Mortgage Lenders and Brokers in Hot Springs Village, Arkansas
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Hot Springs Village, Arkansas mortgage lenders include Arvest BankArvest Bank3612 N Highway 7, Hot Springs Village, AR 71909A5.0 ★Texas Ratio: 7.48%, US Bank, N.A.US Bank, N.A.101 Cooper Cir, Hot Springs Village, AR 71909A+5.0 ★Texas Ratio: 2.85%, Chambers BankChambers Bank4508 N Highway 7, Hot Springs Village, AR 71909A+5.0 ★Texas Ratio: 1.59%, Regions BankRegions Bank506 Main St, Arkadelphia, AR 71923A+5.0 ★Texas Ratio: 4.37%, Encore BankEncore Bank112 W Center St, Fayetteville, AR 72701A+5.0 ★Texas Ratio: 1.62%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1101 S Walton Blvd Ste 9, Bentonville, AR 72712A+5.0 ★Texas Ratio: 3.68%, Arkansas Federal Credit UnionArkansas Federal Credit Union1114 Highway 35 N, Benton, AR 72019 2326, Diamond Lakes Federal Credit UnionDiamond Lakes Federal Credit Union4032 Central Ave, Hot Springs, AR 71913, Relyance BankRelyance Bank100 West Carpenter Road, Benton, AR 72015A+5.0 ★Texas Ratio: 2.78%, and Wells Fargo Bank NAWells Fargo Bank NA1301 Arkansas Blvd, Texarkana, AR 71854A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hot Springs Village, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hot Springs Village are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hot Springs Village, Arkansas
Market share is the lender's share of all home loans closed in Hot Springs Village, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Hot Springs Village 3612 N Highway 7, Hot Springs Village, AR 71909 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, HELOC | 20 +34 HELOCs |
3.2% | 83.3% | $219,500 | View |
|
1 office in Hot Springs Village 101 Cooper Cir, Hot Springs Village, AR 71909 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 12 +7 HELOCs |
1.9% | 66.7% | $124,166 | View |
|
1 office in Hot Springs Village 4508 N Highway 7, Hot Springs Village, AR 71909 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
|
506 Main St, Arkadelphia, AR 71923 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 27 +11 HELOCs |
4.4% | 83.8% | $126,851 | View |
|
112 W Center St, Fayetteville, AR 72701 A+5.0 ★Texas Ratio: 1.62% |
Conventional, FHA, VA | 26 | 4.2% | 100% | $266,923 | View |
|
1101 S Walton Blvd Ste 9, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 14 | 2.3% | 87.5% | $271,428 | View |
Arkansas Federal Credit Union
1114 Highway 35 N, Benton, AR 72019 2326 |
Conventional, HELOC | 12 +6 HELOCs |
1.9% | 80% | $166,666 | |
Diamond Lakes Federal Credit Union
4032 Central Ave, Hot Springs, AR 71913 |
Conventional, VA | 6 | 1% | 100% | $220,000 | |
|
100 West Carpenter Road, Benton, AR 72015 A+5.0 ★Texas Ratio: 2.78% |
Conventional | 6 | 1% | 90% | $316,666 | View |
|
1301 Arkansas Blvd, Texarkana, AR 71854 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 0.6% | 66.7% | $157,500 | View |
|
★ 3.5 stars, 2 reviews 611 Highway 71 N, Alma, AR 72921 A5.0 ★Texas Ratio: 9.32% |
Conventional, Jumbo, HELOC | 3 +14 HELOCs |
0.5% | 50% | $488,333 | View |
|
Dewitt Henry Drive, Beebe, AR 72012 A+5.0 ★Texas Ratio: 0.58% |
Conventional | 3 | 0.5% | 100% | $231,666 | View |
|
1323 Military Rd, Benton, AR 72015 A+5.0 ★Texas Ratio: 5.33% |
Conventional, FHA | 3 | 0.5% | 100% | $365,000 | View |
|
6699 Herber Springs Road, Drasco, AR 72530 A+5.0 ★Texas Ratio: 1.39% |
Conventional, VA | 3 | 0.5% | 100% | $281,666 | View |
|
808 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +10 HELOCs |
0.3% | 66.7% | $245,000 | View |
|
820 Louisiana St, Little Rock, AR 72201 4692 A+5.0 ★Texas Ratio: 0.18% |
Conventional | 2 | 0.3% | 100% | $295,000 | View |
|
2500 Pine St, Arkadelphia, AR 71923 A5.0 ★Texas Ratio: 8.01% |
Conventional | 2 | 0.3% | 100% | $140,000 | View |
|
★ 5 stars, 1 review 7171 Merrill Drive, Little Rock, AR 72212 A+5.0 ★Texas Ratio: 3.37% |
Conventional, VA | 2 | 0.3% | 100% | $270,000 | View |
|
1055 Steel Ave, Conway, AR 72032 A5.0 ★Texas Ratio: 6.24% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
Gateway Bank
17328 Interstate 30, Benton, AR 72019 |
Conventional | 1 | 0.2% | 100% | $175,000 | |
Cotton Belt Federal Credit Union
1703 River Pines Blvd, Pine Bluff, AR 71601 |
Conventional | 1 | 0.2% | 100% | $45,000 | |
|
