Mortgage Lenders and Brokers in Lonoke, Arkansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lonoke, Arkansas mortgage lenders include First State BankFirst State Bank101 S Center St, Lonoke, AR 72086A+5.0 ★Texas Ratio: 0.00%, Bank of EnglandBank of England1109 N Center St, Lonoke, AR 72086A5.0 ★Texas Ratio: 6.45%, Arkansas Federal Credit UnionArkansas Federal Credit Union1114 Highway 35 N, Benton, AR 72019 2326, Centennial BankCentennial Bank812 N Church St, Atkins, AR 72823A+5.0 ★Texas Ratio: 3.14%, US Bank, N.A.US Bank, N.A.115 Highway 64 W, Alma, AR 72921A+5.0 ★Texas Ratio: 2.85%, First Community BankFirst Community Bank159 Highway 167 N, Bald Knob, AR 72010B+4.8 ★Texas Ratio: 17.04%, Chambers BankChambers Bank111 W Thompson St, Amity, AR 71921A+5.0 ★Texas Ratio: 1.59%, Arvest BankArvest Bank408 Highway 64 West, Alma, AR 72921A5.0 ★Texas Ratio: 7.48%, Cross BankCross Bank208 N 2nd St, Blytheville, AR 72315A-4.9 ★Texas Ratio: 16.57%, and Bank OzkBank Ozk303 E Front St, Lonoke, AR 72086A5.0 ★Texas Ratio: 9.32%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lonoke, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lonoke are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lonoke, Arkansas
Market share is the lender's share of all home loans closed in Lonoke, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Lonoke 101 S Center St, Lonoke, AR 72086 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 4 | 2.7% | 100% | $195,000 | View |
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1 office in Lonoke 1109 N Center St, Lonoke, AR 72086 A5.0 ★Texas Ratio: 6.45% |
Conventional, VA | 2 | 1.4% | 100% | $100,000 | View |
Arkansas Federal Credit Union
1114 Highway 35 N, Benton, AR 72019 2326 |
Conventional, VA, HELOC | 11 +3 HELOCs |
7.5% | 78.6% | $199,545 | |
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812 N Church St, Atkins, AR 72823 A+5.0 ★Texas Ratio: 3.14% |
Conventional, HELOC | 4 +3 HELOCs |
2.7% | 100% | $267,500 | View |
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115 Highway 64 W, Alma, AR 72921 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
2.7% | 100% | $145,000 | View |
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159 Highway 167 N, Bald Knob, AR 72010 B+4.8 ★Texas Ratio: 17.04% |
Conventional, FHA | 4 | 2.7% | 80% | $145,000 | View |
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111 W Thompson St, Amity, AR 71921 A+5.0 ★Texas Ratio: 1.59% |
VA | 3 | 2.1% | 100% | $421,666 | View |
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408 Highway 64 West, Alma, AR 72921 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
1.4% | 100% | $135,000 | View |
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208 N 2nd St, Blytheville, AR 72315 A-4.9 ★Texas Ratio: 16.57% |
Conventional | 2 | 1.4% | 100% | $290,000 | View |
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★ 3.5 stars, 2 reviews 303 E Front St, Lonoke, AR 72086 A5.0 ★Texas Ratio: 9.32% |
Conventional | 2 | 1.4% | 50% | $105,000 | View |
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506 Main St, Arkadelphia, AR 71923 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 50% | $195,000 | View |
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808 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $105,000 | View |
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★ 5 stars, 1 review 706 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 5.76% |
FHA | 1 | 0.7% | 100% | $255,000 | View |
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820 Louisiana St, Little Rock, AR 72201 4692 A+5.0 ★Texas Ratio: 0.18% |
Conventional | 1 | 0.7% | 100% | $185,000 | View |
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2500 Pine St, Arkadelphia, AR 71923 A5.0 ★Texas Ratio: 8.01% |
Conventional | 1 | 0.7% | 50% | $45,000 | View |
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306 S Elm St, Bald Knob, AR 72010 A5.0 ★Texas Ratio: 6.11% |
Conventional | 1 | 0.7% | 100% | $315,000 | View |
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3210 Sw Regency Pkwy, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 2.62% |
Conventional | 1 | 0.7% | 100% | $65,000 | View |
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112 W Center St, Fayetteville, AR 72701 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.7% | 100% | $55,000 | View |
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6699 Herber Springs Road, Drasco, AR 72530 A+5.0 ★Texas Ratio: 1.39% |
Conventional | 1 | 0.7% | 100% | $165,000 | View |
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1323 Military Rd, Benton, AR 72015 A+5.0 ★Texas Ratio: 5.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
FirstTrust Home Loans
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Conventional, FHA, USDA | 7 | 4.8% | 100% | $252,142 | |
AgHeritage Farm Credit Services, FLCA
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Conventional | 1 | 0.7% | 100% | $385,000 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA, VA, USDA | 17 | 11.6% | 100% | $127,941 | |
Rocket Mortgage
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Conventional, FHA, VA | 14 | 9.6% | 73.7% | $171,428 | |
Mortgage Research Center
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VA | 5 | 3.4% | 83.3% | $321,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 5 | 3.4% | 85.7% | $127,000 | |
T2 Financial LLC
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Conventional, VA | 4 | 2.7% | 100% | $237,500 | |
Sente Mortgage, Inc.
