Mortgage Lenders and Brokers in Austin, Arkansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Austin, Arkansas mortgage lenders include First Arkansas Bank and TrustFirst Arkansas Bank and Trust1685 E Main St, Austin, AR 72007A5.0 ★Texas Ratio: 12.49%, Arkansas Federal Credit UnionArkansas Federal Credit Union1114 Highway 35 N, Benton, AR 72019 2326, Chambers BankChambers Bank111 W Thompson St, Amity, AR 71921A+5.0 ★Texas Ratio: 1.59%, Arvest BankArvest Bank408 Highway 64 West, Alma, AR 72921A5.0 ★Texas Ratio: 7.48%, First Community BankFirst Community Bank159 Highway 167 N, Bald Knob, AR 72010B+4.8 ★Texas Ratio: 17.04%, Centennial BankCentennial Bank812 N Church St, Atkins, AR 72823A+5.0 ★Texas Ratio: 3.14%, First Horizon BankFirst Horizon Bank706 S Walton Blvd, Bentonville, AR 72712A+5.0 ★Texas Ratio: 5.76%, Simmons BankSimmons Bank1323 Military Rd, Benton, AR 72015A+5.0 ★Texas Ratio: 5.33%, Eagle Bank and Trust CompanyEagle Bank and Trust Company6699 Herber Springs Road, Drasco, AR 72530A+5.0 ★Texas Ratio: 1.39%, and First Security BankFirst Security BankDewitt Henry Drive, Beebe, AR 72012A+5.0 ★Texas Ratio: 0.58%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Austin, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Austin are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Austin, Arkansas
Market share is the lender's share of all home loans closed in Austin, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Austin 1685 E Main St, Austin, AR 72007 A5.0 ★Texas Ratio: 12.49% |
Conventional | 1 | 0.4% | 100% | $45,000 | View |
Arkansas Federal Credit Union
1114 Highway 35 N, Benton, AR 72019 2326 |
Conventional, VA, USDA, HELOC | 19 +6 HELOCs |
6.7% | 86.4% | $219,736 | |
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111 W Thompson St, Amity, AR 71921 A+5.0 ★Texas Ratio: 1.59% |
Conventional, FHA, VA, USDA | 13 | 4.6% | 100% | $278,846 | View |
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408 Highway 64 West, Alma, AR 72921 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, HELOC | 6 +3 HELOCs |
2.1% | 75% | $191,666 | View |
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159 Highway 167 N, Bald Knob, AR 72010 B+4.8 ★Texas Ratio: 17.04% |
Conventional, FHA | 6 | 2.1% | 100% | $383,333 | View |
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812 N Church St, Atkins, AR 72823 A+5.0 ★Texas Ratio: 3.14% |
Conventional, VA, USDA, HELOC | 4 +2 HELOCs |
1.4% | 57.1% | $317,500 | View |
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★ 5 stars, 1 review 706 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 5.76% |
FHA, VA | 3 | 1.1% | 100% | $325,000 | View |
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1323 Military Rd, Benton, AR 72015 A+5.0 ★Texas Ratio: 5.33% |
Conventional, USDA | 3 | 1.1% | 100% | $305,000 | View |
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6699 Herber Springs Road, Drasco, AR 72530 A+5.0 ★Texas Ratio: 1.39% |
Conventional, VA | 3 | 1.1% | 100% | $251,666 | View |
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Dewitt Henry Drive, Beebe, AR 72012 A+5.0 ★Texas Ratio: 0.58% |
Conventional, USDA | 2 | 0.7% | 100% | $130,000 | View |
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1301 Arkansas Blvd, Texarkana, AR 71854 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 0.7% | 100% | $170,000 | View |
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112 W Center St, Fayetteville, AR 72701 A+5.0 ★Texas Ratio: 1.62% |
Conventional, USDA | 2 | 0.7% | 100% | $310,000 | View |
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★ 5 stars, 1 review 7171 Merrill Drive, Little Rock, AR 72212 A+5.0 ★Texas Ratio: 3.37% |
Conventional | 2 | 0.7% | 100% | $190,000 | View |
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506 Main St, Arkadelphia, AR 71923 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 60% | $255,000 | View |
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★ 3.5 stars, 2 reviews 611 Highway 71 N, Alma, AR 72921 A5.0 ★Texas Ratio: 9.32% |
USDA, HELOC | 1 +2 HELOCs |
0.4% | 100% | $195,000 | View |
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115 Highway 64 W, Alma, AR 72921 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
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1101 S Walton Blvd Ste 9, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
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3525 Highway 5 N, Bryant, AR 72019 A5.0 ★Texas Ratio: 6.06% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
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820 Louisiana St, Little Rock, AR 72201 4692 A+5.0 ★Texas Ratio: 0.18% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
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3210 Sw Regency Pkwy, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 2.62% |
Conventional | 1 | 0.4% | 100% | $35,000 | View |
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300 Se Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 1.33% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
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306 S Elm St, Bald Knob, AR 72010 A5.0 ★Texas Ratio: 6.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
FirstTrust Home Loans
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Conventional, FHA, VA, USDA | 27 | 9.5% | 96.4% | $250,925 | |
AgHeritage Farm Credit Services, FLCA
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Conventional | 5 | 1.8% | 100% | $453,000 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA, VA, USDA | 25 | 8.8% | 100% | $231,400 | |
Rocket Mortgage
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Conventional, FHA, VA | 15 | 5.3% | 85% | $209,000 | |
Mortgage Research Center
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VA | 12 | 4.2% | 80% | $307,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 10 | 3.5% | 92.3% | $186,000 | |
Lendlo Mortgage, LLC
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Conventional, FHA, VA, USDA | 10 | 3.5% | 83.3% | $177,000 | |
United Wholesale Mortgage
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VA | 7 | 2.5% | 100% | $375,000 | |
Sente Mortgage, Inc.
