22.75% |
Conventional | 1 | 1.1% | 100% | $415,000 | View |
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3251 Highway 42, Cherry Valley, AR 72324 A5.0 ★Texas Ratio: 10.05% |
USDA | 1 | 1.1% | 100% | $265,000 | View |
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3210 Sw Regency Pkwy, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 2.62% |
Conventional | 1 | 1.1% | 100% | $255,000 | View |
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159 Highway 167 N, Bald Knob, AR 72010 B+4.8 ★Texas Ratio: 17.04% |
Conventional | 1 | 1.1% | 100% | $465,000 | View |
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1301 Arkansas Blvd, Texarkana, AR 71854 A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 1.1% | 100% | $175,000 | View |
Arkansas Federal Credit Union
1114 Highway 35 N, Benton, AR 72019 2326 |
Conventional | 1 | 1.1% | 100% | $25,000 | |
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Dewitt Henry Drive, Beebe, AR 72012 A+5.0 ★Texas Ratio: 0.58% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
FirstTrust Home Loans
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Conventional | 1 | 1.1% | 100% | $85,000 | |
Rocket Mortgage
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Conventional, FHA | 5 | 5.6% | 85.7% | $121,000 | |
Das Acquisition Company, LLC
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FHA, USDA | 5 | 5.6% | 85.7% | $171,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 5 | 5.6% | 100% | $129,000 | |
Cadence Bank
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Conventional, FHA, HELOC | 4 +2 HELOCs |
4.5% | 80% | $195,000 | |
Mortgage Investors Group
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Conventional, FHA, USDA | 4 | 4.5% | 100% | $217,500 | |
Pennymac Loan Services LLC
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FHA, VA | 3 | 3.4% | 100% | $231,666 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 3.4% | 100% | $151,666 | |
Cmg Mortgage Inc
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FHA, VA | 2 | 2.2% | 100% | $270,000 | |
Click n' Close, Inc.
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FHA | 2 | 2.2% | 100% | $170,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 2 | 2.2% | 100% | $180,000 | |
Village Capital & Investment
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FHA, VA | 2 | 2.2% | 100% | $190,000 | |
EMM Loans LLC
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FHA | 1 | 1.1% | 100% | $155,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 1.1% | 50% | $5,000 | |
Everett Financial, Inc.
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FHA | 1 | 1.1% | 100% | $165,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1.1% | 100% | $235,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.1% | 100% | $105,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 1.1% | 25% | $165,000 | |
PHH Mortgage Corporation
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FHA | 1 | 1.1% | 50% | $215,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.1% | 50% | $45,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 1 | 1.1% | 100% | $165,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.1% | 100% | $505,000 | View |
Mortgage Research Center
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VA | 1 | 1.1% | 100% | $245,000 | |
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A-4.9 ★Texas Ratio: 16.23% |
FHA | 1 | 1.1% | 100% | $275,000 | View |
V.I.P. Mortgage, Inc.
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FHA | 1 | 1.1% | 100% | $255,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 1.1% | 100% | $205,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 1.1% | 100% | $245,000 | View |
Farm Credit Mid-America, Aca
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Conventional | 1 | 1.1% | 100% | $315,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 1.1% | 100% | $105,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1.1% | 20% | $95,000 | |
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A4.7 ★Texas Ratio: 2.58% |
USDA | 1 | 1.1% | 100% | $165,000 | View |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Oak Grove Heights Mortgage Rate Trends
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Oak Grove Heights, Arkansas
Looking for mortgage lenders near me or mortgage brokers near me in Oak Grove Heights? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Oak Grove Heights in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Oak Grove Heights, AR
Use these to narrow the list above. Each category shows how many Oak Grove Heights, AR lenders fit and what that kind of lender is usually best for.
Who Lends in Oak Grove Heights, AR
Independent mortgage companies closed 56.2 percent of home loans in Oak Grove Heights, Arkansas in 2025, banks 42.7 percent and credit unions 1.1 percent. FirstTrust Home Loans was the largest mortgage company, First National Bank the largest bank and Arkansas Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, First National Bank led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
More Arkansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Oak Grove Heights, AR
By home loans closed in 2025, First National Bank was the largest mortgage lender in Oak Grove Heights, Arkansas with 14 loans, about 15.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Oak Grove Heights, Arkansas in 2025, led by Das Acquisition Company, LLC with 3. 7 lenders closed VA loans, led by Pennymac Loan Services LLC, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 1 credit unions closed home loans in Oak Grove Heights, Arkansas in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Oak Grove Heights, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Oak Grove Heights, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Oak Grove Heights. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
