Jacksonville, Arkansas mortgage lenders include Arvest BankArvest Bank1810 N 1st St, Jacksonville, AR 72076A5.0 ★Texas Ratio: 7.48%, Centennial BankCentennial Bank1900 John Harden Dr, Jacksonville, AR 72076A+5.0 ★Texas Ratio: 3.14%, US Bank, N.A.US Bank, N.A.1804 N 1st St, Jacksonville, AR 72076A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA101 Gregory Pl, Jacksonville, AR 72076A+5.0 ★Texas Ratio: 4.14%, Arkansas Federal Credit UnionArkansas Federal Credit Union2424 Marshall Rd, Jacksonville, AR 72076 2326, First Horizon BankFirst Horizon Bank706 S Walton Blvd, Bentonville, AR 72712A+5.0 ★Texas Ratio: 5.76%, Eagle Bank and Trust CompanyEagle Bank and Trust Company6699 Herber Springs Road, Drasco, AR 72530A+5.0 ★Texas Ratio: 1.39%, First Community BankFirst Community Bank159 Highway 167 N, Bald Knob, AR 72010B+4.8 ★Texas Ratio: 17.04%, Regions BankRegions Bank506 Main St, Arkadelphia, AR 71923A+5.0 ★Texas Ratio: 4.37%, and Bank of EnglandBank of England2213 North Reynolds Road, Bryant, AR 72022A5.0 ★Texas Ratio: 6.45%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Jacksonville, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Jacksonville are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Jacksonville, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Jacksonville 1810 N 1st St, Jacksonville, AR 72076 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, VA, HELOC | 14 +11 HELOCs |
2.5% | 66.7% | $157,142 | View |
|
1 office in Jacksonville 1900 John Harden Dr, Jacksonville, AR 72076 A+5.0 ★Texas Ratio: 3.14% |
Conventional, FHA | 10 | 1.8% | 68.8% | $169,000 | View |
|
1 office in Jacksonville 1804 N 1st St, Jacksonville, AR 72076 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 6 +2 HELOCs |
1.1% | 53.8% | $118,333 | View |
|
1 office in Jacksonville 101 Gregory Pl, Jacksonville, AR 72076 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 5 +3 HELOCs |
0.9% | 71.4% | $171,000 | View |
Arkansas Federal Credit Union
2424 Marshall Rd, Jacksonville, AR 72076 2326 |
Conventional, HELOC | 32 +28 HELOCs |
5.6% | 68.1% | $104,375 | |
|
★ 5 stars, 1 review 706 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 5.76% |
Conventional, FHA, VA | 12 | 2.1% | 92.3% | $167,500 | View |
|
6699 Herber Springs Road, Drasco, AR 72530 A+5.0 ★Texas Ratio: 1.39% |
Conventional, FHA, VA | 10 | 1.8% | 100% | $191,000 | View |
|
159 Highway 167 N, Bald Knob, AR 72010 B+4.8 ★Texas Ratio: 17.04% |
Conventional, FHA | 8 | 1.4% | 100% | $285,000 | View |
|
506 Main St, Arkadelphia, AR 71923 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 6 +2 HELOCs |
1.1% | 58.3% | $88,333 | View |
|
2213 North Reynolds Road, Bryant, AR 72022 A5.0 ★Texas Ratio: 6.45% |
Conventional, FHA | 6 | 1.1% | 100% | $215,000 | View |
|
★ 5 stars, 1 review 7171 Merrill Drive, Little Rock, AR 72212 A+5.0 ★Texas Ratio: 3.37% |
Conventional, FHA, VA | 6 | 1.1% | 100% | $208,333 | View |
|
1323 Military Rd, Benton, AR 72015 A+5.0 ★Texas Ratio: 5.33% |
Conventional, FHA | 5 | 0.9% | 100% | $97,000 | View |
|
★ 3.5 stars, 2 reviews 611 Highway 71 N, Alma, AR 72921 A5.0 ★Texas Ratio: 9.32% |
Conventional, FHA | 5 | 0.9% | 55.6% | $151,000 | View |
|
111 W Thompson St, Amity, AR 71921 A+5.0 ★Texas Ratio: 1.59% |
Conventional, FHA, VA | 5 | 0.9% | 100% | $249,000 | View |
|
Dewitt Henry Drive, Beebe, AR 72012 A+5.0 ★Texas Ratio: 0.58% |
Conventional, HELOC | 3 +1 HELOCs |
0.5% | 75% | $251,666 | View |
|
1101 S Walton Blvd Ste 9, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.5% | 75% | $115,000 | View |
|
112 W Center St, Fayetteville, AR 72701 A+5.0 ★Texas Ratio: 1.62% |
Conventional, FHA | 3 | 0.5% | 60% | $178,333 | View |
|
820 Louisiana St, Little Rock, AR 72201 4692 A+5.0 ★Texas Ratio: 0.18% |
Conventional | 2 | 0.4% | 66.7% | $190,000 | View |
Gateway Bank
17328 Interstate 30, Benton, AR 72019 |
Conventional | 2 | 0.4% | 100% | $60,000 | |
|
208 N 2nd St, Blytheville, AR 72315 A-4.9 ★Texas Ratio: 16.57% |
Conventional | 2 | 0.4% | 100% | $250,000 | View |
|
2500 Pine St, Arkadelphia, AR 71923 A5.0 ★Texas Ratio: 8.01% |
Conventional | 1 | 0.2% | 100% | $5,000 | View |
|
1301 Arkansas Blvd, Texarkana, AR 71854 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
|
715 N Washington St, Forrest City, AR 72335 A+5.0 ★Texas Ratio: 3.67% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
|
306 S Elm St, Bald Knob, AR 72010 A5.0 ★Texas Ratio: 6.11% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
FirstTrust Home Loans
|
Conventional, FHA, VA, USDA | 33 | 5.8% | 100% | $159,848 | |
Rocket Mortgage
|
Conventional, FHA, VA | 47 | 8.3% | 76.9% | $164,361 | |
Mortgage Research Center
|
Conventional, FHA, VA | 40 | 7% | 70.2% | $221,500 | |
Flat Branch Mortgage, Inc.
