Mortgage Lenders and Brokers in McRae, Arkansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
McRae, Arkansas mortgage lenders include First Security BankFirst Security Bank601 1st St, Mcrae, AR 72102A+5.0 ★Texas Ratio: 0.58%, First Community BankFirst Community Bank159 Highway 167 N, Bald Knob, AR 72010B+4.8 ★Texas Ratio: 17.04%, Arkansas Federal Credit UnionArkansas Federal Credit Union1114 Highway 35 N, Benton, AR 72019 2326, Regions BankRegions Bank506 Main St, Arkadelphia, AR 71923A+5.0 ★Texas Ratio: 4.37%, Simmons BankSimmons Bank1323 Military Rd, Benton, AR 72015A+5.0 ★Texas Ratio: 5.33%, Bank of 1889Bank of 1889910 W Trimble Ave, Berryville, AR 72616A5.0 ★Texas Ratio: 6.27%, AgHeritage Farm Credit Services, FLCAAgHeritage Farm Credit Services, FLCALittle Rock, AR, FirstTrust Home LoansFirstTrust Home LoansSheridan, AR, Flat Branch Mortgage, Inc., and 21St Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in McRae, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in McRae are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in McRae, Arkansas
Market share is the lender's share of all home loans closed in McRae, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in McRae 601 1st St, Mcrae, AR 72102 A+5.0 ★Texas Ratio: 0.58% |
Conventional, FHA, HELOC | 3 +2 HELOCs |
6% | 75% | $78,333 | View |
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159 Highway 167 N, Bald Knob, AR 72010 B+4.8 ★Texas Ratio: 17.04% |
Conventional, FHA, USDA | 6 | 12% | 66.7% | $168,333 | View |
Arkansas Federal Credit Union
1114 Highway 35 N, Benton, AR 72019 2326 |
Conventional, HELOC | 5 +1 HELOCs |
10% | 71.4% | $115,000 | |
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506 Main St, Arkadelphia, AR 71923 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 2 | 4% | 40% | $30,000 | View |
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1323 Military Rd, Benton, AR 72015 A+5.0 ★Texas Ratio: 5.33% |
USDA, HELOC | 1 +1 HELOCs |
2% | 100% | $135,000 | View |
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910 W Trimble Ave, Berryville, AR 72616 A5.0 ★Texas Ratio: 6.27% |
Conventional | 1 | 2% | 100% | $135,000 | View |
AgHeritage Farm Credit Services, FLCA
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Conventional | 2 | 4% | 100% | $180,000 | |
FirstTrust Home Loans
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Conventional, FHA | 2 | 4% | 100% | $340,000 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA, VA, USDA | 5 | 10% | 100% | $141,000 | |
21St Mortgage
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Conventional | 4 | 8% | 50% | $107,500 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 6% | 100% | $121,666 | |
Rocket Mortgage
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FHA | 2 | 4% | 100% | $120,000 | |
Freedom Mortgage Corporation
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VA | 2 | 4% | 100% | $370,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 4% | 66.7% | $150,000 | |
Premier Mortgage Resources, LLC
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USDA | 1 | 2% | 100% | $125,000 | |
United Wholesale Mortgage
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USDA | 1 | 2% | 100% | $105,000 | |
American Financial Resources LLC
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FHA | 1 | 2% | 100% | $125,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 2% | 100% | $85,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 2% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 2% | 100% | $225,000 | View |
Mortgage Research Center
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VA | 1 | 2% | 33.3% | $95,000 | |
Stockton Mortgage Corporation
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FHA | 1 | 2% | 100% | $225,000 | |
Sente Mortgage, Inc.
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Conventional | 1 | 2% | 100% | $385,000 | |
Navy Federal Credit Union
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VA | 1 | 2% | 100% | $225,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
McRae Mortgage Rate Trends
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in McRae, Arkansas
Looking for mortgage lenders near me or mortgage brokers near me in McRae? The list below shows the banks, credit unions and mortgage brokers that closed home loans in McRae in 2025, with lenders based there listed first.
Types of Mortgage Lenders in McRae, AR
Use these to narrow the list above. Each category shows how many McRae, AR lenders fit and what that kind of lender is usually best for.
Who Lends in McRae, AR
Independent mortgage companies closed 60 percent of home loans in McRae, Arkansas in 2025, banks 28 percent and credit unions 12 percent. AgHeritage Farm Credit Services, FLCA was the largest mortgage company, First Security Bank the largest bank and Arkansas Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, First Security Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
More Arkansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in McRae, AR
By home loans closed in 2025, First Security Bank was the largest mortgage lender in McRae, Arkansas with 3 loans, about 6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in McRae, Arkansas in 2025, led by First Security Bank with 2. 4 lenders closed VA loans, led by Freedom Mortgage Corporation, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 2 credit unions closed home loans in McRae, Arkansas in 2025, alongside 17 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in McRae, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in McRae, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up McRae. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
