MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Lonsdale, Arkansas

Lonsdale, Arkansas mortgage lenders include Arvest BankArvest Bank408 Highway 64 West, Alma, AR 72921A5.0 ★Texas Ratio: 7.48%, Arkansas Federal Credit UnionArkansas Federal Credit Union1114 Highway 35 N, Benton, AR 72019 2326, US Bank, N.A.US Bank, N.A.115 Highway 64 W, Alma, AR 72921A+5.0 ★Texas Ratio: 2.85%, First Security BankFirst Security BankDewitt Henry Drive, Beebe, AR 72012A+5.0 ★Texas Ratio: 0.58%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1101 S Walton Blvd Ste 9, Bentonville, AR 72712A+5.0 ★Texas Ratio: 3.68%, Southern Bancorp BankSouthern Bancorp Bank2500 Pine St, Arkadelphia, AR 71923A5.0 ★Texas Ratio: 8.01%, Bank of America NABank of America NA808 S Walton Blvd, Bentonville, AR 72712A+5.0 ★Texas Ratio: 4.14%, Telcoe Federal Credit UnionTelcoe Federal Credit Union820 Louisiana St, Little Rock, AR 72201 4692A+5.0 ★Texas Ratio: 0.18%, Diamond Lakes Federal Credit UnionDiamond Lakes Federal Credit Union4032 Central Ave, Hot Springs, AR 71913, and Armor BankArmor Bank715 N Washington St, Forrest City, AR 72335A+5.0 ★Texas Ratio: 3.67%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Lonsdale, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lonsdale are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Lonsdale, Arkansas