2552 W Martin Luther King Jr Blvd, Fayetteville, AR 72701 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
|
911 W Trimble Ave, Berryville, AR 72616 A5.0 ★Texas Ratio: 6.60% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
|
960 S Constitution Ave, Ashdown, AR 71822 A5.0 ★Texas Ratio: 11.09% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
|
★ 1 stars, 1 review 125 W Broadway, West Memphis, AR 72301 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
|
812 N Church St, Atkins, AR 72823 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.2% | 100% | $485,000 | View |
|
2710 Pine St, Arkadelphia, AR 71923 A+5.0 ★Texas Ratio: 3.52% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
|
★ 5 stars, 1 review 706 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
FirstTrust Home Loans
|
Conventional, FHA | 7 | 1.1% | 100% | $180,714 | |
Farm Credit Services of Western Arkansas
|
Conventional | 2 | 0.3% | 100% | $240,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 73 | 11.8% | 83.3% | $180,068 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, USDA | 41 | 6.6% | 84% | $276,951 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA, VA | 40 | 6.5% | 100% | $247,250 | |
Mortgage Research Center
|
Conventional, VA, Jumbo | 32 | 5.2% | 97% | $284,062 | |
SWBC Mortgage Corporation
|
Conventional, FHA, VA, USDA | 25 | 4% | 100% | $295,400 | |
Better Mortgage Corporation
|
Conventional, FHA, VA, HELOC | 12 +1 HELOCs |
1.9% | 80% | $234,166 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 11 | 1.8% | 84.6% | $256,818 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 11 | 1.8% | 100% | $245,909 | |
Navy Federal Credit Union
|
Conventional, VA | 10 | 1.6% | 100% | $253,000 | |
Primary Residential Mortgage, INC.
|
Conventional, FHA | 9 | 1.5% | 90% | $198,333 | |
Eustis Mortgage Corp
|
Conventional, FHA, VA | 9 | 1.5% | 100% | $163,888 | |
T2 Financial LLC
|
Conventional, VA, USDA | 9 | 1.5% | 100% | $226,111 | |
Amerisave Mortgage Company
|
Conventional, FHA | 8 | 1.3% | 32% | $125,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 8 | 1.3% | 80% | $276,250 | View |
The Loan Store, Inc
|
Conventional | 7 | 1.1% | 100% | $315,000 | |
Lower, LLC
|
Conventional | 7 | 1.1% | 100% | $360,714 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 6 | 1% | 100% | $230,000 | |
Nationstar Mortgage
|
Conventional, VA | 6 | 1% | 75% | $225,000 | |
Union Home Mortgage Corp.
|
Conventional, VA | 5 | 0.8% | 100% | $321,000 | |
New American Funding, LLC.
|
Conventional, HELOC | 4 +1 HELOCs |
0.6% | 100% | $252,500 | |
Everett Financial, Inc.
|
Conventional, FHA | 4 | 0.6% | 100% | $247,500 | |
loanDepot.com LLC
|
Conventional, FHA, VA | 4 | 0.6% | 40% | $240,000 | |
Flat Branch Mortgage, Inc.
|
Conventional | 4 | 0.6% | 100% | $215,000 | |
21St Mortgage
|
Conventional | 4 | 0.6% | 33.3% | $157,500 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 4 | 0.6% | 25% | $150,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 3 | 0.5% | 75% | $288,333 | |
American Financial Resources LLC
|
Conventional, VA | 3 | 0.5% | 75% | $241,666 | |
Nbkc Bank
|
Conventional, VA | 3 | 0.5% | 75% | $451,666 | |
Movement Mortgage, LLC
|
Conventional, VA | 3 | 0.5% | 100% | $281,666 | |
Guild Mortgage Company
|
Conventional, USDA | 3 | 0.5% | 100% | $355,000 | |
Das Acquisition Company, LLC
|
Conventional | 3 | 0.5% | 100% | $288,333 | |
Community Mortgage Corporation
|
Conventional, FHA | 3 | 0.5% | 100% | $145,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional, VA | 3 | 0.5% | 100% | $195,000 | View |
Zillow Home Loans, LLC
|
Conventional | 3 | 0.5% | 100% | $145,000 | |
Tomo Mortgage LLC
|
Conventional | 3 | 0.5% | 100% | $268,333 | |
Village Capital & Investment
|
VA | 3 | 0.5% | 80% | $221,666 | |
Cadence Bank
|
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 100% | $435,000 | |
Pentagon Federal Credit Union
|
VA, HELOC | 2 +1 HELOCs |
0.3% | 100% | $305,000 | |
Polaris Home Funding Corp.
|
Conventional, VA | 2 | 0.3% | 100% | $220,000 | |
|
B+4.8 ★Texas Ratio: 17.04% |
Conventional | 2 | 0.3% | 100% | $255,000 | View |
Newrez LLC
|
Conventional, VA | 2 | 0.3% | 50% | $240,000 | |
Chevron Federal Credit Union
|
Conventional | 2 | 0.3% | 100% | $220,000 | |
Highlands Residential Mortgage, Ltd.