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Conventional, FHA, VA, USDA | 7 | 2.5% | 100% | $272,142 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, USDA | 6 | 2.1% | 100% | $173,333 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 1.8% | 100% | $341,000 | |
Lennar Mortgage, LLC
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Conventional, VA, USDA | 5 | 1.8% | 100% | $197,000 | |
Village Capital & Investment
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VA | 5 | 1.8% | 100% | $387,000 | |
Newrez LLC
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FHA, VA | 4 | 1.4% | 100% | $295,000 | |
CrossCountry Mortgage, LLC
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FHA, VA | 4 | 1.4% | 100% | $277,500 | |
T2 Financial LLC
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Conventional, FHA, VA | 4 | 1.4% | 100% | $267,500 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 3 +1 HELOCs |
1.1% | 100% | $155,000 | |
Guaranteed Rate, Inc.
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VA | 3 | 1.1% | 100% | $315,000 | |
Eustis Mortgage Corp
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FHA, VA | 3 | 1.1% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 1.1% | 100% | $95,000 | View |
New American Funding, LLC.
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.7% | 100% | $150,000 | |
Primary Residential Mortgage, INC.
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VA, USDA | 2 | 0.7% | 100% | $210,000 | |
United Trust Bank
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FHA, VA | 2 | 0.7% | 100% | $120,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, USDA | 2 | 0.7% | 100% | $215,000 | View |
Mortgage Financial Services
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Conventional, FHA | 2 | 0.7% | 100% | $240,000 | |
Ameritrust Mortgage Corporation
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VA | 2 | 0.7% | 100% | $420,000 | |
Planet Home Lending, LLC
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VA | 2 | 0.7% | 100% | $290,000 | |
Community Mortgage Corporation
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Conventional, VA | 2 | 0.7% | 100% | $275,000 | |
Stockton Mortgage Corporation
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Conventional | 2 | 0.7% | 100% | $140,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.7% | 66.7% | $115,000 | |
Cadence Bank
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 25% | $645,000 | |
SWBC Mortgage Corporation
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USDA | 1 | 0.4% | 100% | $215,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.4% | 50% | $255,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.4% | 100% | $315,000 | View |
Nbkc Bank
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VA | 1 | 0.4% | 100% | $195,000 | |
loanDepot.com LLC
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VA | 1 | 0.4% | 50% | $315,000 | |
Movement Mortgage, LLC
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VA | 1 | 0.4% | 100% | $325,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $255,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.4% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.4% | 100% | $315,000 | View |
American Financial Network, Inc.
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Conventional | 1 | 0.4% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
VA | 1 | 0.4% | 100% | $285,000 | View |
Cmg Mortgage Inc
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VA | 1 | 0.4% | 50% | $255,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.4% | 100% | $205,000 | |
Click n' Close, Inc.
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VA | 1 | 0.4% | 100% | $515,000 | |
ClearPath Lending
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VA | 1 | 0.4% | 100% | $395,000 | |
Highlands Residential Mortgage, Ltd.
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USDA | 1 | 0.4% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 3.97% |
Conventional | 1 | 0.4% | 100% | $335,000 | View |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.4% | 66.7% | $105,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.4% | 100% | $55,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.4% | 100% | $315,000 | |
Prosperity Home Mortgage, LLC
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VA | 1 | 0.4% | 100% | $245,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.4% | 100% | $175,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.4% | 100% | $195,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 100% | $25,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Austin Mortgage Rate Trends
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Austin, Arkansas
Looking for mortgage lenders near me or mortgage brokers near me in Austin? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Austin in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Austin, AR
Use these to narrow the list above. Each category shows how many Austin, AR lenders fit and what that kind of lender is usually best for.
Who Lends in Austin, AR
Independent mortgage companies closed 67.4 percent of home loans in Austin, Arkansas in 2025, banks 24.6 percent and credit unions 8.1 percent. FirstTrust Home Loans was the largest mortgage company, First Arkansas Bank and Trust the largest bank and Arkansas Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, First Arkansas Bank and Trust led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
More Arkansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Austin, AR
By home loans closed in 2025, First Arkansas Bank and Trust was the largest mortgage lender in Austin, Arkansas with 1 loans, about 0.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Austin, Arkansas in 2025, led by Flat Branch Mortgage, Inc. with 6. 39 lenders closed VA loans, led by FirstTrust Home Loans, and 17 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 3 credit unions closed home loans in Austin, Arkansas in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Austin, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Austin, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Austin. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
