Mortgage Lenders and Brokers in Lavaca, Arkansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lavaca, Arkansas mortgage lenders include Farmers BankFarmers Bank501 W Main St, Lavaca, AR 72941A+5.0 ★Texas Ratio: 0.82%, First National Bank of Fort SmithFirst National Bank of Fort Smith400 W Main St, Lavaca, AR 72941A+5.0 ★Texas Ratio: 2.55%, First Financial BankFirst Financial Bank3251 Highway 42, Cherry Valley, AR 72324A5.0 ★Texas Ratio: 10.05%, Arvest BankArvest Bank408 Highway 64 West, Alma, AR 72921A5.0 ★Texas Ratio: 7.48%, Firstar BankFirstar Bank262 West Van Asche Loop Suite 20, Fayetteville, AR 72703A+5.0 ★Texas Ratio: 5.68%, Chambers BankChambers Bank111 W Thompson St, Amity, AR 71921A+5.0 ★Texas Ratio: 1.59%, Arkansas Federal Credit UnionArkansas Federal Credit Union1114 Highway 35 N, Benton, AR 72019 2326, Regions BankRegions Bank506 Main St, Arkadelphia, AR 71923A+5.0 ★Texas Ratio: 4.37%, Simmons BankSimmons Bank1323 Military Rd, Benton, AR 72015A+5.0 ★Texas Ratio: 5.33%, and Bank OzkBank Ozk611 Highway 71 N, Alma, AR 72921A5.0 ★Texas Ratio: 9.32%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lavaca, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lavaca are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lavaca, Arkansas
Market share is the lender's share of all home loans closed in Lavaca, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Lavaca 501 W Main St, Lavaca, AR 72941 A+5.0 ★Texas Ratio: 0.82% |
Conventional | 6 | 4.7% | 100% | $153,333 | View |
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1 office in Lavaca 400 W Main St, Lavaca, AR 72941 A+5.0 ★Texas Ratio: 2.55% |
Conventional, FHA | 3 | 2.4% | 100% | $198,333 | View |
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3251 Highway 42, Cherry Valley, AR 72324 A5.0 ★Texas Ratio: 10.05% |
Conventional, FHA, VA, USDA | 9 | 7.1% | 100% | $232,777 | View |
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408 Highway 64 West, Alma, AR 72921 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, USDA, HELOC | 7 +4 HELOCs |
5.5% | 87.5% | $145,000 | View |
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262 West Van Asche Loop Suite 20, Fayetteville, AR 72703 A+5.0 ★Texas Ratio: 5.68% |
Conventional, FHA, USDA | 7 | 5.5% | 100% | $202,142 | View |
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111 W Thompson St, Amity, AR 71921 A+5.0 ★Texas Ratio: 1.59% |
Conventional, USDA | 3 | 2.4% | 100% | $208,333 | View |
Arkansas Federal Credit Union
1114 Highway 35 N, Benton, AR 72019 2326 |
Conventional, HELOC | 2 +2 HELOCs |
1.6% | 50% | $150,000 | |
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506 Main St, Arkadelphia, AR 71923 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
1.6% | 50% | $105,000 | View |
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1323 Military Rd, Benton, AR 72015 A+5.0 ★Texas Ratio: 5.33% |
Conventional, HELOC | 2 +1 HELOCs |
1.6% | 100% | $90,000 | View |
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★ 3.5 stars, 2 reviews 611 Highway 71 N, Alma, AR 72921 A5.0 ★Texas Ratio: 9.32% |
Conventional, HELOC | 2 +1 HELOCs |
1.6% | 40% | $100,000 | View |
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115 Highway 64 W, Alma, AR 72921 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.8% | 100% | $245,000 | View |
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575 Memorial Dr, Bella Vista, AR 72714 A5.0 ★Texas Ratio: 7.54% |
Conventional | 1 | 0.8% | 100% | $275,000 | View |
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1101 S Walton Blvd Ste 9, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.8% | 100% | $295,000 | View |
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575 Memorial Dr, Bella Vista, AR 72714 A5.0 ★Texas Ratio: 7.54% |
Conventional | 1 | 0.8% | 33.3% | $205,000 | View |
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200 Highway 71 N, Alma, AR 72921 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 1 | 0.8% | 100% | $105,000 | View |
FirstTrust Home Loans
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Conventional, FHA | 4 | 3.1% | 100% | $290,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 15 | 11.8% | 80% | $179,000 | |
SWBC Mortgage Corporation
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Conventional, FHA, USDA | 6 | 4.7% | 100% | $168,333 | |
United Federal Credit Union
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Conventional, USDA, HELOC | 4 +4 HELOCs |
3.1% | 100% | $150,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA, VA | 4 | 3.1% | 100% | $170,000 | |
Cadence Bank
