Best Money Market Rates in Racine, Wisconsin (WI) - May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Racine, Wisconsin and the surrounding area money market deposit account rates include The Huntington National BankThe Huntington National Bank3935 Douglas Ave, Racine, WI 53402A+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.82% APY, Landmark Credit UnionLandmark Credit Union3413 Rapids Dr, Racine, WI 53404A+5.0 ★Texas Ratio: 3.95% Signature Business Money Market at 3.00% APY, North Shore BankNorth Shore Bank4923 Washington Ave, Racine, WI 53406A+5.0 ★Texas Ratio: 0.63% Premier Money Market at 3.00% APY, Educators Credit UnionEducators Credit Union3525 Rapids Dr, Racine, WI 53404 1634A+5.0 ★Texas Ratio: 4.61% Premium Money Market at 2.81% APY, and Shoreline Credit UnionShoreline Credit UnionA+5.0 ★Texas Ratio: 5.83% Elite Money Market at 4.00% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Racine has 4 local institutions in our database, with money market rates as high as 3.82% APY from The Huntington National Bank at 3935 Douglas Ave, Racine, WI 53402. Use the table below to compare all available offers, including options from institutions serving the broader Wisconsin area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Racine, Wisconsin and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in Racine, Wisconsin & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
3935 Douglas Ave, Racine, WI 53402
High-Yield Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
3935 Douglas Ave, Racine, WI 53402
Huntington Relationship Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
3935 Douglas Ave, Racine, WI 53402
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
3935 Douglas Ave, Racine, WI 53402
Huntington Relationship Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
3413 Rapids Dr, Racine, WI 53404
Signature Business Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
North Shore Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
4923 Washington Ave, Racine, WI 53406
Premier Money Market
3.00%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
3525 Rapids Dr, Racine, WI 53404 1634
Premium Money Market
2.81%
$0
▼
Rate2.78%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
North Shore Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
4923 Washington Ave, Racine, WI 53406
Premier Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
3525 Rapids Dr, Racine, WI 53404 1634
Premium Money Market
2.63%
$0
▼
Rate2.56%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
3525 Rapids Dr, Racine, WI 53404 1634
Premium Money Market
2.50%
$0
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
3413 Rapids Dr, Racine, WI 53404
Signature Business Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
3525 Rapids Dr, Racine, WI 53404 1634
Premium Money Market
2.42%
$0
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
3413 Rapids Dr, Racine, WI 53404
Signature Business Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
North Shore Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
4923 Washington Ave, Racine, WI 53406
Premier Money Market
1.50%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
North Shore Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
4923 Washington Ave, Racine, WI 53406
Premier Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
3525 Rapids Dr, Racine, WI 53404 1634
Premium Money Market
0.94%
$0
▼
Rate0.94%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
3413 Rapids Dr, Racine, WI 53404
Signature Business Money Market
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
3525 Rapids Dr, Racine, WI 53404 1634
High Yield Money Market
0.19%
$0
▼
Rate0.19%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
North Shore Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
4923 Washington Ave, Racine, WI 53406
Standard Money Market
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
3525 Rapids Dr, Racine, WI 53404 1634
High Yield Money Market
0.14%
$0
▼
Rate0.14%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
3525 Rapids Dr, Racine, WI 53404 1634
High Yield Money Market
0.11%
$0
▼
Rate0.11%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
3525 Rapids Dr, Racine, WI 53404 1634
High Yield Money Market
0.08%
$0
▼
Rate0.08%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
3525 Rapids Dr, Racine, WI 53404 1634
High Yield Money Market
0.06%
$0
▼
Rate0.06%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
3413 Rapids Dr, Racine, WI 53404
Signature Business Money Market
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Shoreline Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.83%
Elite Money Market
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Member's Choice IRA Money Market
3.95%
$0
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
with active checking*
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Member's Choice IRA Money Market
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
with active checking*
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Business SelectMoney Market
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Money Market Platinum Select
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Indianhead Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
Money Market Special
3.87%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Qualifying balance up to $1,000.00
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Bank of Lake Mills
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
High-Yield Money Market Account
3.82%
$0
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Business SelectMoney Market
3.80%
$0
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Money Market Platinum Select
3.80%
$0
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Fox Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
Fox Rewards Money Market
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Qualifications Required; Qualifying balance up to $14,999.99
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Money Market Platinum Select
3.65%
$0
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Business SelectMoney Market
3.65%
$0
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Member's Choice IRA Money Market
3.65%
$0
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
with active checking*
Farmers Savings Bank Mineral Point, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
Gold Money Market Checking
3.60%
$0
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
1500 Club - Money Market
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Farmers and Merchants Bank Berlin, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Markets
3.55%
$5,000,000
▼
Rate3.50%
Min Deposit$5,000,000
Min Balance—
UpdatedMay 5, 2026
Details
Citizens State Bank Hudson, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 2.89%
Advantage Money Market
3.55%
$10,000
▼
Rate3.49%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
New Money**
The Bank of Brodhead
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
Executive Money Market
3.55%
$0
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Unison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
Money Market Accounts
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Dividend Rate with Checking
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Business High-Yield Money Market
3.50%
$5
▼
Rate3.45%
Min Deposit$5
Min Balance—
UpdatedMay 12, 2026
Details
$5,000,000 And Greater
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
Money Market Checking
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$15,000+
Fox Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
Fox Rewards Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Qualifications Required; Qualifying balance up to $14,999.99
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
Business Money Market
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Member's Choice IRA Money Market
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
with active checking*
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
3.40%
$1,000,000
▼
Rate3.36%
Min Deposit$1,000,000
Min Balance—
UpdatedMay 10, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Business SelectMoney Market
3.40%
$0
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Money Market Platinum Select
3.40%
$0
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Unison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
Money Market Accounts
3.39%
$0
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Dividend Rate without Checking
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Farmers Savings Bank Mineral Point, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
Gold Money Market Checking
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
The Bank of New Glarus
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Platinum Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$20,000
Min Balance—
UpdatedMay 5, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
Money Market Checking
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Business High-Yield Money Market
3.25%
$5
▼
Rate3.20%
Min Deposit$5
Min Balance—
UpdatedMay 12, 2026
Details
$3,000,000 - $4,999,999.99
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
Business Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Prospera Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
Thrive Money Market
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Byline Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.13%
Advantage Money Market Account
3.15%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
$25,000 minimum to open account. $25,000 minimum to earn 3.15% APY.
