Mortgage Lenders and Brokers in El Dorado, Arkansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
El Dorado, Arkansas mortgage lenders include First Financial BankFirst Financial Bank2300 E Main St, El Dorado, AR 71730A5.0 ★Texas Ratio: 10.05%, Southern Bancorp BankSouthern Bancorp Bank1615 W Hillsboro St, El Dorado, AR 71730A5.0 ★Texas Ratio: 8.01%, Simmons BankSimmons Bank100 W Grove St, El Dorado, AR 71730A+5.0 ★Texas Ratio: 5.33%, Regions BankRegions Bank100 E Peach St, El Dorado, AR 71730A+5.0 ★Texas Ratio: 4.37%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1101 S Walton Blvd Ste 9, Bentonville, AR 72712A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA1301 Arkansas Blvd, Texarkana, AR 71854A+5.0 ★Texas Ratio: 5.36%, Farmers Bank & TrustFarmers Bank & Trust960 S Constitution Ave, Ashdown, AR 71822A5.0 ★Texas Ratio: 11.09%, Bank of America NABank of America NA808 S Walton Blvd, Bentonville, AR 72712A+5.0 ★Texas Ratio: 4.14%, Bodcaw BankBodcaw Bank2125 N Jackson, Magnolia, AR 71753A5.0 ★Texas Ratio: 13.24%, and Gateway BankGateway Bank17328 Interstate 30, Benton, AR 72019. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in El Dorado, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in El Dorado are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in El Dorado, Arkansas
Market share is the lender's share of all home loans closed in El Dorado, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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5 offices in El Dorado 2300 E Main St, El Dorado, AR 71730 A5.0 ★Texas Ratio: 10.05% |
Conventional, FHA, VA | 26 | 11.3% | 89.7% | $150,384 | View |
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2 offices in El Dorado 1615 W Hillsboro St, El Dorado, AR 71730 A5.0 ★Texas Ratio: 8.01% |
Conventional, FHA | 7 | 3% | 87.5% | $110,714 | View |
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2 offices in El Dorado 100 W Grove St, El Dorado, AR 71730 A+5.0 ★Texas Ratio: 5.33% |
Conventional, FHA | 6 | 2.6% | 66.7% | $90,000 | View |
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1 office in El Dorado 100 E Peach St, El Dorado, AR 71730 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 4 +2 HELOCs |
1.7% | 75% | $215,000 | View |
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1101 S Walton Blvd Ste 9, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.9% | 66.7% | $180,000 | View |
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1301 Arkansas Blvd, Texarkana, AR 71854 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 0.9% | 100% | $365,000 | View |
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960 S Constitution Ave, Ashdown, AR 71822 A5.0 ★Texas Ratio: 11.09% |
Conventional, VA | 2 | 0.9% | 100% | $195,000 | View |
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808 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $465,000 | View |
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2125 N Jackson, Magnolia, AR 71753 A5.0 ★Texas Ratio: 13.24% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
Gateway Bank
17328 Interstate 30, Benton, AR 72019 |
Conventional | 1 | 0.4% | 100% | $105,000 | |
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910 W Trimble Ave, Berryville, AR 72616 A5.0 ★Texas Ratio: 6.27% |
Conventional | 1 | 0.4% | 100% | $265,000 | View |
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1218 Highway 133 N, Crossett, AR 71635 A+5.0 ★Texas Ratio: 1.03% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
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★ 3.5 stars, 2 reviews 611 Highway 71 N, Alma, AR 72921 A5.0 ★Texas Ratio: 9.32% |
Conventional | 1 | 0.4% | 100% | $395,000 | View |
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6699 Herber Springs Road, Drasco, AR 72530 A+5.0 ★Texas Ratio: 1.39% |
Conventional | 1 | 0.4% | 100% | $555,000 | View |
FirstTrust Home Loans
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Conventional, FHA, VA, USDA | 28 | 12.1% | 100% | $160,714 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA, VA, USDA | 32 | 13.9% | 100% | $221,562 | |
Rocket Mortgage
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Conventional, FHA, VA | 18 | 7.8% | 81.8% | $154,444 | |
Fairway Independent Mort Corp
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Conventional, FHA, USDA | 17 | 7.4% | 81% | $117,352 | |
Cadence Bank
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Conventional, FHA, VA, HELOC | 16 +3 HELOCs |
6.9% | 89.5% | $179,375 | |
Triad Financial Services, Inc.