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Conventional, HELOC | 3 +2 HELOCs |
2.4% | 100% | $378,333 | |
United Wholesale Mortgage
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Conventional, VA | 2 | 1.6% | 100% | $215,000 | |
Primelending
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Conventional, USDA | 2 | 1.6% | 100% | $140,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.6% | 66.7% | $190,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 1.6% | 100% | $245,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 1.6% | 100% | $100,000 | |
Guild Mortgage Company
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VA | 2 | 1.6% | 100% | $365,000 | |
Flat Branch Mortgage, Inc.
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Conventional, USDA | 2 | 1.6% | 100% | $220,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.6% | 100% | $85,000 | |
Mortgage Research Center
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VA | 2 | 1.6% | 40% | $320,000 | |
Fairway Independent Mort Corp
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FHA, USDA | 2 | 1.6% | 100% | $135,000 | |
21St Mortgage
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Conventional | 2 | 1.6% | 50% | $80,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1.6% | 100% | $60,000 | View |
Carrington Mortgage Services LLC
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Conventional, VA | 2 | 1.6% | 100% | $145,000 | |
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B+4.8 ★Texas Ratio: 17.04% |
USDA | 1 | 0.8% | 100% | $155,000 | View |
American Financial Resources LLC
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USDA | 1 | 0.8% | 100% | $165,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.8% | 100% | $145,000 | |
Primary Residential Mortgage, INC.
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USDA | 1 | 0.8% | 100% | $145,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.8% | 33.3% | $375,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.8% | 33.3% | $65,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.8% | 100% | $245,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 0.8% | 50% | $35,000 | |
American Financing Corporation
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FHA | 1 | 0.8% | 100% | $105,000 | |
New Day Financial, LLC.
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VA | 1 | 0.8% | 100% | $285,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.8% | 100% | $415,000 | View |
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A5.0 ★Texas Ratio: 13.24% |
Conventional | 1 | 0.8% | 100% | $135,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.8% | 100% | $265,000 | View |
New American Funding, LLC.
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Conventional | 1 | 0.8% | 100% | $105,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.8% | 100% | $255,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.8% | 100% | $55,000 | |
Leaderone Financial Corp.
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VA | 1 | 0.8% | 100% | $205,000 | |
Navy Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lavaca Mortgage Rate Trends
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lavaca, Arkansas
Looking for mortgage lenders near me or mortgage brokers near me in Lavaca? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lavaca in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lavaca, AR
Use these to narrow the list above. Each category shows how many Lavaca, AR lenders fit and what that kind of lender is usually best for.
Who Lends in Lavaca, AR
Independent mortgage companies closed 49.6 percent of home loans in Lavaca, Arkansas in 2025, banks 45.7 percent and credit unions 4.7 percent. FirstTrust Home Loans was the largest mortgage company, Farmers Bank the largest bank and Arkansas Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, Farmers Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
More Arkansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lavaca, AR
By home loans closed in 2025, Farmers Bank was the largest mortgage lender in Lavaca, Arkansas with 6 loans, about 4.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Lavaca, Arkansas in 2025, led by Arvest Bank with 4. 13 lenders closed VA loans, led by First Financial Bank, and 12 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 3 credit unions closed home loans in Lavaca, Arkansas in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lavaca, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lavaca, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lavaca. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
