Best Money Market Rates in Racine, Wisconsin - July 2026
Brian McKay
Brian McKay
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Current Racine, Wisconsin and the surrounding area money market deposit account rates include The Huntington National BankThe Huntington National Bank3935 Douglas Ave, Racine, WI 53402A+5.0 ★Texas Ratio: 4.60% Relationship Money Market Account - Huntington Perks Checking at 3.35% APY, North Shore BankNorth Shore Bank4923 Washington Ave, Racine, WI 53406A+5.0 ★Texas Ratio: 0.63% Premier Money Market at 3.00% APY, Tri City National BankTri City National Bank2704 Lathrop Ave, Racine, WI 53405A+5.0 ★Texas Ratio: 5.48% Money Market+ at 3.00% APY, Educators Credit UnionEducators Credit Union3525 Rapids Dr, Racine, WI 53404 1634A+5.0 ★Texas Ratio: 4.41% Premium Money Market at 2.81% APY, and Johnson BankJohnson Bank555 Main St, Racine, WI 53403A+5.0 ★Texas Ratio: 2.08% Relationship Money Market at 1.46% APY. Money market rates as of July 28, 2026 according to verified data from MonitorBankRates.
Racine has 6 local institutions in our database, with money market rates as high as 3.35% APY from The Huntington National Bank at 3935 Douglas Ave, Racine, WI 53402. Use the table below to compare all available offers, including options from institutions serving the broader Wisconsin area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Racine, Wisconsin and surrounding area. Last Updated and Verified: July 28, 2026
Compare the Best Money Market Rates Today in Racine, Wisconsin & the Surrounding Area
With Huntington Perks Checking**
With Private Client Account****
Non-Relationship Rate
Rates are effective as of 07/01/2026. Fees may reduce earnings. Minimum amount is minimum account balance to earn interest. Account balance cannot drop below $10,000. Rates may change after the account has been opened.
Rates based on zip code and with a minimum of $25,000 not currently deposited at Huntington. Variable rate. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest and may be subject to a $25.00 per month maintenance fee. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier.
Rates are effective as of 07/01/2026. Fees may reduce earnings. Minimum amount is minimum account balance to earn interest. Account balance cannot drop below $10,000. Rates may change after the account has been opened.
Rates are effective as of 07/01/2026. Fees may reduce earnings. Minimum amount is minimum account balance to earn interest. Account balance cannot drop below $10,000. Rates may change after the account has been opened.
Rates are effective as of 07/01/2026. Fees may reduce earnings. Minimum amount is minimum account balance to earn interest. Account balance cannot drop below $10,000. Rates may change after the account has been opened.
$1,000,000.00 and over
$500,000.00 to $999,999.99
$250,000.00 to $499,999.99
$100,000.00 to $249,999.99
Rates are effective as of 07/01/2026. Fees may reduce earnings. Minimum amount is minimum account balance to earn interest. Account balance cannot drop below $10,000. Rates may change after the account has been opened.
$250,000.00 and over
$100,000.00 to $249,999.99
$25,000.00 to $99,999.99
$25,000.00 to $99,999.99
Non-Relationship Rate
Rates based on zip code and with a minimum of $25,000 not currently deposited at Huntington. Variable rate. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest and may be subject to a $25.00 per month maintenance fee. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier.
$10,000.00 to $24,999.99
IRA minimum deposit: $25. Regular account minimum deposit-$1,000. $10 fee per month for daily balances below $1,000.
$1,000.00 to $9,999.99
IRA minimum deposit: $25. Regular account minimum deposit-$1,000. $10 fee per month for daily balances below $1,000.
IRA minimum deposit: $25. Regular account minimum deposit-$1,000. $10 fee per month for daily balances below $1,000.
IRA minimum deposit: $25. Regular account minimum deposit-$1,000. $10 fee per month for daily balances below $1,000.
IRA minimum deposit: $25. Regular account minimum deposit-$1,000. $10 fee per month for daily balances below $1,000.
Up to $24,999.99
Up to $999.99
Non-Relationship Rate
With Active Checking*
With Active Checking*
Qualifications Required; Qualifying balance up to $1,000,000.00
With Active Checking*
With Active Checking*
Qualifications Required; Qualifying balance up to $999,999.99
With Checking
With Checking
Rate: Federal Funds Effective Rate minus 0.25%
For individual accounts only. Dividends are compounded monthly. Fees may reduce earnings.
Rate is based on the 3-month US Treasury rate minus a margin of 0.50%.
Rate: Federal Funds Effective Rate minus 0.50%
$25,000 minimum to earn 3.15% APY.
Tier 5
Maintenance Fee/Minimum Balance*: $0 (effective 2/1/25)
Maintenance Fee/Minimum Balance*: $0 (effective 2/1/25)
Maintenance Fee/Minimum Balance*: $0 (effective 2/1/25)
Maintenance Fee/Minimum Balance*: $0 (effective 2/1/25)
With Active Checking*
Qualifications NOT met; Qualifying balance up to $1,000,000.00
APY is current as of 1/26/2026. Last changed 1/26/2026. APY is determined by the account balance. Minimum balance of $.01 to earn APY. APY is accurate as of the last dividend declaration date. Rates may change after the account is opened. Fees could reduce the balance and earnings on the account. Membership required and account opening upon qualification. Other conditions or restriction may apply. Refer to our disclosures and service fees for more information.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Racine, WI Money Market Rate Trends
Compare local Racine, WI money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Wisconsin high-yield MMA rates fell 0.035 points over the past 7 days to 2.898% APY.
Wisconsin standard MMA rates fell 0.031 points over the past 7 days to 0.812% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Racine, Wisconsin money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Racine, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Racine, Wisconsin. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Racine, Wisconsin
What is a Money Market Account (MMA)?
Are Money Market accounts in Racine, Wisconsin safe?
How often do MMA rates change in Racine, Wisconsin?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Racine, Wisconsin?
Best Money Market Rates in Racine, Wisconsin
- The Huntington National Bank
Relationship Money Market Account - Huntington Perks Checking — 3.35% APY - North Shore Bank
Premier Money Market — 3.00% APY - Tri City National Bank
Money Market+ — 3.00% APY - Educators Credit Union
Premium Money Market — 2.81% APY - Johnson Bank
Relationship Money Market — 1.46% APY
