Mayflower, Arkansas mortgage lenders include Centennial BankCentennial Bank582 Highway 365, Mayflower, AR 72106A+5.0 ★Texas Ratio: 3.14%, First Security BankFirst Security Bank624 Highway 365, Mayflower, AR 72106A+5.0 ★Texas Ratio: 0.58%, Arkansas Federal Credit UnionArkansas Federal Credit Union1114 Highway 35 N, Benton, AR 72019 2326, Eagle Bank and Trust CompanyEagle Bank and Trust Company6699 Herber Springs Road, Drasco, AR 72530A+5.0 ★Texas Ratio: 1.39%, Arvest BankArvest Bank408 Highway 64 West, Alma, AR 72921A5.0 ★Texas Ratio: 7.48%, First Community BankFirst Community Bank159 Highway 167 N, Bald Knob, AR 72010B+4.8 ★Texas Ratio: 17.04%, Bank of EnglandBank of England2213 North Reynolds Road, Bryant, AR 72022A5.0 ★Texas Ratio: 6.45%, US Bank, N.A.US Bank, N.A.115 Highway 64 W, Alma, AR 72921A+5.0 ★Texas Ratio: 2.85%, Simmons BankSimmons Bank1323 Military Rd, Benton, AR 72015A+5.0 ★Texas Ratio: 5.33%, and First Service BankFirst Service Bank3525 Highway 5 N, Bryant, AR 72019A5.0 ★Texas Ratio: 6.06%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mayflower, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mayflower are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Mayflower, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Mayflower 582 Highway 365, Mayflower, AR 72106 A+5.0 ★Texas Ratio: 3.14% |
Conventional, FHA, USDA, HELOC | 9 +2 HELOCs |
4.3% | 81.8% | $179,444 | View |
|
1 office in Mayflower 624 Highway 365, Mayflower, AR 72106 A+5.0 ★Texas Ratio: 0.58% |
Conventional, FHA, USDA, HELOC | 8 +21 HELOCs |
3.8% | 100% | $227,500 | View |
Arkansas Federal Credit Union
1114 Highway 35 N, Benton, AR 72019 2326 |
Conventional, VA, USDA, HELOC | 16 +7 HELOCs |
7.7% | 69.6% | $190,000 | |
|
6699 Herber Springs Road, Drasco, AR 72530 A+5.0 ★Texas Ratio: 1.39% |
Conventional, FHA, VA | 11 | 5.3% | 91.7% | $233,181 | View |
|
408 Highway 64 West, Alma, AR 72921 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, HELOC | 9 +3 HELOCs |
4.3% | 90.9% | $168,333 | View |
|
159 Highway 167 N, Bald Knob, AR 72010 B+4.8 ★Texas Ratio: 17.04% |
Conventional, FHA, USDA | 7 | 3.3% | 100% | $213,571 | View |
|
2213 North Reynolds Road, Bryant, AR 72022 A5.0 ★Texas Ratio: 6.45% |
Conventional, FHA, VA | 4 | 1.9% | 100% | $325,000 | View |
|
115 Highway 64 W, Alma, AR 72921 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +3 HELOCs |
1% | 100% | $100,000 | View |
|
1323 Military Rd, Benton, AR 72015 A+5.0 ★Texas Ratio: 5.33% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
1% | 100% | $240,000 | View |
|
3525 Highway 5 N, Bryant, AR 72019 A5.0 ★Texas Ratio: 6.06% |
Conventional | 2 | 1% | 100% | $65,000 | View |
|
3251 Highway 42, Cherry Valley, AR 72324 A5.0 ★Texas Ratio: 10.05% |
Conventional | 2 | 1% | 100% | $235,000 | View |
|
401 Sw A St, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 2.55% |
Conventional | 2 | 1% | 100% | $325,000 | View |
|
506 Main St, Arkadelphia, AR 71923 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 60% | $145,000 | View |
|
★ 3.5 stars, 2 reviews 611 Highway 71 N, Alma, AR 72921 A5.0 ★Texas Ratio: 9.32% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 33.3% | $105,000 | View |
|
★ 5 stars, 1 review 706 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.5% | 100% | $275,000 | View |
|
107 Nw 2nd St, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 1.48% |
Conventional | 1 | 0.5% | 100% | $215,000 | View |
|
112 W Center St, Fayetteville, AR 72701 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.5% | 100% | $295,000 | View |
|
111 W Thompson St, Amity, AR 71921 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.5% | 50% | $295,000 | View |
|
808 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | 100% | View | |
FirstTrust Home Loans
|
Conventional, FHA, USDA | 8 | 3.8% | 88.9% | $221,250 | |
Rocket Mortgage
|
Conventional, FHA, VA | 20 | 9.6% | 75% | $191,500 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA, USDA | 18 | 8.6% | 73.1% | $236,111 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 9 | 4.3% | 81.8% | $257,222 | |
Flat Branch Mortgage, Inc.
