Racine, Wisconsin (WI) Savings Rates - April 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Racine, Wisconsin and the surrounding area include The Huntington National BankThe Huntington National Bank3935 Douglas Ave, Racine, WI 53402A+5.0 ★Texas Ratio: 4.60% High-Yield Savings at 3.55% APY, North Shore BankNorth Shore Bank4923 Washington Ave, Racine, WI 53406A+5.0 ★Texas Ratio: 0.63% Premier Health Savings Account at 3.00% APY, Town BankTown Bank5005 Washington Ave, Racine, WI 53406A+5.0 ★Texas Ratio: 1.36% Statement Savings Advanced Special at 2.00% APY, Educators Credit UnionEducators Credit Union3525 Rapids Dr, Racine, WI 53404 1634A+5.0 ★Texas Ratio: 4.61% HSA2 (Health Savings Account) at 0.76% APY, and Landmark Credit UnionLandmark Credit Union3413 Rapids Dr, Racine, WI 53404A+5.0 ★Texas Ratio: 3.95% Health Savings Account Rate at 0.30% APY. Savings rates as of March 29, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Racine, Wisconsin, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Racine, Wisconsin (WI) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Racine, Wisconsin and the surrounding area. Last Updated and Verified: March 29, 2026
Compare the Best Savings Rates in Racine, Wisconsin & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
3935 Douglas Ave, Racine, WI 53402
High-Yield Savings
3.55%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 27, 2026
Details
Minimum of $5,000 not currently deposited at Huntington.
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
4923 Washington Ave, Racine, WI 53406
Premier Health Savings Account
3.00%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
3935 Douglas Ave, Racine, WI 53402
High-Yield Savings
2.98%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 27, 2026
Details
Minimum of $5,000 not currently deposited at Huntington.
Town Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
5005 Washington Ave, Racine, WI 53406
Statement Savings Advanced Special
2.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
With qualifying activities.
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
4923 Washington Ave, Racine, WI 53406
Premier Health Savings Account
2.00%
$0
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
4923 Washington Ave, Racine, WI 53406
Premier Savings
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
4923 Washington Ave, Racine, WI 53406
Premier Health Savings Account
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
3525 Rapids Dr, Racine, WI 53404 1634
HSA2 (Health Savings Account)
0.76%
$0
▼
Rate0.76%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
3525 Rapids Dr, Racine, WI 53404 1634
IBEW Savings4
0.51%
$0
▼
Rate0.51%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
3413 Rapids Dr, Racine, WI 53404
Health Savings Account Rate
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
MCU Financial Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
1907 Lathrop Ave, Racine, WI 53405
Retirement Tree - Individual Retirement Share (IRA) Account
0.26%
$0
▼
Rate0.26%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
MCU Financial Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
1907 Lathrop Ave, Racine, WI 53405
Money Tree Savings Accounts
0.26%
$0
▼
Rate0.26%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
4923 Washington Ave, Racine, WI 53406
Health Savings Account
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
MCU Financial Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
1907 Lathrop Ave, Racine, WI 53405
Retirement Tree - Individual Retirement Share (IRA) Account
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
MCU Financial Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
1907 Lathrop Ave, Racine, WI 53405
Money Tree Savings Accounts
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
MCU Financial Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
1907 Lathrop Ave, Racine, WI 53405
Retirement Tree - Individual Retirement Share (IRA) Account
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
MCU Financial Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
1907 Lathrop Ave, Racine, WI 53405
Money Tree Savings Accounts
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
MCU Financial Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
1907 Lathrop Ave, Racine, WI 53405
Retirement Tree - Individual Retirement Share (IRA) Account
0.11%
$0
▼
Rate0.11%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
MCU Financial Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
1907 Lathrop Ave, Racine, WI 53405
Money Tree Savings Accounts
0.11%
$0
▼
Rate0.11%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
MCU Financial Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
1907 Lathrop Ave, Racine, WI 53405
Retirement Tree - Individual Retirement Share (IRA) Account
0.08%
$0
▼
Rate0.08%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
MCU Financial Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
1907 Lathrop Ave, Racine, WI 53405
Money Tree Savings Accounts
0.08%
$0
▼
Rate0.08%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
4923 Washington Ave, Racine, WI 53406
Seymour Savings
0.08%
$0
▼
Rate0.08%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
4923 Washington Ave, Racine, WI 53406
Everyday Savings
0.08%
$0
▼
Rate0.08%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
MCU Financial Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
1907 Lathrop Ave, Racine, WI 53405
Regular Share
0.06%
$0
▼
Rate0.06%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
3525 Rapids Dr, Racine, WI 53404 1634
Special & Club Savings Accounts
0.06%
$0
▼
Rate0.06%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
3525 Rapids Dr, Racine, WI 53404 1634
Prime Share Savings
0.06%
$0
▼
Rate0.06%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
3413 Rapids Dr, Racine, WI 53404
Business Savings Account Rate
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
3413 Rapids Dr, Racine, WI 53404
VIP Savings Account Rate
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
MCU Financial Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
1907 Lathrop Ave, Racine, WI 53405
Growing Tree Savings Accounts
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1700 Dr Martin Luther King Dr, Racine, WI 53404
Retirement High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Tri City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
2704 Lathrop Ave, Racine, WI 53405
Everyday Savings
0.02%
$100
▼
Rate0.02%
Min Deposit$100
Min Balance—
UpdatedMar 28, 2026
Details
