Mortgage Lenders and Brokers in Hardy, Arkansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hardy, Arkansas mortgage lenders include FNBC BankFNBC Bank201 W Main Street, Hardy, AR 72542A5.0 ★Texas Ratio: 7.31%, First Community BankFirst Community Bank159 Highway 167 N, Bald Knob, AR 72010B+4.8 ★Texas Ratio: 17.04%, Bank of EnglandBank of England2213 North Reynolds Road, Bryant, AR 72022A5.0 ★Texas Ratio: 6.45%, US Bank, N.A.US Bank, N.A.115 Highway 64 W, Alma, AR 72921A+5.0 ★Texas Ratio: 2.85%, First Horizon BankFirst Horizon Bank706 S Walton Blvd, Bentonville, AR 72712A+5.0 ★Texas Ratio: 5.76%, First National Bank of CommerceFirst National Bank of Commerce131 Highway 63 N, Bono, AR 72416A+5.0 ★Texas Ratio: 1.00%, Arvest BankArvest Bank408 Highway 64 West, Alma, AR 72921A5.0 ★Texas Ratio: 7.48%, Focus BankFocus Bank3313 E Johnson Ave, Jonesboro, AR 72405A+5.0 ★Texas Ratio: 5.82%, Mortgage Research Center, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hardy, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hardy are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hardy, Arkansas
Market share is the lender's share of all home loans closed in Hardy, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Hardy 201 W Main Street, Hardy, AR 72542 A5.0 ★Texas Ratio: 7.31% |
Conventional | 5 | 9.1% | 83.3% | $55,000 | View |
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159 Highway 167 N, Bald Knob, AR 72010 B+4.8 ★Texas Ratio: 17.04% |
Conventional, FHA, VA | 9 | 16.4% | 81.8% | $122,777 | View |
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2213 North Reynolds Road, Bryant, AR 72022 A5.0 ★Texas Ratio: 6.45% |
Conventional | 1 | 1.8% | 100% | $195,000 | View |
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115 Highway 64 W, Alma, AR 72921 A+5.0 ★Texas Ratio: 2.85% |
VA | 1 | 1.8% | 100% | $115,000 | View |
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★ 5 stars, 1 review 706 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 1.8% | 50% | $25,000 | View |
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131 Highway 63 N, Bono, AR 72416 A+5.0 ★Texas Ratio: 1.00% |
Conventional | 1 | 1.8% | 100% | $295,000 | View |
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408 Highway 64 West, Alma, AR 72921 A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 1.8% | 100% | $65,000 | View |
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3313 E Johnson Ave, Jonesboro, AR 72405 A+5.0 ★Texas Ratio: 5.82% |
Conventional | 1 | 1.8% | 100% | $155,000 | View |
Mortgage Research Center
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FHA, VA | 6 | 10.9% | 100% | $151,666 | |
Rocket Mortgage
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Conventional, FHA, VA | 4 | 7.3% | 87.5% | $102,500 | |
Click n' Close, Inc.
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Conventional, FHA | 4 | 7.3% | 100% | $160,000 | |
Equity Prime Mortgage LLC
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VA | 3 | 5.5% | 100% | $165,000 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 5.5% | 60% | $111,666 | |
United Wholesale Mortgage
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Conventional | 2 | 3.6% | 50% | $80,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 3.6% | 100% | $155,000 | |
ClearPath Lending
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VA | 2 | 3.6% | 100% | $245,000 | |
American Financial Resources LLC
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USDA | 1 | 1.8% | 100% | $145,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 1.8% | 100% | $45,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1.8% | 100% | $285,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1.8% | 100% | $165,000 | |
Kind Lending, LLC
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Conventional | 1 | 1.8% | 100% | $385,000 | |
Discover Bank
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Conventional | 1 | 1.8% | 100% | $155,000 | |
Mortgage Financial Services
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FHA | 1 | 1.8% | 100% | $165,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 1.8% | 100% | $245,000 | |
Navy Federal Credit Union
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VA | 1 | 1.8% | 100% | $125,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a |
Hardy Mortgage Rate Trends
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hardy, Arkansas
Looking for mortgage lenders near me or mortgage brokers near me in Hardy? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hardy in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hardy, AR
Use these to narrow the list above. Each category shows how many Hardy, AR lenders fit and what that kind of lender is usually best for.
Who Lends in Hardy, AR
Independent mortgage companies closed 60 percent of home loans in Hardy, Arkansas in 2025, banks 38.2 percent and credit unions 1.8 percent. Mortgage Research Center was the largest mortgage company, FNBC Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, FNBC Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
More Arkansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hardy, AR
By home loans closed in 2025, FNBC Bank was the largest mortgage lender in Hardy, Arkansas with 5 loans, about 9.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Hardy, Arkansas in 2025, led by First Community Bank with 4. 8 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 1 credit unions closed home loans in Hardy, Arkansas in 2025, alongside 16 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hardy, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hardy, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hardy. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
