Mortgage Lenders and Brokers in Crystal Springs, Arkansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Crystal Springs, Arkansas mortgage lenders include Arvest BankArvest Bank408 Highway 64 West, Alma, AR 72921A5.0 ★Texas Ratio: 7.48%, Southern Bancorp BankSouthern Bancorp Bank2500 Pine St, Arkadelphia, AR 71923A5.0 ★Texas Ratio: 8.01%, Relyance BankRelyance Bank100 West Carpenter Road, Benton, AR 72015A+5.0 ★Texas Ratio: 2.78%, US Bank, N.A.US Bank, N.A.115 Highway 64 W, Alma, AR 72921A+5.0 ★Texas Ratio: 2.85%, Diamond Lakes Federal Credit UnionDiamond Lakes Federal Credit Union4032 Central Ave, Hot Springs, AR 71913, Diamond BankDiamond Bank1710 S Constitution Ave, Ashdown, AR 71822A5.0 ★Texas Ratio: 6.14%, Regions BankRegions Bank506 Main St, Arkadelphia, AR 71923A+5.0 ★Texas Ratio: 4.37%, Arkansas Federal Credit UnionArkansas Federal Credit Union1114 Highway 35 N, Benton, AR 72019 2326, Bank OzkBank Ozk611 Highway 71 N, Alma, AR 72921A5.0 ★Texas Ratio: 9.32%, and Bodcaw BankBodcaw Bank2125 N Jackson, Magnolia, AR 71753A5.0 ★Texas Ratio: 13.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Crystal Springs, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Crystal Springs are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Crystal Springs, Arkansas
Market share is the lender's share of all home loans closed in Crystal Springs, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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408 Highway 64 West, Alma, AR 72921 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, HELOC | 5 +8 HELOCs |
5.1% | 83.3% | $383,000 | View |
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2500 Pine St, Arkadelphia, AR 71923 A5.0 ★Texas Ratio: 8.01% |
Conventional | 3 | 3.1% | 100% | $131,666 | View |
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100 West Carpenter Road, Benton, AR 72015 A+5.0 ★Texas Ratio: 2.78% |
Conventional | 3 | 3.1% | 100% | $121,666 | View |
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115 Highway 64 W, Alma, AR 72921 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, HELOC | 2 +1 HELOCs |
2% | 100% | $365,000 | View |
Diamond Lakes Federal Credit Union
4032 Central Ave, Hot Springs, AR 71913 |
Conventional | 2 | 2% | 100% | $125,000 | |
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1710 S Constitution Ave, Ashdown, AR 71822 A5.0 ★Texas Ratio: 6.14% |
Conventional | 2 | 2% | 100% | $85,000 | View |
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506 Main St, Arkadelphia, AR 71923 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +3 HELOCs |
1% | 20% | $25,000 | View |
Arkansas Federal Credit Union
1114 Highway 35 N, Benton, AR 72019 2326 |
Conventional, HELOC | 1 +3 HELOCs |
1% | 100% | $55,000 | |
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★ 3.5 stars, 2 reviews 611 Highway 71 N, Alma, AR 72921 A5.0 ★Texas Ratio: 9.32% |
Conventional, HELOC | 1 +2 HELOCs |
1% | 100% | $225,000 | View |
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2125 N Jackson, Magnolia, AR 71753 A5.0 ★Texas Ratio: 13.24% |
Conventional, Jumbo | 1 | 1% | 100% | $1,025,000 | View |
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820 Louisiana St, Little Rock, AR 72201 4692 A+5.0 ★Texas Ratio: 0.18% |
Conventional | 1 | 1% | 100% | $675,000 | View |
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416 N Main St, Cave City, AR 72521 A-4.9 ★Texas Ratio: 16.23% |
Conventional | 1 | 1% | 100% | $195,000 | View |
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1323 Military Rd, Benton, AR 72015 A+5.0 ★Texas Ratio: 5.33% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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Dewitt Henry Drive, Beebe, AR 72012 A+5.0 ★Texas Ratio: 0.58% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
FirstTrust Home Loans
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Conventional, FHA, USDA | 3 | 3.1% | 100% | $295,000 | |
Farm Credit Services of Western Arkansas
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Conventional | 2 | 2% | 100% | $250,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 11 | 11.2% | 84.6% | $214,090 | |
SWBC Mortgage Corporation
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Conventional, FHA, VA | 6 | 6.1% | 100% | $333,333 | |
Primary Residential Mortgage, INC.