|
Conventional, FHA | 5 | 2.4% | 100% | $231,000 | |
Mortgage Research Center
|
Conventional, FHA, VA | 4 | 1.9% | 36.4% | $162,500 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 4 | 1.9% | 100% | $140,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 4 | 1.9% | 36.4% | $132,500 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 3 | 1.4% | 60% | $275,000 | |
Nationstar Mortgage
|
Conventional, FHA | 3 | 1.4% | 100% | $121,666 | |
Navy Federal Credit Union
|
Conventional, VA | 3 | 1.4% | 100% | $215,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 2 | 1% | 100% | $175,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 2 | 1% | 100% | $150,000 | |
Triad Financial Services, Inc.
|
Conventional | 2 | 1% | 72.7% | $140,000 | |
PHH Mortgage Corporation
|
Conventional, FHA | 2 | 1% | 100% | $160,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional | 2 | 1% | 100% | $445,000 | View |
New American Funding, LLC.
|
Conventional, FHA | 2 | 1% | 75% | $65,000 | |
21St Mortgage
|
Conventional | 2 | 1% | 33.3% | $120,000 | |
Paramount Residential Mortgage
|
Conventional, FHA | 2 | 1% | 66.7% | $110,000 | |
|
★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $475,000 | View |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 20% | $75,000 | |
Premier Mortgage Resources, LLC
|
FHA | 1 | 0.5% | 100% | $145,000 | |
|
B+4.8 ★Texas Ratio: 17.04% |
VA | 1 | 0.5% | 50% | $265,000 | View |
Royal United Mortgage LLC
|
Conventional | 1 | 0.5% | 100% | $145,000 | |
Goodleap, LLC
|
FHA | 1 | 0.5% | 100% | $375,000 | |
Gold Star Mortgage Financial Group, Corporation
|
FHA | 1 | 0.5% | 100% | $95,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.5% | 33.3% | $35,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 0.5% | 50% | $215,000 | |
|
A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
Newrez LLC
|
FHA | 1 | 0.5% | 100% | $495,000 | |
loanDepot.com LLC
|
FHA | 1 | 0.5% | 50% | $175,000 | |
Amerisave Mortgage Company
|
VA | 1 | 0.5% | 50% | $205,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.5% | 100% | $95,000 | |
Barksdale Federal Credit Union
|
Conventional | 1 | 0.5% | 33.3% | $305,000 | |
Eustis Mortgage Corp
|
VA | 1 | 0.5% | 100% | $375,000 | |
Bayshore Mortgage Funding
|
Conventional | 1 | 0.5% | 100% | $185,000 | |
Discover Bank
|
Conventional | 1 | 0.5% | 33.3% | $55,000 | |
Mortgage Financial Services
|
USDA | 1 | 0.5% | 100% | $115,000 | |
Das Acquisition Company, LLC
|
Conventional | 1 | 0.5% | 100% | $395,000 | |
Planet Home Lending, LLC
|
Conventional | 1 | 0.5% | 100% | $85,000 | |
Better Mortgage Corporation
|
VA | 1 | 0.5% | 100% | $325,000 | |
Mortgage Solutions of Colorado
|
VA | 1 | 0.5% | 100% | $255,000 | |
Prosperity Home Mortgage, LLC
|
VA | 1 | 0.5% | 100% | $345,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.5% | 100% | $455,000 | |
Lower, LLC
|
Conventional | 1 | 0.5% | 100% | $245,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0.5% | 100% | $215,000 | View |
|
A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 0.5% | 100% | $165,000 | View |
Red River Employees Federal Credit Union
|
Conventional | 1 | 0.5% | 100% | $165,000 | |
Reliance First Capital, LLC
|
FHA | 1 | 0.5% | 100% | $205,000 | |
Texana Bank
|
VA | 1 | 0.5% | 100% | $465,000 | |
Ark-La-Tex Financial Services LLC
|
FHA | 1 | 0.5% | 100% | $325,000 | |
Cadence Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Mayflower? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mayflower in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Mayflower, AR lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 55 percent of home loans in Mayflower, Arkansas in 2025, banks 34.9 percent and credit unions 10 percent. FirstTrust Home Loans was the largest mortgage company, Centennial Bank the largest bank and Arkansas Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, Centennial Bank led with 9 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
By home loans closed in 2025, Centennial Bank was the largest mortgage lender in Mayflower, Arkansas with 9 loans, about 4.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Mayflower, Arkansas in 2025, led by DHI Mortgage Company, LTD. with 9. 16 lenders closed VA loans, led by United Wholesale Mortgage, and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 4 credit unions closed home loans in Mayflower, Arkansas in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mayflower, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mayflower, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mayflower. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.