Mountain Home, Arkansas mortgage lenders include Anstaff BankAnstaff Bank150 W End Way, Mountain Home, AR 72653A+5.0 ★Texas Ratio: 1.53%, Arvest BankArvest Bank1627 Highway 62 W, Mountain Home, AR 72653A5.0 ★Texas Ratio: 7.48%, The Farmers & Merchants BankThe Farmers & Merchants Bank502 Hickory St, Mountain Home, AR 72653A+5.0 ★Texas Ratio: 2.62%, First Security BankFirst Security Bank520 Highway 5 N, Mountain Home, AR 72653A+5.0 ★Texas Ratio: 0.58%, FNBC BankFNBC Bank102 S Main St, Mountain Home, AR 72653A5.0 ★Texas Ratio: 7.31%, First Community BankFirst Community Bank310 Highway 62 E, Mountain Home, AR 72653B+4.8 ★Texas Ratio: 17.04%, US Bank, N.A.US Bank, N.A.100 S Main St, Mountain Home, AR 72653A+5.0 ★Texas Ratio: 2.85%, Centennial BankCentennial Bank665 Highway 62 E, Mountain Home, AR 72653A+5.0 ★Texas Ratio: 3.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1101 S Walton Blvd Ste 9, Bentonville, AR 72712A+5.0 ★Texas Ratio: 3.68%, and Bank of EnglandBank of England2213 North Reynolds Road, Bryant, AR 72022A5.0 ★Texas Ratio: 6.45%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mountain Home, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mountain Home are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Mountain Home, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
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2 offices in Mountain Home 150 W End Way, Mountain Home, AR 72653 A+5.0 ★Texas Ratio: 1.53% |
Conventional, Jumbo | 29 | 7.8% | 93.5% | $177,068 | View |
|
3 offices in Mountain Home 1627 Highway 62 W, Mountain Home, AR 72653 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, USDA, HELOC | 28 +33 HELOCs |
7.5% | 96.7% | $207,500 | View |
|
2 offices in Mountain Home 502 Hickory St, Mountain Home, AR 72653 A+5.0 ★Texas Ratio: 2.62% |
Conventional | 21 | 5.6% | 81.5% | $182,619 | View |
|
3 offices in Mountain Home 520 Highway 5 N, Mountain Home, AR 72653 A+5.0 ★Texas Ratio: 0.58% |
Conventional, USDA, HELOC | 14 +8 HELOCs |
3.8% | 94.1% | $232,857 | View |
|
2 offices in Mountain Home 102 S Main St, Mountain Home, AR 72653 A5.0 ★Texas Ratio: 7.31% |
Conventional | 11 | 3% | 92.3% | $116,818 | View |
|
1 office in Mountain Home 310 Highway 62 E, Mountain Home, AR 72653 B+4.8 ★Texas Ratio: 17.04% |
Conventional, FHA, VA, USDA | 11 | 3% | 100% | $222,272 | View |
|
1 office in Mountain Home 100 S Main St, Mountain Home, AR 72653 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, HELOC | 7 +3 HELOCs |
1.9% | 58.3% | $173,571 | View |
|
1 office in Mountain Home 665 Highway 62 E, Mountain Home, AR 72653 A+5.0 ★Texas Ratio: 3.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 50% | $525,000 | View |
|
1101 S Walton Blvd Ste 9, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.5% | 100% | $195,000 | View |
|
2213 North Reynolds Road, Bryant, AR 72022 A5.0 ★Texas Ratio: 6.45% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
|
820 Louisiana St, Little Rock, AR 72201 4692 A+5.0 ★Texas Ratio: 0.18% |
USDA | 1 | 0.3% | 100% | $165,000 | View |
|
306 S Elm St, Bald Knob, AR 72010 A5.0 ★Texas Ratio: 6.11% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
|
808 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
|
300 Se Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 1.33% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
|
1301 Arkansas Blvd, Texarkana, AR 71854 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $375,000 | View |
|
1323 Military Rd, Benton, AR 72015 A+5.0 ★Texas Ratio: 5.33% |
Conventional | 1 | 0.3% | 50% | $695,000 | View |
Arkansas Federal Credit Union
1114 Highway 35 N, Benton, AR 72019 2326 |
Conventional | 1 | 0.3% | 100% | $135,000 | |
|
★ 3.5 stars, 2 reviews 2575 Highway 62 E, Mountain Home, AR 72653 A5.0 ★Texas Ratio: 9.32% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
Click n' Close, Inc.