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
3.05%
$750,000
▼
Rate3.02%
Min Deposit$750,000
Min Balance—
UpdatedMay 10, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
As High As
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
Investor's Indexed Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Money Market Savings
3.05%
$250,000
▼
Rate3.00%
Min Deposit$250,000
Min Balance—
UpdatedMay 10, 2026
Details
$1000 to open/HSA Money Market Savings (no minimum)
Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Money Market
3.04%
$1,000,000
▼
Rate3.00%
Min Deposit$1,000,000
Min Balance—
UpdatedMay 5, 2026
Details
Headwaters State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.56%
First Addition Money Market Tier 5
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Farmers and Merchants Bank Berlin, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Markets
3.04%
$1,000,000
▼
Rate3.00%
Min Deposit$1,000,000
Min Balance—
UpdatedMay 5, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Money Market
3.00%
$2,500
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedMay 12, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Ultimate Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Consumer Ultimate Money Market
3.00%
$5,000
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
Ixonia Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Business Money Market
2.95%
$1,000
▼
Rate2.91%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate2.89%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Money Market Account (Personal, IRA, or Business)
2.90%
$1,000
▼
Rate2.86%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
The minimum deposit to open this account is $1,000. The minimum to avoid a monthly service fee is a $1,000 average daily balance. If the average daily balance falls below $1,000, there will be a monthly service fee of $15.
Ixonia Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Relationship Money Market
2.85%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate2.80%
Min Deposit$500,000
Min Balance—
UpdatedMay 5, 2026
Details
The Bank of Brodhead
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
Executive Money Market
2.80%
$0
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Hiawatha National Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.81%
HNB Money Market
2.78%
$2,500
▼
Rate2.75%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
F&M Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
Commercial Premier Money Market
2.77%
$1,000,000
▼
Rate2.70%
Min Deposit$1,000,000
Min Balance—
UpdatedMay 5, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Ultimate Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Farmers Savings Bank Mineral Point, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
Gold Money Market Checking
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Consumer Ultimate Money Market
2.75%
$5,000
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Business Ultimate Money Market
2.75%
$5,000
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
No Monthly Fee*
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Ultimate Business Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
Premium Money Market
2.73%
$0
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate2.65%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Money Market Account (Personal, IRA, or Business)
2.60%
$1,000
▼
Rate2.57%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
The minimum deposit to open this account is $1,000. The minimum to avoid a monthly service fee is a $1,000 average daily balance. If the average daily balance falls below $1,000, there will be a monthly service fee of $15.
Farmers and Merchants Bank Berlin, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Markets
2.53%
$500,000
▼
Rate2.50%
Min Deposit$500,000
Min Balance—
UpdatedMay 5, 2026
Details
First State Bank and Trust Bayport, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Investors Plus Money Market
2.53%
$2,000
▼
Rate2.50%
Min Deposit$2,000
Min Balance—
UpdatedMay 4, 2026
Details
Woodford State Bank
Institution Rating:
C4.0 ★ Texas Ratio: 26.81%
Platinum Money Market
2.53%
$50,000
▼
Rate2.50%
Min Deposit$50,000
Min Balance—
UpdatedMay 4, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Consumer Ultimate Money Market
2.50%
$5,000
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Ultimate Business Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Ultimate Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
Relationship Money Market**
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Business Ultimate Money Market
2.50%
$5,000
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
No Monthly Fee*
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Racine, Wisconsin and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Racine, WI Money Market Rate Trends
Compare local Racine, WI money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — WI Avg
2.981%
Unchanged vs 7 days ago
Wisconsin high-yield MMA rates currently average 2.981% APY.
Standard MMA — WI Avg
0.884%
Unchanged vs 7 days ago
Wisconsin standard MMA rates currently average 0.884% APY.
As of May 14, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Racine, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Racine, Wisconsin. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Racine, Wisconsin
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Wisconsin.
Are Money Market accounts in Racine, Wisconsin safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Wisconsin up to $250,000 per depositor, per institution.
How often do MMA rates change in Racine, Wisconsin?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Wisconsin rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Racine, Wisconsin?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Racine, Wisconsin require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Racine, Wisconsin
Here are some of the highest money market account APYs currently available in Racine, Wisconsin and the surrounding area:
- The Huntington National Bank
High-Yield Money Market — 3.82% APY - Landmark Credit Union
Signature Business Money Market — 3.00% APY - North Shore Bank
Premier Money Market — 3.00% APY - Educators Credit Union
Premium Money Market — 2.81% APY - Shoreline Credit Union
Elite Money Market — 4.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Racine, Wisconsin. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026
Rate Assistant
MonitorBankRates.com · Live Data
Try asking