Market share is the lender's share of all home loans closed in Lonsdale, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
408 Highway 64 West, Alma, AR 72921
A5.0 ★Texas Ratio: 7.48%
Conventional, FHA, HELOC 7
+1 HELOCs
7.4% 100% $313,571 View
Arkansas Federal Credit Union
1114 Highway 35 N, Benton, AR 72019 2326
Conventional, HELOC 6
+3 HELOCs
6.4% 85.7% $158,333
115 Highway 64 W, Alma, AR 72921
A+5.0 ★Texas Ratio: 2.85%
Conventional, HELOC 2
+1 HELOCs
2.1% 50% $245,000 View
Dewitt Henry Drive, Beebe, AR 72012
A+5.0 ★Texas Ratio: 0.58%
Conventional, FHA, HELOC 2
+1 HELOCs
2.1% 100% $290,000 View
1101 S Walton Blvd Ste 9, Bentonville, AR 72712
A+5.0 ★Texas Ratio: 3.68%
Conventional 2 2.1% 100% $410,000 View
2500 Pine St, Arkadelphia, AR 71923
A5.0 ★Texas Ratio: 8.01%
Conventional 2 2.1% 50% $200,000 View
808 S Walton Blvd, Bentonville, AR 72712
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 1
+1 HELOCs
1.1% 100% $385,000 View
820 Louisiana St, Little Rock, AR 72201 4692
A+5.0 ★Texas Ratio: 0.18%
Conventional 1 1.1% 100% $105,000 View
Diamond Lakes Federal Credit Union
4032 Central Ave, Hot Springs, AR 71913
FHA 1 1.1% 100% $275,000
715 N Washington St, Forrest City, AR 72335
A+5.0 ★Texas Ratio: 3.67%
Conventional 1 1.1% 100% $245,000 View
1710 S Constitution Ave, Ashdown, AR 71822
A5.0 ★Texas Ratio: 6.14%
Conventional 1 1.1% 100% $245,000 View
FirstTrust Home Loans
Conventional 4 4.3% 100% $250,000
Farm Credit Services of Western Arkansas
Conventional 1 1.1% 100% $75,000
Rocket Mortgage
Conventional, FHA 9 9.6% 64.7% $167,222
United Wholesale Mortgage
Conventional, FHA, VA 6 6.4% 100% $291,666
SWBC Mortgage Corporation
Conventional, VA 5 5.3% 100% $223,000
Eustis Mortgage Corp
Conventional, FHA 5 5.3% 100% $301,000
CrossCountry Mortgage, LLC
Conventional, VA 4 4.3% 100% $340,000
Newrez LLC
Conventional 3 3.2% 100% $225,000
Primary Residential Mortgage, INC.
Conventional, USDA 2 2.1% 100% $280,000
Freedom Mortgage Corporation
FHA, VA 2 2.1% 100% $220,000
Mortgage Financial Services
Conventional, VA 2 2.1% 100% $255,000
Community Mortgage Corporation
Conventional, FHA 2 2.1% 100% $230,000
Mortgage Research Center
VA 2 2.1% 50% $335,000
Fairway Independent Mort Corp
Conventional, VA 2 2.1% 66.7% $260,000
loanDepot.com LLC
Conventional, HELOC 1
+1 HELOCs
1.1% 100% $55,000
Navy Federal Credit Union
VA, HELOC 1
+1 HELOCs
1.1% 100% $355,000
B+4.8 ★Texas Ratio: 17.04%
Conventional 1 1.1% 100% $275,000 View
American Financial Resources LLC
Conventional 1 1.1% 100% $235,000
Everett Financial, Inc.
USDA 1 1.1% 100% $295,000
Equity Prime Mortgage LLC
USDA 1 1.1% 100% $375,000
Amerisave Mortgage Company
Conventional 1 1.1% 100% $35,000
AmWest Funding Corp
Conventional 1 1.1% 100% $165,000
Discover Bank
Conventional 1 1.1% 33.3% $75,000
Credit Human Federal Credit Un
Conventional 1 1.1% 66.7% $65,000
Union Home Mortgage Corp.
FHA 1 1.1% 50% $275,000
New Day Financial, LLC.
VA 1 1.1% 100% $325,000
Churchill Mortgage Corporation
Conventional 1 1.1% 100% $75,000
American Pacific Mortgage Corporation
Conventional 1 1.1% 100% $205,000
Endeavor Capital, LLC
Conventional 1 1.1% 100% $205,000
The Loan Store, Inc
Conventional 1 1.1% 100% $145,000
Reliance First Capital, LLC
FHA 1 1.1% 100% $275,000
Spring Eq, LLC
Conventional 1 1.1% 100% $65,000
Ark-La-Tex Financial Services LLC
Conventional 1 1.1% 100% $415,000
Figure Lending LLC
HELOC 0
+3 HELOCs
0% n/a
Lendage, LLC dba Achieve Loans
HELOC 0
+2 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Lonsdale, Arkansas

Looking for mortgage lenders near me or mortgage brokers near me in Lonsdale? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lonsdale in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Lonsdale, AR

Use these to narrow the list above. Each category shows how many Lonsdale, AR lenders fit and what that kind of lender is usually best for.

Who Lends in Lonsdale, AR

Independent mortgage companies closed 68.1 percent of home loans in Lonsdale, Arkansas in 2025, banks 21.3 percent and credit unions 10.6 percent. FirstTrust Home Loans was the largest mortgage company, Arvest Bank the largest bank and Arkansas Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, Arkansas Federal Credit Union led with 6 loans.

68.1%
Mortgage companies
21.3%
Banks
10.6%
Credit unions
14%
FHA loans
14%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.

More Arkansas Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Lonsdale, AR

Who is the largest mortgage lender in Lonsdale, AR?

By home loans closed in 2025, Arvest Bank was the largest mortgage lender in Lonsdale, Arkansas with 7 loans, about 7.4 percent of the market. The largest lender headquartered in Arkansas was Arkansas Federal Credit Union with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Lonsdale, AR mortgage lenders offer FHA, VA and USDA loans?

10 lenders closed FHA loans in Lonsdale, Arkansas in 2025, led by Arvest Bank with 3. 9 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Lonsdale, AR lender list?

Yes. 10 banks and 5 credit unions closed home loans in Lonsdale, Arkansas in 2025, alongside 31 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Lonsdale, AR ranked on this page?

Lenders are ranked only by the number of home loans they closed in Lonsdale, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lonsdale, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lonsdale. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.