Mortgage Lenders and Brokers in Carthage, Arkansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Carthage, Arkansas mortgage lenders include Malvern National BankMalvern National Bank1111 Military Rd, Benton, AR 72015A+5.0 ★Texas Ratio: 2.98%, Eagle Bank and Trust CompanyEagle Bank and Trust Company6699 Herber Springs Road, Drasco, AR 72530A+5.0 ★Texas Ratio: 1.39%, Arkansas Federal Credit UnionArkansas Federal Credit Union1114 Highway 35 N, Benton, AR 72019 2326, US Bank, N.A.US Bank, N.A.115 Highway 64 W, Alma, AR 72921A+5.0 ★Texas Ratio: 2.85%, FirstTrust Home LoansFirstTrust Home LoansSheridan, AR, Farm Credit Services of Western ArkansasFarm Credit Services of Western ArkansasRussellville, AR, United Wholesale Mortgage, CrossCountry Mortgage, LLC, ResMac Inc, and Calcon Mutual Mortgage LLC. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Carthage, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Carthage are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Carthage, Arkansas
Market share is the lender's share of all home loans closed in Carthage, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1111 Military Rd, Benton, AR 72015 A+5.0 ★Texas Ratio: 2.98% |
Conventional | 2 | 11.1% | 100% | $255,000 | View |
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6699 Herber Springs Road, Drasco, AR 72530 A+5.0 ★Texas Ratio: 1.39% |
Conventional, FHA | 2 | 11.1% | 100% | $70,000 | View |
Arkansas Federal Credit Union
1114 Highway 35 N, Benton, AR 72019 2326 |
Conventional | 1 | 5.6% | 50% | $55,000 | |
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115 Highway 64 W, Alma, AR 72921 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
FirstTrust Home Loans
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Conventional, USDA | 3 | 16.7% | 100% | $148,333 | |
Farm Credit Services of Western Arkansas
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Conventional | 1 | 5.6% | 100% | $45,000 | |
United Wholesale Mortgage
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VA | 2 | 11.1% | 66.7% | $360,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 5.6% | 100% | $335,000 | |
ResMac Inc
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FHA | 1 | 5.6% | 100% | $195,000 | |
Calcon Mutual Mortgage LLC
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USDA | 1 | 5.6% | 100% | $95,000 | |
Mortgage Research Center
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VA | 1 | 5.6% | 50% | $235,000 | |
21St Mortgage
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Conventional | 1 | 5.6% | 50% | $85,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 5.6% | 33.3% | $115,000 | |
Plaza Home Mortgage, Inc
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USDA | 1 | 5.6% | 100% | $135,000 |
Carthage Mortgage Rate Trends
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Carthage, Arkansas
Looking for mortgage lenders near me or mortgage brokers near me in Carthage? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Carthage in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Carthage, AR
Use these to narrow the list above. Each category shows how many Carthage, AR lenders fit and what that kind of lender is usually best for.
Who Lends in Carthage, AR
Independent mortgage companies closed 72.2 percent of home loans in Carthage, Arkansas in 2025, banks 22.2 percent and credit unions 5.6 percent. FirstTrust Home Loans was the largest mortgage company, Malvern National Bank the largest bank and Arkansas Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, Malvern National Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
More Arkansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Carthage, AR
By home loans closed in 2025, Malvern National Bank was the largest mortgage lender in Carthage, Arkansas with 2 loans, about 11.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Carthage, Arkansas in 2025, led by Eagle Bank and Trust Company with 1. 2 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 3 banks and 1 credit unions closed home loans in Carthage, Arkansas in 2025, alongside 10 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Carthage, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Carthage, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Carthage. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