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Conventional, FHA, VA | 4 | 2.7% | 100% | $357,500 | |
21St Mortgage
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Conventional | 4 | 2.7% | 50% | $107,500 | |
Premier Mortgage Resources, LLC
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VA, USDA | 3 | 2.1% | 100% | $231,666 | |
United Wholesale Mortgage
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Conventional, VA | 3 | 2.1% | 75% | $368,333 | |
Cadence Bank
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Conventional | 2 | 1.4% | 100% | $105,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 2 | 1.4% | 80% | $160,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 1.4% | 50% | $250,000 | |
Stockton Mortgage Corporation
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Conventional | 2 | 1.4% | 100% | $505,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 1.4% | 100% | $90,000 | |
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A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.7% | 100% | $335,000 | View |
Primary Residential Mortgage, INC.
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USDA | 1 | 0.7% | 100% | $155,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $295,000 | |
Everett Financial, Inc.
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VA | 1 | 0.7% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.7% | 100% | $205,000 | View |
Newrez LLC
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VA | 1 | 0.7% | 100% | $525,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
USDA | 1 | 0.7% | 100% | $225,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 0.7% | 25% | $95,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.7% | 100% | $195,000 | |
Eustis Mortgage Corp
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FHA | 1 | 0.7% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
VA | 1 | 0.7% | 100% | $255,000 | View |
Sfmc, LP
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FHA | 1 | 0.7% | 50% | $205,000 | |
Mortgage Financial Services
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FHA | 1 | 0.7% | 100% | $155,000 | |
Click n' Close, Inc.
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VA | 1 | 0.7% | 100% | $275,000 | |
Ameritrust Mortgage Corporation
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FHA | 1 | 0.7% | 100% | $75,000 | |
Community Mortgage Corporation
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VA | 1 | 0.7% | 100% | $315,000 | |
Veritas Funding, LLC
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VA | 1 | 0.7% | 100% | $205,000 | |
New American Funding, LLC.
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FHA | 1 | 0.7% | 100% | $125,000 | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
VA | 1 | 0.7% | 100% | $305,000 | View |
Navy Federal Credit Union
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Conventional | 1 | 0.7% | 100% | $45,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.7% | 50% | $175,000 | |
Ark-La-Tex Financial Services LLC
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USDA | 1 | 0.7% | 100% | $215,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a |
Lonoke Mortgage Rate Trends
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lonoke, Arkansas
Looking for mortgage lenders near me or mortgage brokers near me in Lonoke? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lonoke in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lonoke, AR
Use these to narrow the list above. Each category shows how many Lonoke, AR lenders fit and what that kind of lender is usually best for.
Who Lends in Lonoke, AR
Independent mortgage companies closed 62.3 percent of home loans in Lonoke, Arkansas in 2025, banks 28.8 percent and credit unions 8.9 percent. FirstTrust Home Loans was the largest mortgage company, First State Bank the largest bank and Arkansas Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, First State Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
More Arkansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lonoke, AR
By home loans closed in 2025, First State Bank was the largest mortgage lender in Lonoke, Arkansas with 4 loans, about 2.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Lonoke, Arkansas in 2025, led by Flat Branch Mortgage, Inc. with 7. 17 lenders closed VA loans, led by Mortgage Research Center, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 3 credit unions closed home loans in Lonoke, Arkansas in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lonoke, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lonoke, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lonoke. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