|
Conventional, VA | 2 | 0.3% | 100% | $190,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 2 | 0.3% | 100% | $525,000 | View |
|
A-5.0 ★Texas Ratio: 14.97% |
Conventional, VA | 2 | 0.3% | 100% | $290,000 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
FHA, VA | 2 | 0.3% | 100% | $275,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.3% | 100% | $220,000 | View |
Spring Eq, LLC
|
Conventional | 2 | 0.3% | 66.7% | $75,000 | |
Genisys Credit Union
|
Conventional, Jumbo | 1 | 0.2% | 100% | $825,000 | |
Southwest Airlines FCU
|
Conventional | 1 | 0.2% | 100% | $105,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
|
A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
|
A5.0 ★Texas Ratio: 11.06% |
VA | 1 | 0.2% | 100% | $295,000 | View |
Lakeview Loan Servicing, LLC
|
VA | 1 | 0.2% | 25% | $255,000 | |
|
A5.0 ★Texas Ratio: 6.67% |
VA | 1 | 0.2% | 100% | $365,000 | View |
Sage Home Loans Corporation
|
Conventional | 1 | 0.2% | 100% | $325,000 | |
Brighton Bank
|
Conventional | 1 | 0.2% | 100% | $345,000 | |
Orchard Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $245,000 | |
TruHome Solutions, LLC
|
Conventional | 1 | 0.2% | 100% | $55,000 | |
Delmar Financial Company
|
Conventional | 1 | 0.2% | 100% | $225,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.2% | 50% | $465,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 0.2% | 23.1% | $125,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $105,000 | |
Capital Concepts Inc
|
Conventional | 1 | 0.2% | 100% | $125,000 | |
|
A5.0 ★Texas Ratio: 6.66% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
Discover Bank
|
Conventional | 1 | 0.2% | 20% | $45,000 | |
Sun West Mortgage Company, Inc
|
VA | 1 | 0.2% | 100% | $305,000 | |
Click n' Close, Inc.
|
Conventional | 1 | 0.2% | 100% | $305,000 | |
ClearPath Lending
|
VA | 1 | 0.2% | 100% | $145,000 | |
|
A+5.0 ★Texas Ratio: 1.69% |
VA | 1 | 0.2% | 100% | $485,000 | View |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.2% | 100% | $155,000 | |
Total Mortgage Services, LLC
|
VA | 1 | 0.2% | 100% | $225,000 | |
Nfm, Inc
|
Conventional | 1 | 0.2% | 100% | $255,000 | |
First National Bank of Middle Tennessee
|
Conventional | 1 | 0.2% | 100% | $355,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.2% | 100% | $185,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.2% | 16.7% | $415,000 | |
Loanpeople, LLC
|
Conventional | 1 | 0.2% | 100% | $575,000 | |
Wyoming Bank & Trust
|
Conventional | 1 | 0.2% | 100% | $285,000 | |
Atlanta Postal Credit Union
|
Conventional | 1 | 0.2% | 100% | $115,000 | |
Mission Loans, LLC
|
Conventional | 1 | 0.2% | 100% | $105,000 | |
|
A+5.0 ★Texas Ratio: 1.47% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.2% | 33.3% | $205,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
State Bank of De Kalb
|
Conventional, Jumbo | 1 | 0.2% | 100% | $2,505,000 | |
Red River Employees Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
|
A+5.0 ★Texas Ratio: 1.22% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
Top Flite Financial, Inc.
|
FHA | 1 | 0.2% | 100% | $115,000 | |
Leaderone Financial Corp.
|
VA | 1 | 0.2% | 100% | $295,000 | |
|
A5.0 ★Texas Ratio: 6.66% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Guaranteed Rate, Inc.
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A-4.8 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Empeople Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Hot Springs Village Mortgage Rate Trends
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hot Springs Village, Arkansas
Looking for mortgage lenders near me or mortgage brokers near me in Hot Springs Village? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hot Springs Village in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hot Springs Village, AR
Use these to narrow the list above. Each category shows how many Hot Springs Village, AR lenders fit and what that kind of lender is usually best for.
Who Lends in Hot Springs Village, AR
Independent mortgage companies closed 64.9 percent of home loans in Hot Springs Village, Arkansas in 2025, banks 28.4 percent and credit unions 6.6 percent. FirstTrust Home Loans was the largest mortgage company, Arvest Bank the largest bank and Arkansas Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, Chambers Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
More Arkansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hot Springs Village, AR
By home loans closed in 2025, Arvest Bank was the largest mortgage lender in Hot Springs Village, Arkansas with 20 loans, about 3.2 percent of the market. The largest lender headquartered in Arkansas was Chambers Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Hot Springs Village, Arkansas, Rocket Mortgage approved the highest share of completed applications in 2025 at 83.3 percent, against a 81.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Hot Springs Village, Arkansas in 2025, led by Rocket Mortgage with 10. 40 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 50 banks and 14 credit unions closed home loans in Hot Springs Village, Arkansas in 2025, alongside 64 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hot Springs Village, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hot Springs Village, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hot Springs Village. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