MCU Financial Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
1907 Lathrop Ave, Racine, WI 53405
Checking/Share Draft
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Cost of checks/drafts***
Avestar Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
125 W Madison St, Waterloo, WI 53594
Round Up Savings Account
10.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI 54304
Reward Savings
7.50%
$0
▼
Rate7.25%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $500.00
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
222 E Upham St, Marshfield, WI 54449 1543
Youth and Young Adult Savings
7.00%
$0
▼
Rate6.82%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $2,500.00
River Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
124 W Oak St, Sparta, WI 54656
Youth Savings
6.00%
$25
▼
Rate5.87%
Min Deposit$25
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $5,000.00
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
1610 Janesville Ave, Fort Atkinson, WI 53538
TBD Savings
5.12%
$5
▼
Rate5.00%
Min Deposit$5
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $1,000.00
Fidelity Bank & Trust (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
6 Insight Dr, Platteville, WI 53818
Snap $tack Savings
5.12%
$1,000
▼
Rate5.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $5,000.00
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
SavingsPlus
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $500.00
Marshfield Medical Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
302 W Upham St, Marshfield, WI 54449 1461
Kasasa Saver® Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $20,000.00
Security Bank New Auburn, WI
Institution Rating:
A5.0 ★Texas Ratio: 9.11%
112 E Main St, New Auburn, WI 54757
Youth Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $500.00
PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
715 Highway 79, Boyceville, WI 54725
Peoples Preferred Savings
5.00%
$25
▼
Rate4.89%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $25,000.00
Arcadia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
535 Dettloff Dr, Arcadia, WI 54612 1737
Christmas Club Share
4.25%
$0
▼
Rate4.16%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Park City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
1213 N 4th St, Tomahawk, WI 54487
Rewards Savings
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
1800 N Point Dr, Stevens Point, WI 54481 1253
Savings
3.82%
$0
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 22.37%
5325 Wall St Ste D, Madison, WI 53718 7982
Savings Account
3.79%
$100
▼
Rate0.10%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Farmers Savings Bank Mineral Point, WI
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
305 Doty St, Mineral Point, WI 53565
Premier Savings
3.75%
$1,000
▼
Rate3.69%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
$1,000.00 minimum balance to open
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
100 N Main St, Cuba City, WI 53807
High-Yield Savings
3.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Contact your local banker for more details!
Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
220 Grant St, Fort Atkinson, WI 53538
Super Savings
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
715 Highway 79, Boyceville, WI 54725
Peoples Preferred Savings
3.51%
$1,000
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
Investment Savings
3.35%
$50,000
▼
Rate3.31%
Min Deposit$50,000
Min Balance—
UpdatedMar 16, 2026
Details
$250,000.00 - $499,999.99
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3470 S 27th St, Milwaukee, WI 53215
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Farmers Savings Bank Mineral Point, WI
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
305 Doty St, Mineral Point, WI 53565
Premier Savings
3.25%
$1,000
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
$1,000.00 minimum balance to open
PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
715 Highway 79, Boyceville, WI 54725
Peoples Preferred Savings
3.20%
$1,000
▼
Rate3.15%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
Investment Savings
3.00%
$50,000
▼
Rate2.97%
Min Deposit$50,000
Min Balance—
UpdatedMar 16, 2026
Details
$150,000.00 - $249,999.99
PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
715 Highway 79, Boyceville, WI 54725
Youth Savings
3.00%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $2,000.00
WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
11200 W Plank Ct, Wauwatosa, WI 53226
Life Moments Savings
3.00%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 29, 2026
Details
Qualifying balance up to $5,000.00
The Bank of Brodhead
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
806 E Exchange St, Brodhead, WI 53520
Health Savings
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Great Midwest Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
15900 W Bluemound Rd, Brookfield, WI 53005
Elite Savings
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
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Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Racine, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Racine, Wisconsin. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Racine, Wisconsin
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Wisconsin, help your money grow faster through a higher APY.
Are savings accounts in Racine, Wisconsin safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Wisconsin up to $250,000 per depositor, per institution.
How often do savings rates change in Racine, Wisconsin?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Wisconsin rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Racine, Wisconsin may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Racine, Wisconsin?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Racine, Wisconsin offer in-person customer service, which some customers prefer.
How do I open a savings account in Racine, Wisconsin?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Racine, Wisconsin
Here are recent savings rates observed in Racine, Wisconsin and the surrounding area:
- The Huntington National Bank
High-Yield Savings — 3.55% APY - North Shore Bank
Premier Health Savings Account — 3.00% APY - Town Bank
Statement Savings Advanced Special — 2.00% APY - Educators Credit Union
HSA2 (Health Savings Account) — 0.76% APY - Landmark Credit Union
Health Savings Account Rate — 0.30% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Racine, Wisconsin. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 29, 2026