|
Conventional, FHA, VA | 37 | 6.5% | 100% | $162,567 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 34 +1 HELOCs |
6% | 94.6% | $230,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 15 | 2.6% | 89.5% | $201,666 | |
T2 Financial LLC
|
FHA, VA | 14 | 2.5% | 100% | $237,142 | |
Sente Mortgage, Inc.
|
Conventional, FHA, VA | 12 | 2.1% | 100% | $185,833 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 9 | 1.6% | 100% | $125,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
1.4% | 100% | $210,000 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 8 | 1.4% | 75% | $171,250 | |
Eustis Mortgage Corp
|
Conventional, FHA, VA | 8 | 1.4% | 100% | $145,000 | |
Guaranteed Rate, Inc.
|
FHA, VA | 6 | 1.1% | 100% | $215,000 | |
Village Capital & Investment
|
VA | 6 | 1.1% | 100% | $301,666 | |
New American Funding, LLC.
|
Conventional, FHA, HELOC | 5 +1 HELOCs |
0.9% | 83.3% | $175,000 | |
Navy Federal Credit Union
|
Conventional, VA, HELOC | 5 +1 HELOCs |
0.9% | 75% | $177,000 | |
American Financial Resources LLC
|
FHA, VA | 5 | 0.9% | 100% | $219,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 5 | 0.9% | 83.3% | $229,000 | View |
Community Mortgage Corporation
|
Conventional, FHA, VA | 5 | 0.9% | 100% | $183,000 | |
Nationstar Mortgage
|
Conventional, FHA, VA | 5 | 0.9% | 100% | $171,000 | |
loanDepot.com LLC
|
Conventional, FHA, VA | 4 | 0.7% | 71.4% | $140,000 | |
Amerisave Mortgage Company
|
Conventional, FHA | 4 | 0.7% | 23.5% | $120,000 | |
Cmg Mortgage Inc
|
FHA, VA, USDA | 4 | 0.7% | 100% | $110,000 | |
New Day Financial, LLC.
|
VA | 4 | 0.7% | 44.4% | $205,000 | |
Planet Home Lending, LLC
|
FHA, VA | 4 | 0.7% | 100% | $230,000 | |
Mortgage Solutions of Colorado
|
FHA, VA | 4 | 0.7% | 100% | $257,500 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 4 | 0.7% | 44.4% | $115,000 | |
|
B+4.8 ★Texas Ratio: 17.04% |
FHA, VA | 3 | 0.5% | 100% | $158,333 | View |
Primary Residential Mortgage, INC.
|
Conventional, FHA | 3 | 0.5% | 100% | $115,000 | |
|
A+5.0 ★Texas Ratio: 3.16% |
Conventional | 3 | 0.5% | 100% | $285,000 | View |
Newrez LLC
|
Conventional, FHA, VA | 3 | 0.5% | 33.3% | $165,000 | |
AmeriHome Mortgage Company, LLC
|
FHA, VA | 3 | 0.5% | 75% | $288,333 | |
ClearPath Lending
|
VA | 3 | 0.5% | 100% | $245,000 | |
Geneva Financial LLC
|
Conventional, FHA | 3 | 0.5% | 100% | $178,333 | |
Park Lane Finance SolutionsLLC
|
Conventional | 3 | 0.5% | 54.5% | $31,666 | |
|
A-5.0 ★Texas Ratio: 14.97% |
VA | 3 | 0.5% | 100% | $311,666 | View |
Equity Prime Mortgage LLC
|
FHA, VA | 2 | 0.4% | 100% | $270,000 | |
PHH Mortgage Corporation
|
Conventional, FHA | 2 | 0.4% | 100% | $160,000 | |
Mortgage Financial Services
|
FHA, VA | 2 | 0.4% | 100% | $125,000 | |
Das Acquisition Company, LLC
|
FHA, USDA | 2 | 0.4% | 66.7% | $180,000 | |
Click n' Close, Inc.
