Mortgage Lenders and Brokers in Mena, Arkansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mena, Arkansas mortgage lenders include Arvest BankArvest Bank1608 Highway 71 N, Mena, AR 71953A5.0 ★Texas Ratio: 7.48%, Diamond BankDiamond Bank203 Highway 71 N, Mena, AR 71953A5.0 ★Texas Ratio: 6.14%, Chambers BankChambers Bank300 Highway 71 S, Mena, AR 71953A+5.0 ★Texas Ratio: 1.59%, First Financial BankFirst Financial Bank600 Highway 71 S, Mena, AR 71953A5.0 ★Texas Ratio: 10.05%, Union BankUnion Bank303 Highway 71 N, Mena, AR 71953A+5.0 ★Texas Ratio: 1.65%, US Bank, N.A.US Bank, N.A.115 Highway 64 W, Alma, AR 72921A+5.0 ★Texas Ratio: 2.85%, Regions BankRegions Bank506 Main St, Arkadelphia, AR 71923A+5.0 ★Texas Ratio: 4.37%, Legacy National BankLegacy National Bank107 Nw 2nd St, Bentonville, AR 72712A+5.0 ★Texas Ratio: 1.48%, Wells Fargo Bank NAWells Fargo Bank NA1301 Arkansas Blvd, Texarkana, AR 71854A+5.0 ★Texas Ratio: 5.36%, and Bank OzkBank Ozk611 Highway 71 N, Alma, AR 72921A5.0 ★Texas Ratio: 9.32%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mena, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mena are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mena, Arkansas
Market share is the lender's share of all home loans closed in Mena, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Mena 1608 Highway 71 N, Mena, AR 71953 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, USDA, HELOC | 11 +2 HELOCs |
5.6% | 100% | $180,454 | View |
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1 office in Mena 203 Highway 71 N, Mena, AR 71953 A5.0 ★Texas Ratio: 6.14% |
Conventional | 9 | 4.5% | 100% | $180,555 | View |
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1 office in Mena 300 Highway 71 S, Mena, AR 71953 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 5 | 2.5% | 55.6% | $107,000 | View |
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1 office in Mena 600 Highway 71 S, Mena, AR 71953 A5.0 ★Texas Ratio: 10.05% |
Conventional | 4 | 2% | 100% | $190,000 | View |
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303 Highway 71 N, Mena, AR 71953 A+5.0 ★Texas Ratio: 1.65% |
Conventional, Jumbo | 84 | 42.4% | 97.7% | $175,595 | View |
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115 Highway 64 W, Alma, AR 72921 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA | 2 | 1% | 100% | $305,000 | View |
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506 Main St, Arkadelphia, AR 71923 A+5.0 ★Texas Ratio: 4.37% |
VA | 1 | 0.5% | 100% | $195,000 | View |
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107 Nw 2nd St, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 1.48% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
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1301 Arkansas Blvd, Texarkana, AR 71854 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 50% | $85,000 | View |
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★ 3.5 stars, 2 reviews 611 Highway 71 N, Alma, AR 72921 A5.0 ★Texas Ratio: 9.32% |
VA | 1 | 0.5% | 100% | $265,000 | View |
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812 N Church St, Atkins, AR 72823 A+5.0 ★Texas Ratio: 3.14% |
USDA | 1 | 0.5% | 100% | $65,000 | View |
FirstTrust Home Loans
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Conventional, FHA, VA, USDA | 18 | 9.1% | 100% | $218,888 | |
Rocket Mortgage
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Conventional, FHA, VA | 12 | 6.1% | 76.5% | $113,333 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, USDA | 7 | 3.5% | 100% | $163,571 | |
Mortgage Research Center
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FHA, VA | 5 | 2.5% | 71.4% | $219,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 4 | 2% | 100% | $177,500 | |
21St Mortgage
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Conventional | 4 | 2% | 80% | $70,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 3 | 1.5% | 75% | $161,666 | |
Newrez LLC
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Conventional | 2 | 1% | 100% | $105,000 | |
loanDepot.com LLC
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FHA | 2 | 1% | 100% | $120,000 | |
United Federal Credit Union
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Conventional | 2 | 1% | 100% | $175,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 1% | 33.3% | $95,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 2 | 1% | 100% | $270,000 | |
Nationstar Mortgage
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Conventional | 2 | 1% | 100% | $50,000 | |
Better Mortgage Corporation
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Conventional | 2 | 1% | 100% | $75,000 | |
Village Capital & Investment
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VA | 2 | 1% | 50% | $240,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.5% | 100% | $255,000 | |
Flat Branch Mortgage, Inc.
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VA | 1 | 0.5% | 100% | $175,000 | |
Service Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $75,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.5% | 100% | $215,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.5% | 100% | $145,000 | |
Prosperity Home Mortgage, LLC
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VA | 1 | 0.5% | 50% | $325,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.5% | 100% | $75,000 | |
Navy Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $95,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Mena Mortgage Rate Trends
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mena, Arkansas
Looking for mortgage lenders near me or mortgage brokers near me in Mena? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mena in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mena, AR
Use these to narrow the list above. Each category shows how many Mena, AR lenders fit and what that kind of lender is usually best for.
Who Lends in Mena, AR
Independent mortgage companies closed 37.4 percent of home loans in Mena, Arkansas in 2025, banks 60.6 percent and credit unions 2 percent. FirstTrust Home Loans was the largest mortgage company, Arvest Bank the largest bank and United Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, Diamond Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
More Arkansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mena, AR
By home loans closed in 2025, Arvest Bank was the largest mortgage lender in Mena, Arkansas with 11 loans, about 5.6 percent of the market. The largest lender headquartered in Arkansas was Diamond Bank with 9 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Mena, Arkansas, Union Bank approved the highest share of completed applications in 2025 at 97.7 percent, against a 90.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Mena, Arkansas in 2025, led by FirstTrust Home Loans with 7. 13 lenders closed VA loans, led by FirstTrust Home Loans, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 3 credit unions closed home loans in Mena, Arkansas in 2025, alongside 23 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mena, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mena, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mena. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