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Conventional | 4 | 4.1% | 100% | $295,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 4.1% | 100% | $107,500 | |
21St Mortgage
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Conventional | 4 | 4.1% | 57.1% | $150,000 | |
Southwest Stage Funding LLC
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Conventional | 3 | 3.1% | 100% | $138,333 | |
Ark-La-Tex Financial Services LLC
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Conventional, VA | 3 | 3.1% | 100% | $425,000 | |
United Wholesale Mortgage
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Conventional, VA, HELOC | 2 +1 HELOCs |
2% | 66.7% | $220,000 | |
Newrez LLC
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Conventional, Jumbo | 2 | 2% | 66.7% | $570,000 | |
T2 Financial LLC
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Conventional, VA, Jumbo | 2 | 2% | 100% | $1,035,000 | |
Community Mortgage Corporation
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FHA | 2 | 2% | 100% | $215,000 | |
Nationstar Mortgage
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Conventional | 2 | 2% | 66.7% | $55,000 | |
Mortgage Research Center
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VA | 2 | 2% | 100% | $225,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 2% | 100% | $240,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 2% | 60% | $150,000 | |
Better Mortgage Corporation
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VA, HELOC | 1 +1 HELOCs |
1% | 50% | $515,000 | |
Cadence Bank
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Conventional | 1 | 1% | 100% | $575,000 | |
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B+4.8 ★Texas Ratio: 17.04% |
Conventional | 1 | 1% | 100% | $165,000 | View |
Primelending
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VA | 1 | 1% | 100% | $455,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1% | 100% | $265,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 1% | 100% | $205,000 | |
loanDepot.com LLC
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Conventional | 1 | 1% | 25% | $205,000 | |
Pennymac Loan Services LLC
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VA | 1 | 1% | 50% | $345,000 | |
Eustis Mortgage Corp
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Conventional | 1 | 1% | 100% | $255,000 | |
ResMac Inc
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FHA | 1 | 1% | 100% | $195,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 1% | 100% | $535,000 | |
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A-5.0 ★Texas Ratio: 14.15% |
Conventional | 1 | 1% | 100% | $405,000 | View |
New Day Financial, LLC.
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VA | 1 | 1% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 1.41% |
VA | 1 | 1% | 100% | $145,000 | View |
Citadel Servicing Corporation
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Conventional | 1 | 1% | 100% | $525,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 1% | 100% | $145,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 1% | 100% | $135,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
FHA | 1 | 1% | 100% | $75,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 1% | 50% | $55,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Crystal Springs Mortgage Rate Trends
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Crystal Springs, Arkansas
Looking for mortgage lenders near me or mortgage brokers near me in Crystal Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Crystal Springs in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Crystal Springs, AR
Use these to narrow the list above. Each category shows how many Crystal Springs, AR lenders fit and what that kind of lender is usually best for.
Who Lends in Crystal Springs, AR
Independent mortgage companies closed 68.4 percent of home loans in Crystal Springs, Arkansas in 2025, banks 27.6 percent and credit unions 4.1 percent. FirstTrust Home Loans was the largest mortgage company, Arvest Bank the largest bank and Diamond Lakes Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, Southern Bancorp Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
More Arkansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Crystal Springs, AR
By home loans closed in 2025, Arvest Bank was the largest mortgage lender in Crystal Springs, Arkansas with 5 loans, about 5.1 percent of the market. The largest lender headquartered in Arkansas was Southern Bancorp Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Crystal Springs, Arkansas in 2025, led by Rocket Mortgage with 2. 14 lenders closed VA loans, led by Ark-La-Tex Financial Services LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 3 credit unions closed home loans in Crystal Springs, Arkansas in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Crystal Springs, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Crystal Springs, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Crystal Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