|
Conventional, FHA | 2 | 0.4% | 50% | $80,000 | |
Nfm, Inc
|
FHA | 2 | 0.4% | 100% | $195,000 | |
Stockton Mortgage Corporation
|
Conventional, FHA | 2 | 0.4% | 100% | $200,000 | |
Prosperity Home Mortgage, LLC
|
FHA, VA | 2 | 0.4% | 100% | $175,000 | |
The Loan Store, Inc
|
Conventional | 2 | 0.4% | 100% | $100,000 | |
Mortgage Investors Group
|
Conventional | 2 | 0.4% | 100% | $110,000 | |
21St Mortgage
|
Conventional | 2 | 0.4% | 11.1% | $150,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 0.4% | 20% | $125,000 | |
Reliance First Capital, LLC
|
FHA | 2 | 0.4% | 66.7% | $140,000 | |
Cadence Bank
|
FHA | 1 | 0.2% | 100% | $125,000 | |
EMM Loans LLC
|
FHA | 1 | 0.2% | 100% | $225,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
|
FHA | 1 | 0.2% | 100% | $165,000 | |
Lakeview Loan Servicing, LLC
|
VA | 1 | 0.2% | 20% | $235,000 | |
|
A+5.0 ★Texas Ratio: 2.55% |
VA | 1 | 0.2% | 100% | $165,000 | View |
Sage Home Loans Corporation
|
FHA | 1 | 0.2% | 100% | $175,000 | |
Kind Lending, LLC
|
VA | 1 | 0.2% | 100% | $175,000 | |
Loanunited.Com, LLC
|
VA | 1 | 0.2% | 100% | $535,000 | |
United Trust Bank
|
VA | 1 | 0.2% | 100% | $245,000 | |
|
A+5.0 ★Texas Ratio: 0.65% |
VA | 1 | 0.2% | 100% | $275,000 | View |
Synergy One Lending, Inc.
|
Conventional | 1 | 0.2% | 100% | $115,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
FHA | 1 | 0.2% | 100% | $205,000 | View |
|
A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
|
A+5.0 ★Texas Ratio: 3.66% |
VA | 1 | 0.2% | 100% | $385,000 | View |
Sfmc, LP
|
FHA | 1 | 0.2% | 100% | $195,000 | |
Oceanside Mortgage Company
|
FHA | 1 | 0.2% | 100% | $105,000 | |
Highlands Residential Mortgage, Ltd.
|
Conventional | 1 | 0.2% | 100% | $535,000 | |
Land Home Financial Services,
|
Conventional | 1 | 0.2% | 100% | $105,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
Lendsure Mortgage Corp.
|
Conventional, Jumbo | 1 | 0.2% | 100% | $865,000 | |
Mission Loans, LLC
|
FHA | 1 | 0.2% | 100% | $175,000 | |
|
A+5.0 ★Texas Ratio: 4.76% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
Mutual of Omaha Mortgage
|
VA | 1 | 0.2% | 100% | $325,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
Carrington Mortgage Services LLC
|
FHA | 1 | 0.2% | 25% | $125,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.2% | 50% | $75,000 | |
Plaza Home Mortgage, Inc
|
VA | 1 | 0.2% | 100% | $175,000 | |
Goprime Mortgage, Inc.
|
VA | 1 | 0.2% | 100% | $325,000 | |
Ark-La-Tex Financial Services LLC
|
FHA | 1 | 0.2% | 100% | $75,000 | |
Top Flite Financial, Inc.
|
Conventional | 1 | 0.2% | 100% | $275,000 | |
Gershman Investment Corp.
|
FHA | 1 | 0.2% | 100% | $345,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
FHA | 1 | 0.2% | 100% | $265,000 | View |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
TTCU Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | 100% | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Jacksonville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Jacksonville in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Jacksonville, AR lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 69 percent of home loans in Jacksonville, Arkansas in 2025, banks 24.1 percent and credit unions 6.9 percent. FirstTrust Home Loans was the largest mortgage company, Arvest Bank the largest bank and Arkansas Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, Centennial Bank led with 10 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
By home loans closed in 2025, Arvest Bank was the largest mortgage lender in Jacksonville, Arkansas with 14 loans, about 2.5 percent of the market. The largest lender headquartered in Arkansas was Centennial Bank with 10 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
61 lenders closed FHA loans in Jacksonville, Arkansas in 2025, led by Flat Branch Mortgage, Inc. with 15. 48 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 37 banks and 5 credit unions closed home loans in Jacksonville, Arkansas in 2025, alongside 68 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Jacksonville, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Jacksonville, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Jacksonville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.