|
Conventional, FHA, VA, USDA | 110 | 29.6% | 100% | $197,636 | |
Rocket Mortgage
|
Conventional, FHA, VA | 27 | 7.3% | 75.7% | $120,925 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 12 | 3.2% | 85.7% | $186,666 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA, USDA | 8 | 2.2% | 88.9% | $156,250 | |
|
A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 6 +4 HELOCs |
1.6% | 87.5% | $100,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 6 | 1.6% | 72.7% | $185,000 | |
Nationstar Mortgage
|
Conventional, VA | 6 | 1.6% | 85.7% | $136,666 | |
Mortgage Research Center
|
Conventional, VA | 6 | 1.6% | 75% | $215,000 | |
Navy Federal Credit Union
|
Conventional, VA, HELOC | 4 +2 HELOCs |
1.1% | 80% | $185,000 | |
Mutual of Omaha Mortgage
|
FHA, VA | 4 | 1.1% | 66.7% | $210,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 4 | 1.1% | 80% | $175,000 | View |
Newrez LLC
|
Conventional, FHA | 3 | 0.8% | 100% | $208,333 | |
Equity Prime Mortgage LLC
|
FHA, USDA | 3 | 0.8% | 100% | $228,333 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 3 | 0.8% | 75% | $185,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 0.5% | 50% | $25,000 | |
Discover Bank
|
Conventional | 2 | 0.5% | 40% | $50,000 | |
Das Acquisition Company, LLC
|
Conventional, FHA | 2 | 0.5% | 100% | $225,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 2 | 0.5% | 100% | $135,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 0.5% | 50% | $80,000 | |
loanDepot.com LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $45,000 | |
Communityamerica Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $125,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.3% | 100% | $135,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.3% | 33.3% | $145,000 | |
Primary Residential Mortgage, INC.
|
FHA | 1 | 0.3% | 100% | $195,000 | |
Goodleap, LLC
|
VA | 1 | 0.3% | 100% | $205,000 | |
AmWest Funding Corp
|
Conventional | 1 | 0.3% | 100% | $175,000 | |
Ez Fundings Inc
|
VA | 1 | 0.3% | 100% | $195,000 | |
|
A5.0 ★Texas Ratio: 8.00% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
ClearPath Lending
|
VA | 1 | 0.3% | 100% | $215,000 | |
SIRVA Mortgage, Inc.
|
Conventional | 1 | 0.3% | 100% | $205,000 | |
|
A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
First National Bank of Middle Tennessee
|
Conventional | 1 | 0.3% | 100% | $145,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $265,000 | View |
|
A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.3% | 100% | $25,000 | View |
|
A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
Planet Home Lending, LLC
|
VA | 1 | 0.3% | 100% | $165,000 | |
Sierra Pacific Mortgage Co. Inc
|
USDA | 1 | 0.3% | 50% | $185,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.3% | 100% | $175,000 | View |
Mission Loans, LLC
|
FHA | 1 | 0.3% | 100% | $155,000 | |
Mortgage Solutions of Colorado
|
VA | 1 | 0.3% | 100% | $245,000 | |
Endeavor Capital, LLC
|
FHA | 1 | 0.3% | 100% | $315,000 | |
New American Funding, LLC.
|
Conventional | 1 | 0.3% | 50% | $385,000 | |
Stockmens Bank
|
Conventional | 1 | 0.3% | 100% | $105,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.3% | 100% | $295,000 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 100% | $295,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.3% | 50% | $105,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 3.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Mountain Home? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mountain Home in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Mountain Home, AR lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 57 percent of home loans in Mountain Home, Arkansas in 2025, banks 39.5 percent and credit unions 3.5 percent. Click n' Close, Inc. was the largest mortgage company, Anstaff Bank the largest bank and Telcoe Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, Anstaff Bank led with 29 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
By home loans closed in 2025, Anstaff Bank was the largest mortgage lender in Mountain Home, Arkansas with 29 loans, about 7.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Mountain Home, Arkansas, Click n' Close, Inc. approved the highest share of completed applications in 2025 at 100 percent, against a 87 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Mountain Home, Arkansas in 2025, led by Click n' Close, Inc. with 22. 20 lenders closed VA loans, led by Click n' Close, Inc., and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 6 credit unions closed home loans in Mountain Home, Arkansas in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mountain Home, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mountain Home, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mountain Home. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.