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Conventional | 7 | 3% | 37.3% | $116,428 | |
Amerisave Mortgage Company
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Conventional | 5 | 2.2% | 50% | $93,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 5 | 2.2% | 18.2% | $107,000 | |
21St Mortgage
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Conventional | 4 | 1.7% | 20% | $92,500 | |
United Wholesale Mortgage
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FHA, VA | 3 | 1.3% | 75% | $151,666 | |
Freedom Mortgage Corporation
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VA | 3 | 1.3% | 100% | $445,000 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 1.3% | 100% | $105,000 | |
Mortgage Research Center
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VA | 3 | 1.3% | 50% | $188,333 | |
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B+4.8 ★Texas Ratio: 17.04% |
Conventional, USDA | 2 | 0.9% | 100% | $320,000 | View |
Newrez LLC
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Conventional, FHA | 2 | 0.9% | 50% | $65,000 | |
HomeBridge Financial Services, Inc
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FHA | 2 | 0.9% | 100% | $220,000 | |
New Day Financial, LLC.
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VA | 2 | 0.9% | 50% | $275,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 0.9% | 100% | $80,000 | |
Commercial Capital Bank
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Conventional | 1 | 0.4% | 100% | $75,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $65,000 | |
SWBC Mortgage Corporation
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VA | 1 | 0.4% | 100% | $375,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.4% | 33.3% | $85,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.4% | 100% | $345,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.4% | 66.7% | $65,000 | |
Guild Mortgage Company
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FHA | 1 | 0.4% | 100% | $295,000 | |
Eustis Mortgage Corp
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VA | 1 | 0.4% | 100% | $285,000 | |
Cmg Mortgage Inc
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VA | 1 | 0.4% | 100% | $205,000 | |
ClearPath Lending
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VA | 1 | 0.4% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 5.00% |
FHA | 1 | 0.4% | 100% | $45,000 | View |
Better Mortgage Corporation
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VA | 1 | 0.4% | 100% | $145,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.4% | 100% | $235,000 | |
New American Funding, LLC.
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FHA | 1 | 0.4% | 100% | $215,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.4% | 100% | $185,000 | View |
Southwest Stage Funding LLC
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Conventional | 1 | 0.4% | 100% | $85,000 | |
Navy Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $195,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.4% | 40% | $75,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.4% | 100% | $225,000 | |
Village Capital & Investment
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VA | 1 | 0.4% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 6.66% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
El Dorado Mortgage Rate Trends
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in El Dorado, Arkansas
Looking for mortgage lenders near me or mortgage brokers near me in El Dorado? The list below shows the banks, credit unions and mortgage brokers that closed home loans in El Dorado in 2025, with lenders based there listed first.
Types of Mortgage Lenders in El Dorado, AR
Use these to narrow the list above. Each category shows how many El Dorado, AR lenders fit and what that kind of lender is usually best for.
Who Lends in El Dorado, AR
Independent mortgage companies closed 65.8 percent of home loans in El Dorado, Arkansas in 2025, banks 33.8 percent and credit unions 0.4 percent. FirstTrust Home Loans was the largest mortgage company, First Financial Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, First Financial Bank led with 26 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
More Arkansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in El Dorado, AR
By home loans closed in 2025, First Financial Bank was the largest mortgage lender in El Dorado, Arkansas with 26 loans, about 11.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in El Dorado, Arkansas in 2025, led by Highlands Residential Mortgage, Ltd. with 12. 18 lenders closed VA loans, led by Highlands Residential Mortgage, Ltd., and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 1 credit unions closed home loans in El Dorado, Arkansas in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in El Dorado, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in El Dorado, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up El Dorado. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
